Serving the Tampa Community 

May 2012

 Serving the Tampa Community Since 1935



New Services Designed to Make Things Easier for You!
In this issue, you'll find some new services we've recently introduced for the purpose of making things easier for you.
The first is our new Auto Advisors service. The Tampa Bay Federal advisor will help you locate and negotiate the new car deal you want. Our advisor, Steve Snow, is your advocate and his assistance to you is free as a Tampa Bay Federal member.
The second is another advocate--for home buying and selling. The CU Home Advantage program will assign an advocate to you to assist throughout your buying, selling, and moving process. And, again, this is a free service to you as a Tampa Bay Federal member. Read more about these below and visit us online any time for more information or to get started.
And, as always, we're working hard to make things easier for you, with pleasure.
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Pay Just $200.33 on $10,000 Borrowed for 60 Months*            Now's the time to consolidate higher-interest debt!
Apply now via Online Banking, call us, or stop in!
Or, consolidate higher-rate credit card balances to your Tampa Bay Federal card 
with a NO FEE balance transfer! For a limited time only!
*Based on 7.49* APR; rate may vary depending on credit.

Home & Family Finance"The simple question--will it cost more to rent than to buy--does not have a simple answer."


In fact, home prices are generally down, mortgage interest rates are low, and rents are rising. However not everyone is cut out for the do-it-yourself aspect of keeping up a property. Plus, credit scores, debt ratios, and job stability all play a role in whether to rent or buy.  


This month's Financial Fitness Challenge offers more information on this tricky subject, plus some calculators that will weigh in on the decision. Check out this month's Financial Fitness Challenge, register, and you could win $50!


  All about this month's Challenge >

Register for the Challenge >

Financial Fitness Challenge Rules >

Home Banner
Tampa Bay Federal Home Loans
Now offering VA, Investment/Rental, and Loans Outside of Florida
FHA loans - Online applications - Pre-approvals - Free 45-day lock on rates - Variety of products
Free escrow accounts - Competitive rates & closing costs - No pre-payment penalties
No closing cost option on refinances or purchases - First time homebuyer program
Looking for Home Buying or Selling Assistance and Savings?

The CU Home Advantage Program is a free service to Tampa Bay Federal members providing home buying and selling assistance, plus a cash rebate of the broker's commission.  It also offers a dedicated member advocate to work with you during the sale or purchase process. 

Click here to enroll or call 1-888-712-1811.
Local Lender. Local Servicing. Personal Service.

Contact Jay Kim at 813.541.4002 or visit our website for complete information.
Is shopping for a car stressing you out? 
Let Auto Advisors do the Legwork--For Free!

Auto Advisors
Now, car shopping can be a pleasurable experience, too. Auto Advisors, a free service for our members, eliminates your visit to the showroom, the high pressure sales guy, and the waiting around. The advisor at Tampa Bay Federal works only for credit union members, educating you about the car buying process and ensuring you get the vehicle you want at a price you want to pay, plus full value for your trade. And lots more!

Contact our auto advisor, Steve Snow, at 813-247-4414 ext. 359 
or email him at and get started today.

ACS Relay for Life Logo


May 4 is the 2012 Relay for Life of Westshore at Jefferson High School in Tampa. Join our team, come out and support us, or make a pledge. 

Here's our fundraising page for the details.



Thank you for subscribing to Tampa Bay Federal's monthly newsletter, through which you receive valuable information regarding your changing financial needs.  We look forward to serving you...with pleasure.

 Member Cellular Discounts with Sprint


75 Years Thank You 

Nancy Smith, Retail Sales & Service

Tampa Bay Federal Credit Union

Phone Numbers

  Memorial Day Holiday

All branch locations closed

Saturday, May 26 & Monday, May 28


       NCUA Label  Equal Housing Lender Logo


Serving Ybor Heights, North Tampa, Town 'n' Country, Riverview, and Brandon