Header Image June 2010

Greetings!

Thank you for subscribing to Tampa Bay Federal's monthly newsletter, through which you will receive valuable information regarding your changing financial needs. 

Coming this summer, www.TampaBayFederal.com is being upgraded to provide a better online experience for you. You'll see lots of new features like a TBF Community page and links to assist you in navigating your financial future and making knowledgeable decisions. We look forward to sharing it with you!
 
VISA Rewards Bonus!
 
Family GiftsVISA Rewards provides an added bonus! Apply for yours today! 
 
Not only is the rate lower than many cards in your wallet, but every purchase also offers you the opportunity to earn one point for each net dollar spent. Points earned can be redeemed for gifts and travel packages.
 
                                                         more about VISA Rewards >>
Contents
VISA Rewards Bonus
Identity Theft Solutions
Overdraft Protection Changes
Hit the Road Running
 
Quick Links
 
 
 
 
 
Identity Theft Solutions - Protect Yourself
   
We've seen them on TV and read about them in the news: the fraudulent people who take advantage of others. Fraud is fraud no matter what the scheme is or how the perpetrator finds their victim.  
Home & Family Finance Logo 
Here are a few simple things you can do to protect yourself:
  • Do not respond to any messages requesting personal financial information.
  • Consider eStatements instead of U.S.Mail delivery for financial statements.
  • Double check that your credit or debit card is back in your wallet after you've made a purchase.
  • If it doesn't feel right, don't trust it.
Tampa Bay Federal is very serious about security and protecting your financial information. We will never ask you to provide confidential information such as card numbers with PINs or full Social Security Numbers via email, text message, or direct mail. Unless you request specific account assistance, we will also never ask for this information over the phone.  If someone asks you for this information and says they are a Tampa Bay Federal employee and you're not sure, take a moment to call our Member Solution Center to verify their identity.
 
Read more about Consumer Protection in the Home & Family Finance Center.
 
 
Important Information About Overdraft Protection
 
New federal regulations will change how we offer you Courtesy Pay overdraft protection services, and action on your part may be necessary.  After August 14, 2010, the new regulations require you to agree to receive the Courtesy Pay overdraft protection benefits for everyday debit and ATM transactions, benefits you may already be enjoying as a valued member today.  Please visit our web site or contact us for complete information.
                                                         read the details >>
 
Equal Housing Lender LogoTampa Bay Federal Home Equity Solutions
  • Use equity for home improvement, major purchases, or vacations
  • Interest is tax-deductible in most cases (check with your tax advisor)
  • Home Equity Loans have a fixed rate and term                                      
  • Home Equity Lines have a variable rate                                             
  • Home Equity Lines come with a VISA Gold card       
 
or call
Jay Kim, (813) 541-4002
                                                                 or Mike Birch, (813) 545-6697 
Hit the Road Running...
    
Let us help make your summer plans a little less stressful with an easy, positive experience. Auto Loans
 
 
Our Auto Loan solutions can get you pre-approved before you ever begin negotiating.

Need to know about payments? Use our Online Calculator link in the Home & Family Finance Center to help make decisions easier.  

You can also take advantage of one of our auto partners--Auto Link, CU Auto Branch, and Enterprise Car Sales--to really deliver a smooth auto buying experience.
 
Apply online today in T-Bay Online Banking!
                                                                     
 
Happy Independence Day
 
HAPPY INDEPENDENCE DAY! 
 
In observance, all Tampa Bay Federal locations will be closed on Saturday, July 3 and Monday, July 5.
 
Thank you for reviewing the contents of this newsletter, our new resource providing you with valuable and relevant information about your changing financial needs. We look forward to serving you throughout 2010 and into the future...with pleasure.
 
Sincerely,
 
75 Years Thank You 
Nancy Smith, AVP Relationship Development
Tampa Bay Federal Credit Union
 
 
Smart Start Checking
for ages 16-22
No service charge 

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Member Solution Center...813-247-4414            Calendar of Events
Loan Information..........................7605               7/3...Independence Day, CLOSED
Loan Application..........................7617               7/4...INDEPENDENCE DAY
Member Services........................7606               7/5...Independence Day, CLOSED 
Real Estate Team........................7601               7/16...Membership Appreciation Day
Touch Tone Teller Account Information                 8/20...Membership Appreciation Day
     24/7 Tampa...............813-247-1819               9/17...Membership Appreciation Day  
     24/7 Nationwide..........800-380-8880              

Serving Ybor Heights, North Tampa, West Chase, New Tampa, Downtown Tampa, Riverview, and Brandon