Specialty Coverage Explained |
Electronic Media Liability
- Covers display of electronic content on the insured's website
- Extends to many internet-related exposures, such as advertising injuries that are not covered under many general liability policies.
Computer Information Security
- Third party coverage in response to unauthorized access, theft or destruction of data, and virus transmission resulting from computer security breaches.
Privacy Coverage
- Coverage for theft of personal identity information and liability arising from failure to comply with state breach notice laws.
- Coverage for failure to comply with the insured's privacy policies.
- Privacy breach notification costs and credit monitoring services expenses, as well as investigative and legal expenses.
First Party coverage for Losses from Network Security Breaches
- Includes coverage for destruction and loss of data, network business interruption and cyber extortion caused by a security breach.
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Additional Benefits |
Additional benefits to certain types of specialty coverage can include a
simplified application process for most companies and coverage for theft of hardware from insured's premises. Business Interruption should include income loss and extra expense. Also, forensic expenses and crisis management expenses are covered with a sublimit.
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