ProducerBulletinHeader
November 2009 
Identity Theft Recovery Coverage
In This Bulletin
Identity Recovery
ARM Programs
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We have competitive products, competitive pricing, unexcelled claims service, a comprehensive EDP System, and the expertise and experience together with a program structured with people we have been dealing with for over 20 years to handle your business on a stable, long-term basis.
 
For further information please call Marvin McDougal, Cathy Whitby, or Maria McDougal at (800) 224-6363 or email us at
arm@armonline.com.

 
Don Marlette,
Chairman
 
Marvin E. McDougal,
President 

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Greetings!
 
We are pleased to announce the addition to the ARM Dealer Package Policy of Identity Recovery coverage for owners, managers and full time employees of the dealership.  Based on my own personal experience this is a great benifit to extend to the dealership staff. Please do not confuse this coverage for Information Security and Privacy Insurance for the dealership, which we quote on a separate stand alone policy.
Coverage for Identity Recovery Costs

 
In the time it takes to brew a morning cup of coffee, a thief could steal one's identity. That means months of frustration, hours on the phone talking to creditors and lawyers, and hundreds - if not thousands - of dollars to restore one's good name. 
 
For victims of identity theft, restoring their name and good credit can be a confusing, time-consuming process often requiring significant out-of-pocket expenses. Victims have the burden of demonstrating to the merchant or financial institution that the charges were fraudulent.

It can take weeks, months or even a year to fix the problem. On average, victims of identity fraud spend 60 hours and hundreds or thousands of dollars to correct the problem.
ARM Programs

Franchised Dealer Package Program: Designed to be competitive with all of the Direct Writers, ARM's program is for the well managed above average Franchised New Car, Truck Dealer, Heavy Truck, Commercial Trailer Dealer, Motorcycle and RV Dealer. This is the Dealer Program for the serious professional insurance broker!  
 
Garage Owners Package Program: This program is for Dealers involved in the selling and servicing of Used Autos, Trucks, Truck Tractors, RV's, Motorcycles and Travel Trailers and for Service operations engaged in repairing, towing, servicing, salvaging and valet parking of vehicles.
 
Additional ARM Programs for the Transportation Industry: Dealer's Open Lot Insurance Program, Employment Practices Liability Insurance Program, Infromation Security and Privacy Insurance Program, Commercial Umbrella Program and our Worker's Compensation Insurance Program.
 
Other Markets Available: We also have markets available for specialty placements such as Contingent Lease Liability, Auto Rental Operations, Large Deductible Worker's Comp Programs, High Risk Physical Damage; Hail, Earthquake, Flood, High Valued Non Dealer Related properties, Vacant properties, Discontinued Operations and Commercial Property.
 

Send us your next prospect and let us show you what we can do. Deal with the specialist in this business!

Best regards,

Marvin E. McDougal, President
Automotive Risk Management & Insurance Services, Inc.
Phone:  800-224-6363  Email:  mcdougal@armonline.com  
License #0B89379