New federal regulations will change how we offer you Courtesy Pay overdraft protection services, and action on your part may be necessary.  After August 14, 2010, the new regulations require you to agree to receive the Courtesy Pay overdraft protection benefits for everyday debit and ATM transactions, benefits you may already be enjoying as a valued member today. 

 

                                                         read the details >>

Balancing your checking account is important for many reasons, according to "Keep Your Checkbook Up-To-Date", an article in the Home & Family Finance Resource Center. Some of those reasons include:

Your first goal should be to maintain accurate records by keeping all of your transactions receipts, then reconciling your checkbook as soon as you receive your monthly statement. For the complete article, more tips, calculators, and worksheets, visit the Resource Center.

Home & Family Finance Resource Center Home >> 

 

 

Combined with today's low interest rates, a Tampa Bay Federal FHA loan makes home ownership easier than ever! You'll find credit criteria and down payment requirements much less strict than other loan programs and you can even use gift funds to pay 100% of the down payment and closing costs.

 

Plus, FHA has improved their appraisal process and eliminated the need for minor repairs prior to loan approval, making FHA loans faster and better than ever! 

 

FHA Loans

 

 

 

 

or call 813-247-4414 ext. 7601

 

Touring the USA? Going outside the continental USA? Send us an email or give us a call at 813-247-4414 to let us know where you're going and how long you'll be gone. We will make sure your debit card is unencumbered with potential security restraints so you can enjoy your trip and build those memories. 

 

Scratch off ATMs from your list of things to do. Instead, get your cash while you're at the grocery store. Debit cards act like a credit card for checking account purchases.   

                                                         

VISA Rewards provides an added bonus! Apply for yours today!  Not only is the rate lower than many cards in your wallet, but every purchase also offers you the opportunity to earn one point for each net dollar spent. Points earned can be redeemed for gifts and travel packages.

 

                                                         more about VISA Rewards >>

current rates >>

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Thank you for reviewing the contents of this newsletter, our new resource providing you with valuable and relevant information about your changing financial needs. We look forward to serving you throughout 2010 and into the future...with pleasure.

 

Sincerely,

 

 

Nancy Smith, AVP Relationship Development
Tampa Bay Federal Credit Union