Newsletter Header Image 

December 2010

 

Greetings! 

 

Need an ATM fast? The CO-OP ATM Network is the largest credit union-only network in the country. Our CO-OP membership provides you surcharge-free access!

 

Just text your address, intersection, or zip code to 692667 (MYCOOP)*. You'll receive a prompt text response with the nearest CO-OP ATM location. 

*692667 is a surcharge-free service. But check with your mobile provider as standard text messaging rates may apply. And you'll never receive any unsolicited messages by using 692667.

 

Safe, Secure & Lots of Freedom! 
 
Put the worry of fraud behind you and put Tampa Bay Federal to work for you!  Easy solutions to avoid check fraud, ATM fraud, and the possibility of your statement getting into the wrong hands:
  • Explore the security you can enjoy with online Bill Pay and eStatements.
  • When it comes to ATM safety, don't worry! Instead, get cash back from the merchant when you make a purchase.
Saving time and money doesn't get much easier or safer than these solutions. Enjoy!
                                                          
In This Issue
Safe & Secure
First Home? Dream Home?
Taxes & IRAs
Premium Checking
Your Auto Buying Experience

Quick Links







 
First Home? Dream Home?

Jay Kim and Mike Birch with Tampa Bay Federal's Real Estate Team want to assist you in making your  home dreams a reality! Our experienced team will work with you to ensure you get the loan that is right for you.

 Home

One option for consideration is a Tampa Bay Federal FHA loan. Combined with low interest rates, this real estate loan makes home ownership easier than ever! You'll find credit criteria and down payment requirements much less strict than other loan programs and you can even use gift funds to pay 100% of the down payment and closing costs.

 

Plus, FHA has improved their appraisal process and eliminated the need for minor repairs prior to loan approval, making FHA loans faster and better than ever!

                                         Jay Kim, 813-541-4002      

                                      Mike Birch, 813-545-6697                                    

Log in to apply >> 
View all Real Estate solutions >>

Visit Home & Family Finance Housing Center >>

April 15 will be here before we know it!
 
Tax ImageTwo things you won't want to put off - taxes and IRAs!

Take advantage of the potential benefits of a Traditional IRA or Roth IRA. The annual contribution limit is $5,000. For those age 50 and older, there is a $1,000 catch-up contribution for a total of $6,000. Additionally, you can roll funds over from a qualified pension plan or 401k plan. 

Action Tax is back again this year to help. Quick refunds are available and the cost of the preparation can be deducted from your refund for a small additional charge and deposited directly into your account.

Through April 15, tax preparation is available at Ybor Heights  Monday through Friday (813-361-5440) and Town N' Country Tuesday through Saturday (813-545-1308). If North Tampa or Riverview is more convenient on a Saturday, please call for an appointment.
Premium Checking 
 Your Auto Buying Experience - Easy as 1-2-3!

  
Auto LoansLet us make your purchase an easy, positive experience. With our Auto Loan solutions you can get pre-approved for an auto loan before you ever begin negotiating. You can also take advantage of one of our partners to really deliver a smooth auto buying experience -- Easy as 1-2-3!

 

Check it out and apply online today!

Happy Holidays!


We are accepting non-perishable food donations in all service center locations to benefit Metropolitan Ministries. Please remember those in need this holiday season.

Thank you for subscribing to Tampa Bay Federal's monthly newsletter, through which you receive valuable information regarding your changing financial needs.  We look forward to serving you...with pleasure.

Sincerely,

75 Years Thank You 
Nancy Smith, AVP Relationship Development
Tampa Bay Federal Credit Union




                         Calendar of Events  Equal Housing Lender Logo
Member Solution Center...813-247-4414         Christmas Eve, Friday, Dec. 24 & 
   Loan Information..........................7605                   New Year's Eve, Friday, Dec. 31:
   Loan Application..........................7617                   - North Tampa, Town N' Country, &
   Member Services........................7606                     Riverview will close at 1:00 PM
   Real Estate Team........................7601                   - All other locations CLOSEDNCUA Insurance Logo
Touch Tone Teller Account Information                 Christmas Day, Saturday, Dec. 25 &
   24/7 Tampa...............813-247-1819                       New Year's Day, Saturday, Jan. 1:
   24/7 Nationwide..........800-380-8880                        - All locations CLOSED

Serving Ybor Heights, North Tampa, Town N Country, New Tampa, Downtown Tampa, Riverview, and Brandon