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Welcome to our Business Connections eNewsletter.
Our goal is to offer our business customers an informative, beneficial tool to help your business grow and prosper. We look forward to your comments and suggestions for the coming issues. |
Product Feature
Contract Servicing
Looking for a better way to collect payments for one or more properties? At Lapeer County Bank & Trust Co. we offer the kind of support and servicing you need to make payment receipt easy. Here is how: - We will process payments from the buyer that are received by check or through automatic withdrawal.
- We offer prompt deposit of payments into your bank account, or check disbursement if you prefer.
- Late notices will be automatically generated on those contracts with a "late fee" provision.
- We offer computerized accounting, reporting and documentation.
- We offer an annual statement summarizing the year's payment activity.
- We offer IRS 1098 and 1099 preparation.
For more information contact our Retail Lending Department at 810.245-2944. Contract Servicing Fee Schedule |
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Customer Spotlight
Imlay City Veterinary Clinic was founded with a dual purpose: to provide the best poss ible care to pets, and peace of mind to their owners. They strive to build and maintain a reputation for excellence and satisfaction among their customers, and are extremely proud of the results.
Imlay City Veterinary Clinic is owned by Linda Cadotte, DVM. The office is located at 6475 West Imlay City Rd., Imlay City, MI 48444. Hours of operation are Monday through Friday from 8:00 a.m. to 6:00 p.m. Saturday from 8:00 a.m. to 1:00 p.m. The Clinic specializes in treating cats, dogs, and pocket pets.
For more information:
Visit: www.icvc.myvetonline.com
Phone: 810.724-5125
If you are interested in spotlighting your business in this section, please call Danielle at 810-245-2957 or email Business Development. This is a free service. |
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Money Matters
Market Volatility and Your Emotions
As we all know, swings in the market happen, and they are not always going to produce a positive return. How we mutually react to these corrections is critical in maintaining your investment strategy. Staying the course and not letting emotion influence your decisions is not an easy choice, but most of the time it's the right one.
Our Wealth Management Group is available to discuss your portfolio and how the recent events have impacted it. Please don't hesitate to call them with your questions or concerns at 810.245-2935.
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Security News
Stolen Wallet? Act Fast!
If you have ever had your wallet or purse stolen, then you know the queasy and panicked feeling that follows.
Having your wallet or purse stolen is traumatic and hopefully it won't happen to you. But if it does, every minute counts. Being prepared is the best defense in minimizing potential losses.
While everything is safely in your possession, make photo copies of both sides of all your cards (or make a list of your account numbers and toll free telephone numbers to reach customer service for each card). Keep this information in a safe place, locked file cabinet or safe deposit box, and update this information periodically. In addition to credit cards, remember to keep track of any insurance, identification, or club cards that have your information on them. Never keep your Social Security number in your wallet or purse.
Take Action Checklist
If your wallet or purse is lost or stolen, you will need to immediately:
- File a police report.
- Cancel your credit, debit and ATM cards. (Your LCBT ATM or Debit card can be disabled using your Online Banking account)
- Notify Lapeer County Bank & Trust Co. so we can issue you new account numbers and stop payment on any checks, if necessary.
- Contact the three credit reporting agencies:
- Equifax 1.800.525-6285
- Experian 1.800.397-3742
- TransUnion 1.800.680-7289
- Alert the department of motor vehicles if your driver's license was stolen.
- Notify your utility companies that someone may try to get new service using your information.
- Change the locks on your home and car if your keys were stolen.
As you notify the proper parties about the loss, be sure to keep a log of all conversations. Request written vertification that accounts have been closed and keep copies of all documentation that you send or receive. Make sure any replacement cards you receive have new account numbers. Review your credit reports regularly and have them corrected, if necessary.
Free Annual Credit Report |
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"eStatement Nook Color™ eReader" Contest
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Free Community Shred Day:
October 15, 2011
Main Office
9:00 to Noon
Customer Appreciation Day
October 28, 2011 All Offices 9:00 to 4:00 p.m.
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Ask Us...
Do you have questions about banking related topics? Chances are your peers have the same questions. Submit your questions to Business Development and we will post a few Questions & Answers here each quarter. |
Question: What are the benefits to using eStatements?
Answer: There are many benefits to signing up for eStatements.
1. eStatements are free.
2. It is an easy way to help our environment through using less
resources and thereby creating less waste.
2. Takes less space to store than paper statements.
4. eStatements are easy to view, save, and print as needed.
5. Have instant and secure access 24 hours a day.
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Just for Fun
1. What bill is refered to as a "C-note"?
2. Who makes the final decision as to whose portrait appears on our currency?
3. Coins and paper which must be accepted as payment for debts are known as legal:
4. Finish this famous old jingle: "Shave and a haircut..."
5. Who and what is depicted on the front/back of a fifty dollar bill?
6. How much is "Two bits" worth?
1.$100 bill 2.The Secretary of the Treasury 3.Tender 4."Two bits" 5. Ulysses S. Grant and the U.S. Capitol 6. 25 cents
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Free Banner Ads
Looking for a way to advertise your company for free? You may have noticed that Lapeer County Bank & Trust Co. has been posting Testimonial banner ads on the front of our website. These ads focus on specific Bank services or products you use and will run for 2 months. When clicking on the "More Leaf" the viewer is taken to a page with the customer's testimonial.
So how do you get a Testimonial banner ad? Call Danielle Chateauvert in Business Development at 810.245-2957 to set up a time to have your photo taken, sign a release, and email your testimonial to us. It's easy & free!
View Testimonials |
We Have Low Mortgage Rates!
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