Newsletter Header Image 

November 2010

 

Greetings!   

 
It's hard to believe the holidays are just around the corner. During the months of November and December, we will be accepting non-perishable food donations in all service center locations to benefit Metropolitan Ministries. Please remember those in need this holiday season.
This fall, take us with you...with Smart Start Checking

  

Smart Start Account for Ages 16-22

Kids Jumping
Our Smart Start Account is customized for members 16 to 22 years old who are ready to move their spare change from the piggy bank over to an account that offers real benefits!

FREE First Box of Checks

FREE Online Banking

FREE Bill Pay

FREE E-Statements

  • NO Monthly Service Charges until 22nd birthday
  • NO Minimum Balance
  • Debit Card
  • One "Skip a Fee" Exception
  • And lots more!                                               Get more details >>

 
In This Issue
Smart Start Checking
Home Equity Solutions
Taxes & IRAs
ZashPay!
VISA Rewards Bonus

Quick Links




 

 

 
Home Equity Solutions Pay Off
    
If you are considering starting a home improvement project, making a major purchase, or simply  planning a much needed vacation, the funds you need  may be under your own roof. You can tap into the equity you have builtHELOC After Shot up in your home to get the cash you need for just about anything.  
 
With a Home Equity Loan or Line of Credit,
  • Interest is tax-deductible in most cases (check with your tax advisor)
  • Home Equity Loans have a fixed rate and term
  • Home Equity Lines of Credit have a variable rate and the advantage of accessing your line of credit with a VISA Gold card.

Check out all Real Estate solutions and apply online today in T-Bay!


April 15 will be here soon!
 
Tax ImageTwo things you won't want to put off - taxes and IRAs! Take advantage of the potential benefits of a Traditional IRA or Roth IRA.
 
The annual contribution limit is $5,000. For those age 50 and older, there is a $1,000 catch-up contribution for a total of $6,000. Additionally, you can roll funds over from a qualified pension plan or 401k plan. 

Action Tax is back again this year to help. Quick refunds are available and the cost of the preparation can be deducted from your refund for a small additional charge and deposited directly into your account.

Through April 15, tax preparation is available at Tampa Bay Federal's Ybor Heights and Town N' Country locations. Call for an appointment at other locations.

 Introducing ZashPaySM

   ZashPay
Now you can send or receive money the easy way at any time - and pay back your concert buddy for the best show in town. As part of our Online Bill Pay service, all you need is the person's e-mail address or mobile phone number. Regardless of where they bank, the money goes directly from your account into your friend's account usually within one business day.

Be the first to know...
 Enjoy Exclusive advanced information with your E-mail address!

While you're logged in, ensure your email is current by updating your profile in online banking or ask a representative today.

VISA Rewards
 
Platinum CardVISA Rewards provides an added bonus!
Apply for yours today! 
 
Not only is the rate lower than many cards in your wallet, but every purchase also offers you the opportunity to earn one point for each net dollar spent. Points earned can be redeemed for gifts and travel packages.
                                                         More about VISA Rewards >>

Thank you for subscribing to Tampa Bay Federal's monthly newsletter, through which you receive valuable information regarding your changing financial needs.  We look forward to serving you throughout 2010 and into the future...with pleasure.

Sincerely,

75 Years Thank You 
Nancy Smith, AVP Relationship Development
Tampa Bay Federal Credit Union

Happy Thanksgiving
NCUA Logo
Member Solution Center...813-247-4414            Calendar of Events
Loan Information..........................7605              
Loan Application..........................7617            11/11...CLOSED for Veteran's Day
Member Services........................7606            11/25...CLOSED for Thanksgiving       
Real Estate Team........................7601            11/26...Downtown Office closed
Touch Tone Teller Account Information               
     24/7 Tampa...............813-247-1819               
     24/7 Nationwide..........800-380-8880              

Serving Ybor Heights, North Tampa, Town N Country, New Tampa, Downtown Tampa, Riverview, and Brandon