| COVERAGE COMPONENTS |
 Network Security & Privacy Insurance - Including coverage both online and offline information, virus attacks, denial of service, HIPPA coverage, full regulatory defense coverage, regulatory fines/penalties coverages and more.
- Electronic Media Insurance - Including Copyright/Trademark Infrigement, Libel/Slander, advertising, false advertising, plagiarism, personal injury and more.
- Customer Notification Costs Insurance - Includes all necessary legal PR, advertising and postage expenses incurred by the insured to notify third persons of a breach of information.
- Data Recovery Costs Insurance - All reasonable and necessary sums required to recover and/or replace data that is compromised, damaged, lost, erased, or corrupted.
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POLICY HIGHLIGHTS |
- Worldwide Coverage - Claims can be brought outside of the U.S.
- Full Limits are available for Regulatory Defense of a privacy claim (not sub-limited)
- Property Damage exlusion does not include electronic data
- Final Adjunction language for Defense for allegations for fraud or intentional wrongdoing
- Coverage continues through bankruptcy
- Soft Cooperation Clause 50/50 of both loss and defense costs
- Acts committed by rogue employees are covered
- Extended Reporting Period is available up to 3 years - but additional coverage may be available upon request.
- Minimum SIR $2,500.00
- Minimum premiums as low as $1,250.00
- Commission - 10%
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