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 October is International Credit Union Month!
You may wonder what the difference is between credit unions and other financial institutions. In reality, many differences exist, but the short of it is this: credit unions are member owned financial cooperatives driven by the philosophy of people helping people.
For much more about credit union cooperatives and International Credit Day on October 20, please visit us online.
Happy Credit Union Month!
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| | | USE ALL OF THE EQUITY IN YOUR HOME WITH A HOME EQUITY LOAN
Home Improvements, Education Expense, Debt Consolidation
- 100% LTV
- Affordable payments by going to a 20-year term
- Fixed interest rate
- No prepayment penalty--pay off any time!
- Potential tax write-off (consult with your tax accountant)
Conveniently apply online
or contact Jay Kim at 813-541-4002 or Mike Birch at 813-545-6697
TAMPA BAY FEDERAL HOME LOANS. Local Servicing. Local Lenders. Personal Service. |
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Smart Start Checking - Open One in Any Branch!
Designed for students ages 16 to 22
- Open with just a $50 deposit
- Free online banking
- Bill Pay with ZashPay™
- E-statements
- No monthly service charge
- No minimum balance
- Debit Card, and more!
More about Smart Start Checking >>
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Fatigue Can Scare You Into Making Poor Decisions
Check out the Challenge, register, and you could win $50!
Sleeplessness may be a symptom of financial stress. Researchers are finding that fatigue itself can lead to money trouble by contributing to making bad choices in the first place.
This month's Financial Fitness Challenge suggests postponing making decisions when you know you're tired, then make choices, automate them, have a routine, and take your time when making big financial decisions.
All about this month's Challenge >>
Register for the Challenge >>
Financial Fitness Challenge 2011 Rules >> |
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CREDIT UNION SERVICE CENTERS OF FLORIDA
Going Places and Win Sweepstakes!
Use one of the more than 230 Florida CU Service Centers during October and November 2011 and you'll automatically be entered in the Going Places and Win Sweepstakes!* Every transaction you make is your entry to win great prizes including:
iPads - Nav Systems - 7" Color TVs - Portable DVD Players
Weather Monitors - Gift Cards - Gas Cards
Visit our website for more information and to find locations.
*Visit any participating Florida CU Service Center for complete sweepstakes rules and entry forms. Some transaction availability may vary by Florida Shared Branch Facility. No transaction is necessary to enter the Going Places and Win Sweepstakes. Entrants must be at least 18 years old to win a prize.
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Congratulations to David Edelstein, Mary Haban, Brian Curp, and Ashley Alvarez, who all won complimentary registrations for the 17th Annual Tampa Police Memorial Run & Walk. They entered to win on our Facebook page. Planning on participating? We'll be there on October 8. You can still register here for the event.
Tampa Bay Federal's Annual Meeting will be held on Thursday, October 20, 2011 at 5:30pm at 3815 N. Nebraska Ave., Tampa, Florida.
Thank you for subscribing to Tampa Bay Federal's monthly newsletter, through which you receive valuable information regarding your changing financial needs. We look forward to serving you...with pleasure.
Sincerely,
Nancy Smith, Retail Sales & Service
Tampa Bay Federal Credit Union |
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 COLUMBUS DAY
All offices closed
Saturday, Oct. 8 & Monday, Oct. 10
Hillsborough County Public Schools
Non-Student Day, Friday, Oct. 21
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Serving Ybor Heights, North Tampa, Town 'n' Country, Riverview, and Brandon
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