August 2012

 Serving the Tampa Community Since 1935



Overwhelmed with Back to School?

 We can help!  

Visit for great discounts on school items like Dell computers, Sprint mobile, and even new GM cars.   


Also don't forget to check out our super low loan rates at We can help with lines of credit, auto loans, and even home loans before the first day of school!  


Apply online, at a Service Center, or 

call us at (813) 247-4414, ext. 7605.

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Back to School Tips for Families

School is almost back in session! Families can easily become overwhelmed with PTA meetings, after-school practices and homework! We hope to help make the most of your family time with the tips below: 

  • Don't forget the Back to School Sales Tax Holiday! August 3-5, you pay no sales tax on clothing and bags at $75 or less per item, and specific school supplies at $15 or less per item.
  • Create a centrally-located calendar with important dates and events. Consider color coding by event type or family member.
  • Hold a back-to-school meeting to establish rules for homework and bedtimes so everyone is on the same page.
  • Plan meals for the week. Dinner planning is often half the battle!
  • Create a "no TV, no phone, no iPad" rule for the dinner table. It's hard to talk to each other when you are all focused on other things -- even if you are a great multi-tasker!
  • Have kids pick out their clothes for the week. Place accessories on clothes hangers with the outfit to make it even easier!
  • Don't forget to "play"! Add a Friday Game Night or Sunday brunch to your calendar as a way to keep in touch.



                             Annual Account Maintenance Charge

Accounts open longer than 12 months as of August 5, 2012, will be charged the $5 Annual Account Maintenance Charge on that day. Minor accounts are excluded from this charge. Be sure to keep enough funds in your account to cover this charge, plus your $5 minimum balance to maintain your membership.


Annual Meeting

Tampa Bay Federal's Annual Meeting will be held on Thursday, October 18 at 5:30 pm at 3815 N Nebraska Avenue in Tampa. Petitions for elections must be in no later than September 4, 2012. Please contact Cindy Walker, Executive Vice President, at (813) 247-4414 ext. 305 for petition information.



                           Online Bill Pay Sweepstakes

Online Bill Pay Sweepstakes

Do you use Online Bill Pay? It's a better way to receive and pay your bills! Organize your bills online and earn the chance to win up to $10,000. See official rules for details!

Home Banner

Home is where the heart is  . . . and the EQUITY


Home equity lines of credit are a good way to access the money you may need for house projects or other big expenses.  Tampa Bay Federal offers HELOC loans with variable interest rates and your monthly payment is only one percent of the balance of the loan.  

Local Lender. Local Servicing. Personal Service.

Contact Jay Kim at 813.541.4002 or Brandon Dalton at 813-545-6697.   
Visit our website for complete information.


Checking Banner


 Take a look at each checking account offering and 

to get the most out of your checking account!

 Get the details! >

Pay Just $200.33 on $10,000 Borrowed for 60 Months*


Now's the time to consolidate higher-interest debt!

Apply now via Online Banking, call us, or stop in!


Or, consolidate higher-rate credit card balances to your Tampa Bay Federal card with a NO FEE balance transfer! For a limited time only!


View New SUPER LOW Rates

Log In and Apply


*Rates as low as 6.49%. Sample payment on 7.49* APR; rate may vary depending on credit.

Is shopping for a car stressing you out? 
Let Auto Advisors do the Legwork--For Free!

Auto Advisors
Now, car shopping can be a pleasurable experience, too. Auto Advisors, a free service for our members, eliminates your visit to the showroom, the high pressure sales guy, and the waiting around. The advisor at Tampa Bay Federal works only for credit union members, educating you about the car buying process and ensuring you get the vehicle you want at a price you want to pay, plus full value for your trade. And lots more!

Contact our auto advisor, Steve Snow, at 813-247-4414 ext. 359 
or email him at and get started today.

Happy Labor Day!

Traditionally, America celebrates Labor Day with a summer send-off. Fortunately for us in Florida, we can enjoy summer a little bit longer. We can also celebrate a new sports season with the Buccaneers, Bulls, Spartans, Seminoles, Gators and Knights while continuing to cheer on the Rays!

If you have the day off, take a moment to relax and reflect on all the hard work you do every week!


Thank you for subscribing to Tampa Bay Federal's monthly newsletter, through which you receive valuable information regarding your changing financial needs.  We look forward to serving you...with pleasure.

 Member Cellular Discounts with Sprint


75 Years Thank You 

Nancy Smith, Retail Sales & Service

Tampa Bay Federal Credit Union

Phone Numbers

Labor Day Holiday, September 1 and 3, 

branches will be closed.


       NCUA Label  Equal Housing Lender Logo


Serving Ybor Heights, North Tampa, Town 'n' Country, Riverview, and Brandon