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Welcome to our Business Connections eNewsletter.
Our goal is to offer our business customers an informative, beneficial tool to help your business grow and prosper. We look forward to your comments and suggestions for the coming issues. |
Product Feature
Business Debit Card
Purchase office supplies, fill up the gas tank, and pay for business lunches with your LCBT Business Debit Card. It's an ideal way to handle purchases and expenses directly from your business checking account. Use it to manage all of your everyday expenses without having to carry a check binder or large amounts of petty cash.
- Use your card to make purchases, and the funds are automatically withdrawn from your business checking account.
- Reduce valuable time spent keeping track of petty cash.
- Track transactions easily through LCBT's Online Banking.
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Customer Spotlight
Hometown Pharmacy of Lapeer is a privately owned, full service community pharmacy located in the Genesys Medical Building on Baldwin Road in Lapeer, Michigan. The idea behind Hometown Pharmacy developed from a simple desire: bringing together the benefits of a small, independently owned community pharmacy with the efficiency of a larger, well-managed company to improve the way retail pharmacy is practiced today.
Hometown pharmacists are valuable community health care resources for those who require timely and accurate information. Their experienced and knowledgeable staff pride themselves on knowing each customer and efficiently filling prescriptions in as few as 15 minutes. They currently service several nursing homes in the area, and are able to provide compounding and fill specialty prescriptions. The success of Hometown Pharmacy of Lapeer is due to its dedication and commitment to customer service. Whether you have been with them from the beginning or have heard about their competitive prices or fast, friendly and efficient service, they are here to help you. Stop in and see for yourself why Hometown Pharmacy is "the best kept secret in town."
At Hometown Pharmacy their mission is to serve YOU while providing the convenience, competitive prices and quality time that you deserve. They believe that a Pharmacy you know is a Pharmacy you can trust.
Local: 810-245-6967
Pharmacists: Kim Ritsen & Dave Kayfes, owner
If you are interested in spotlighting your business in this section, please call Danielle at 810-245-2957 or email Business Development. This is a free service. |
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Money Matters
Money to Lend
Whether you are looking to start, expand, or refinance your business, we have money to lend. Our experienced lenders are ready to discuss your needs and offer lending options to help you reach your goals.
 Pete Batistoni Bill O'Conner Ashley Winter
Why LCBT?
- Local Lenders
- Local Decision Makers
- Local Servicing
- Local Reinvestment in our Community
- Quick and Timely Responses
SBA (Small Business Adminstration) Loans | Capital Access Program | Lines of Credit | Construction Loans
Equipment Loans
Contact a Loan Specialist for additional information. |
Security News
False Security - Pressing 'Delete'
If you are selling or donating an old computer, it could cost you down the road. That is if you do not take steps to truly remove your sensitive information from the hard drive. Just because a file is out of sight does not mean it is removed from your computer.
What does 'delete' mean?
When a file is deleted it is not erased from the hard drive of the computer. Deleting a file simply removes the path to the file from your view. If you have not emptied the Trash folder on the computer, this sensitive information could still be easily accessible.
Removing Files
Over time files can be written over to make room for new data. Using free data destruction software to "Wipe" your hard drive clean is the best way to completely remove information from the hard drive. Once the hard drive is cleaned, the operating system can be reinstalled.
Another option, if recycling the computer, is to remove and drill holes through the hard drive.
Don't make the mistake of thinking your sensitive information is safe just because you gave your computer to a family member or friend. That computer along with your personal information could easily end up on eBay or Craig's List. So before selling, donating or recycling any device with personal information remember to clean the hard drive.
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Free Community Events
Shred Days:
April 30, 2011
Imlay City Office
9:00 to Noon
May 21, 2011
Main Office
9:00 to Noon
October 15, 2011 Main Office
9:00 to Noon Ice Cream Social: June 24, 2011
Downtown Lapeer 11:30 to 2:30 p.m.
Special Hours:
Good Friday
April 22, 2011
- All offices closed from noon until 3:00 p.m.
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Ask Us...
Do you have questions about banking related topics? Chances are your peers have the same questions. Submit your questions to Business Development and we will post a few Questions & Answers here each quarter. |
Question: What is an Express Statement?
Answer: An image of your statement is created and stored on an Express Statement CD-ROM. It includes front and back images of your checks, deposits, and deposited items. Express Statement CDs are a great way to reduce the costs of check research and storage. Best of all you can opt to receive Express Statement CDs monthly, quarterly, or annually for minimal cost. Contact an office near you to sign up for Express Statements today. |
Special Reminder
Did you know that with your business or organizational account you receive the following benefits at no cost?
- Debit Cards
- Online Banking
- Mobile Banking
- eStatements
- Business Connections eNewsletters
- Coin Counting
- Financial Check-up with our Wealth Management Group
Click here for more information. |
Just for Fun
1. Now, don't look! Who or what is pictured on the back of a penny?
2. Now that your're on a roll (or not), what's on the back of a dime?
3. Pennies are made up of only 2.5 % copper. Which other metal makes up the bulk of this coin?
4. The Massachusetts Bay Colony issues the first paper money in the Americas--and the year is:
Answers: 1. The Lincoln Memorial 2. A Torch 3. Zinc 4. 1690
Source: bankrate.com |
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Toolbox
- Create surveys, polls, and quizzes in minutes. Collect responses via your website, email, iPad, Facebook, and Twitter. Generate and share easy-to-read reports at
PollDaddy.com.
- Create free web pages including company intranets, project work sites, and more with
Google.com/sites.
- Want to monitor the use of your business name on the web? Check out this free service at
Google.com/alerts.
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