Greetings!
Welcome to our second issue of Business Connections.
Our goal is to offer our eBusiness customers an informative, beneficial tool to help your business grow and prosper. We look forward to your comments and suggestions for the coming issues.
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Product Feature
Mobile Banking Safe. Secure. Convenient.  LCBT's Mobile Banking is an extension of Online Banking. Mobile Banking features include: - View Transaction History
- View Account Balances
- Transfer Funds between Accounts
- Pay Bills to existing Payees
- View Alerts
Enrolling in Mobile Banking
Before you get started using this service, check to make sure your mobile phone meets the minimum requirements below. Next, follow the enrollment instructions. It's that easy.
LCBT does not charge a fee for Mobile Banking, however mobile service provider usage charges apply. |
Customer Spotlight
Just about anywhere you look in Lapeer County you can see the creative work of Craig Turner, owner of Craig's Signs and Truck Lettering.
Since 1990, Craig's Signs has been creating artfully crafted and visually appealing signs and graphics that help business customers maximize their marketing potential.
They specialize in all types of signs to individually cater to your unique needs including:
vehicle lettering & graphics
business signage
yard signs
real estate signs
banners
window graphics
screen printed signs
decals
sandblasted signs & glass
magnetics and more
To see samples or place an order visit their business located at 1498 N. Saginaw, Suite #2, in Lapeer. They are open Monday through Friday from 8:30 a.m. to 5:00 p.m. To reach them by phone call 810-667-SIGN.
If you are interested in spotlighting your business in this section, please call Danielle at 810-245-2957 or email Business Development. This is a free service.
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CBC Financial Services
Investment Planning
Erin Landers |
Sound money management is essential to achieving your financial goals. Erin Landers, Infinex Representative for CBC Financial Services, can offer you the tools and resources to achieve your objectives.
Erin starts by listening to you and finding out what you want to accomplish. Once she has a clear understanding of your specific situation, she can begin to develop an investment plan that meets your needs. There is no hard sell. No pressure. And, there is never a cost for a consultation. Whether you are planning for retirement, providing a pension plan for a business, sending children to college, or simply growing or preserving your wealth, she can provide the solutions to your investment needs.
Some investment tools CBC Financial Services can offer include:
- Business Retirement Accounts
- Key Man Policies
- Individual Retirement Accounts
- Life Insurance
- Education Planning
So, keep your financial planning simple and invest
with CBC Financial Services. Give Erin a call at
810-245-2935.
Erin Landers
Financial Advisor
810-245-2935
CBC Financial Services are provided through
Infinex Investments, Inc., a registered broker-dealer
and member of FINRA/SIPC. 
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Business Debit Card
Manage Expenses
 Purchase office supplies, fill up the gas tank, and pay for business lunches with your LCBT Business Debit Card. It's an ideal way to handle purchases and expenses directly from your business checking account. Use it to manage all of your everyday expenses without having to carry a check binder or large amounts of petty cash.
- Use your card to make purchases, and the funds are automatically withdrawn from your business checking account.
- Reduce valuable time spent keeping track of petty cash.
- Track transactions easily through LCBT's Online Banking.
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| Toolbox
 Want to monitor the use of your business name on the web? Check out this free service at Google.com/alerts.
Looking for sample forms and documents for your business? Check out DocStoc.com. |
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Ice Cream Social
Court House Lawn
June 25, 2010
11:30-2:00 p.m.
Free Community
Shred Days
Join us for the next Shred Day:
Main Office
October 16, 2010
This event is free to the public. Stop by any time between 9:00-Noon to drop off your shredding. More Info
Together we are making a difference.
Amount of Paper Shredded in 2010 =
Amount of Paper Shredded since our first Shred Day in 2006 =
42 tons
This is the equivalent of
714 mature trees
being saved from unnecessary destruction. |
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Ask Us...
Do you have questions about banking related topics? Chances are your peers have the same questions. Submit your questions to Business Development and we will post a few Questions & Answers here each quarter. |
Question:
Does LCBT offer a Health Savings Account?
Answer:
Yes. A Health Savings Account (HSA) is a tax-exempt trust or custodial account established exclusively for the purpose of paying or reimbursing qualified medical expenses for you, your spouse, and your dependents.
Withdrawals are made by check, debit card, Online Banking, or by completing a (HSA) Distribution Form. A distribution fee will be charged at the time of withdrawal.
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| Just for Fun
What is money made of?
Coins are usually made of copper and another element, such as zinc or nickel. Currency paper is composed of 25 percent linen and 75 percent cotton. Red and blue synthetic fibers of various lengths are distributed evenly throughout the paper. Before World War I these fibers were made of silk.
How long does money last?
That depends on the denomination of the note. A $1 bill lasts 18 months; $5 bill, two years; $10 bill, three years; $20 bill, four years; and $50 and $100 bills, nine years. Bills that get worn out from everyday use are taken out of circulation and replaced.
How much does $1 million weigh? That would depend on the denomination of the bills you use. Since there are 490 notes in a pound, if you used $1 bills it would weigh 2,040.8 pounds, but if you used $100 bills it would weigh only 20.4 pounds.
Source: factmonster.com |
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