The most important first step is to understand what is most important to you, establish goals that are in alignment.  Then choose someone that can bring a team of independent experts together and formulate the advice to make it happen.

That said, it is normal to want to jump right into investing.   

We regularly analyze folk's current investment strategy with nothing expected in return.   (We'll analyze other aspects of your strategy if you wish.) 

We look at:

• Overall Performance (vs. benchmarks & our model portfolios)
• Portfolio Design
• Diversification
• Fees & Expenses

Give us a call.    760-804-0910