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Welcome to our Business Connections eNewsletter.
Our goal is to offer our business customers an informative, beneficial tool to help your business grow and prosper. We look forward to your comments and suggestions for the coming issues. |
Product Feature
eDeposit Remote Capture Solution
eDeposit - Remote Capture Solution utilizes a desktop scanner that connects to your PC and the Internet. With it, you can scan checks received from your customers and deposit them electronically. It's the fastest way to deposit checks.
- Convenience - No more daily trips to the Bank. Deposit checks right from your desktop.
- Extend your workday - Extends your depositing time.
- Reduce expenses - This product eliminates the costs of regular trips to the Bank and reduces the cost of deposit preparation, saving you time and money.
- Faster clearing of checks - This process speeds up the availability of funds and improves your cash flow.
- Streamlined operations - Automates the process of creating deposit tickets. Gives you the ability to centralize deposits from more than one location.
- Peace of mind - Reduces the risk of fraud and assures deposits are being made daily.
- Put the savings and convenience of technology to work for you.
We provide hands-on implementation and training to guide you through the process, which can be scheduled at your convenience. View Flyer |
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Customer Spotlight
The PIX Theatre has roots that date back to 1914. Today the private non-profit PIX Arts Council manages the Theatre on behalf of the Downtown Development Authority offering approximately fifty live performances per season.
The PIX Arts Council hosts a variety of series including:
- Showcase Series
- Regional Artist Series
- Local Artist Series
- Family Fun Series
- Sunday Series
- PIX-O-WEEN IV
- Lapeer Community Theatre
- Irma Gelhausen School Days Series
- Student Stage Workshop
The PIX Arts Council offers several ways to purchase tickets.
- Online at their website.
- Weekly Box Office, Tuesday through Saturday from 12:00 p.m. to 6:00 p.m. This Box Office is located at 194 W. Nepessing Street, Suite B. Enter through the Court Street entrance behind Gallery 194.
- Lobby Box Office, open one hour prior to curtain time.
For more information:
Visit: www.pixlapeer.org
If you are interested in spotlighting your business in this section, please call Danielle at 810-245-2957 or email Business Development. This is a free service.
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Money Matters
GreenPath Debt Solutions
Lapeer County Bank & Trust Co. is proud to announce a partnership with GreenPath Debt Solutions.
This partnership gives our customers free access to money management and financial education tools. Free financial counseling sessions are available, and will be extremely helpful for anyone either having financial difficulties or just wanting a little bit of advice.
You can receive assistance with:
- Personal and family budgeting
- Understanding your credit report and how to improve your score
- Money management
- Debt repayment
- Avoiding bankruptcy, foreclosure and repossession
Other Services Offered:
Learn More |
Security News
Disaster Recovery
A disaster can strike at any time, in many forms. Whether the emergency is a flood, tornado, fire, theft, or a hard drive that crashes, businesses and organizations, large or small, need to have a Disaster Recovery and Business Continuity Plan in place. Ready.gov is a great resource to help you through the planning process. They offer a Business Continuity & Disaster Preparedness Plan form you can fill out online to assist you in creating your own plan for crisis management. Things to consider when planning: - What type of disasters would impact your business?
- Who will be in charge?
- How will you contact employees and who will report in?
- What are your critical operations?
- List of suppliers and contractors with contact information.
- Alternate site to run your business from.
- How will you back up your files?
- Where will you store the file copies?
There are not many businesses that can afford to be closed after a disaster. Creating a Business Continuity & Disaster Preparedness Plan and reviewing it annually can significantly reduce your losses if ever you are hit by disaster.
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Free Banner Ads
Looking for a way to advertise your company for free? You may have noticed that Lapeer County Bank & Trust Co. has been posting Testimonial Banner Ads on the front of our website. These Banner ads focus on specific Bank
services or products and will run for 2 months. When clicking on the more leaf the viewer is taken to a testimonial page with the customer's testimonial.
So how do you get a Bank Banner Ad? Call Danielle Chateauvert in Business Development at 810.245-2957 to set up a time to have your photo taken. Or we may be able to use a professional photo you have already had taken. Next, we would need a signed photo release and an emailed copy of your testimonial.
View Testimonials |
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Free Community
Shred Day:
October 15, 2011
Main Office
9:00 to Noon |
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Ask Us...
Do you have questions about banking related topics? Chances are your peers have the same questions. Submit your questions to Business Development and we will post a few Questions & Answers here each quarter. |
Question: Is LCBT making loans for small businesses?
Answer: Yes.
LCBT has money to lend! Our lenders work with small businesses to determine what is best for their needs. Our goals are to assist in the economic development
of our community and provide affordable financing. With the assistance of the Small Business Administration we are able to provide low down payments, long term financing and reduced fixed interest rates* that will help improve your cash flow.
Contact a Loan Officer today.
*SBA guidelines apply
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Special Alert-Fraudulent Email
The FDIC has received numerous reports of a fraudulent email that has the appearance of being sent from the FDIC. The email appears to be sent from "alert@fdic.gov" and includes a subject line that states: "FDIC: Your business account." The email is addressed to "Business Owners" and states "We have important information about your bank. Please click here to see information." It then states, "This includes information on the acquiring bank (if applicable), how your accounts and loans are affected, and how vendors can file claims against the receivership."
This email and link should be considered an attempt to collect personal or confidential information, or to load malicious software onto your computer. Do not click on the link provided. The FDIC has repeatedly said that it does not issue unsolicited emails to consmers or business account holders.
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Just for Fun
Getting Your Money's Worth- Half Life of Currency
How long do bills last? A US $1 bill or a $10 bill last for an average of eighteen months. Five dollar bills last around fifteen months, and twenties kick around for two years. The larger denomination bills can last up to eight years.
Good thing that the average coin lasts for 25 years, since new pennies cost over 1.67 cents each to make.
The average bill is meant to take up to 4000 folds in each direction before it rips. Why's it so strong? Currency paper is 25% linen, making it rip-resistant.
95% of the bills are printed just to replace damaged ones that had to be taken out of circulation. In 2007, 45.5% of the notes printed were $1 notes, since those ones get used and degraded most quickly. |
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