Welcome to our Business Connections eNewsletter.
Our goal is to offer our Business customers an informative, beneficial tool to help your business grow and prosper. We look forward to your comments and suggestions for the coming issues.
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Product Feature
Credit Card Processing Services
 Competitive Rates We can provide our merchants with some of the industry's best products and competitive rates. Through our program, merchants can attract new customers by offering a variety of payment options. Select the products and services that fit your needs and we'll tailor a program that's efficient and economical.
Features include: - No contract required
- Available for seasonal merchants
- Quick merchant account approval
- Competitive rates/fees
- Multiple card types
- Payments accepted by phone, mail, internet or walk-in
- Prompt payment of funds, typically available in 2 business days
- Reliable 24/7 customer service and technical support
- Secure 24/7 online transaction reporting
- Free cost analysis of your current credit card program
- Local Chamber of Commerce members receive free set-up ($75 savings)
Get started today:
Contact Marsha Kalakay at 810-245-2909.
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| Customer Spotlight
 The Habitat for Humanity of Lapeer County ReStore was opened in 2009. The ReStore's mission is to provide additional funding for affordable, safe housing. They also promote recycling & conservation, which provides low cost building materials, home furnishings, and job training.
Their inventory includes new and used donations made by individuals, stores, manufacturers and contractors. Stop by to view the ever changing inventory:
- Appliances
- Furniture
- Antiques
- Light Fixtures
- Doors & Windows
- Siding
- Lumber
- Shingles
- Sinks & Tubs
- Cabinets
- Paint Supplies
- Tools
- Much More!
The Habitat ReStore is located at 3056 Davison Rd., Lapeer. It is open Monday - Friday from 9:00 a.m. to 5:00 p.m. and on Saturday from 9:00 a.m. to 1:00 p.m. To reach them by phone call 810-660-7823.
Since 2004, Habitat for Humanity of Lapeer County has built/restored 6 homes. Partner families are required to complete sweat equity hours and repay an interest free mortgage on their homes. Please contact the Habitat Office for more information on becoming a volunteer, partner family or sponsor at (810) 664-7111 or visit lapeerhabitat.org.
If you are interested in spotlighting your business in this section, please call Danielle at 810-245-2957 or email Business Development. This is a free service. |
Security News
Strong Passwords = More Security
"Treat your password like your toothbrush. Don't let anybody else use it, and get a new one every six months." ~ Clifford Stoll
We have all heard of the importance of using strong passwords. Yet when faced with the blinking cursor it is easy to type a short easy to remember password. The long term effects of weak passwords can lead to major headaches down the road.
The best lines of defense are to create strong passwords, change your passwords every 3-6 months, and use different passwords for online banking/email/facebook/etc.
Helpful Tips for Creating Strong Passwords:
Password Length- 8 characters minimum, 10 characters or longer are best
Password Complexity: At least 4 characters in your passwords should be each one of the following:
1. Lower case alphabets
2. Upper case alphabets
3. Numbers
4. Special characters
An easy way to apply these rules is to use a phrase or combine several words.
Example: Blue Skies Today
Becomes: blUsk!3st0dy or BLuSK!3STDY
None of us would give our wallet to a stranger, however each time we create a weak password or reuse the same password for multiple accounts we give attackers easy access to our personal information. Be proactive and start using stronger passwords today.
Resource: www.thegeekstuff.com |
Special Reminder
 Accessing your Online Banking or eStatements each month will prevent your account from reverting to a regular
Business Checking account. Our customer service representatives are happy to assist you with any Online Banking questions you may have. |
Toolbox
 Need a free blog to keep in touch with your customers? Check out Blogger.com. DimDim.com offers helpful web conferencing solutions. Their basic service is free.
Want to monitor the use of your business name on the web? Check out this free service at Google.com/alerts.
Looking for sample forms and documents for your business? Check out DocStoc.com. |
Special Offer
eDeposit Remote Capture Solution ~ Learn More
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Free Community
Shred Days
Join us for the next Shred Day:
Main Office
October 16, 2010
This event is free to the public. Stop by any time between 9:00-Noon to drop off your shredding. More Info
Together we are making a difference.
Amount of Paper Shredded in 2010 =
Amount of Paper Shredded since our first Shred Day in 2006 =
42 tons
This is the equivalent of
714 mature trees
being saved from unnecessary destruction. |
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Ask Us...
Do you have questions about banking related topics? Chances are your peers have the same questions. Submit your questions to Business Development and we will post a few Questions & Answers here each quarter. |
Question:
Is there an easy way to unlock Online Banking if I lock myself out?
Answer: Yes. First, you can always call
Customer Service at (810) 245-2950 to get your account unlocked.
Before you are locked out follow the Reset/Unlock Online Banking Password Procedures. Then the next time you are locked out you can click Reset Password on the Online Banking login page. This will send a temporary password to your email account.
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 On August 23rd we welcomed Thomas Mitchell as our new Vice President & Trust Officer. Tom has roots in Lapeer County and brings 30 plus years of trust and law firm experience.
 Ashley Winter was promoted to Commercial Lending Officer on August 20th. Ashley has been with LCBT since 2003. |
| Just for Fun
When was paper money first printed in the U.S.?
The U.S. Department of the Treasury first issued paper U.S. currency in 1862 to make up for the shortage of coins and to finance the Civil War. There was a shortage of coins because people had started hoarding them; the uncertainty caused by the war had made the value of items fluctuate drastically. Because coins were made of gold and silver their value didn't change much, so people wanted to hang onto them rather than buy items that might lose their value.
What denominations of bills were first printed?
The first paper notes were printed in denominations of 1 cent, 5 cents, 25 cents, and 50 cents.
What time is it on the Independence Hall clock on the back of the $100 bill? Though it would be difficult
to tell without a magnifying glass, the hands of the
clock in the steeple of Independence Hall are set
at approximately 4:10.
Source: factmonster.com
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