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News You Can Use

November 2011

The Weather Outside Says Winter is Near and the Holiday's Are Here!


All the candy has been eatin', and now its

time for some holiday cheer. 


2011 Holiday Calendar

$100 Down Payment Can Get You Into a Home!

HUD Offers REO Homes for $100 Down in Colorado


HUD Home


HUD has approved a program aimed at putting foreclosed homes back into the hands of owner-occupant buyers.  


In Colorado, from now into October of next year, buyers need a down payment of only $100 to purchase a HUD-owned REO home.

The buyer must be an owner-occupant, utilizing financing insured by the Federal Housing Administration (FHA). Standard FHA underwriting guidelines apply, and the sale must be for the full amount of the current list price.


The $100 down payment incentive program has been approved for two of HUD's four national regions - the regions managed by the Denver Homeownership Center and the Atlanta Homeownership Center. HUD homes in the states listed, as well as the Caribbean are currently eligible for the program.


HUD's $100 down payment incentive program can also be applied to an FHA 203k loan, which can be used to fund repairs and renovations on the home. The 203k loan program  allows buyers to find a property that needs some TLC, fix it up however they want to, and finance the whole thing for $100.


In addition to $100 down instead of FHA's typical 3.5 percent down payment, HUD says it will also cover up to 3 percent of the closing costs in most cases.

Pushing Local Business's Forward!  

Elite Electric 

As a Realtor I work with all types of clients and business's and often get asked "Do you know someone who?". Over the years I have developed a list of people and companies that I often hire and frequently recommend to my clients.


If you ever need to hire someone check out my "Who Do I Hire" list for names and descriptions such as my electrician Ben Miller, Owner of Elite Electric, LLC. He is a master electrician with nearly 15 years experience in new construction, commercial, and residential. Ben is commited to providing affordable, dependable and professional service along the entire Front Range (Longmont to Parker).

Ughhh...My Phone  Messed That Up!!!
Scene: Do you know your text slang?

Mom: Your great aunt just passed away. LOL 


Son: Why is that funny?

Mom: Its not funny David! What do you mean?

Son: Mom lol means laughing out loud!

Mom: Oh my goodness!! I sent that to everyone. I thought it meant lots of love. I have to call everyone back. Oh God.
Happy Birthday!

Cupcake 5   

November 4

Scott Skiba    


November 4 


November 6 

 Tammy Morran    


November 9 

 Raj Prasad   


November 12 

Adrian Duran    


November 12 

Holly Hepp   


November 13

 Ben Ulric


November 16 

Tim Vialpando   


November 17 

 Eli Regalado

November 19 

Jamie Martinez


November 20 


November 25   

Useful Resources



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