ARM Programs

 

All of our program carriers are rated A- or better by AM Best's including the Argonaut for the Franchised Dealer Package, Interstate Indemnity and AIG for the Umbrella program, Colony for the EPLI Program, Underwriters at Lloyds for the Dealers Floor Plan Program and Colony for the RV, Used Car and Truck Dealers, and Service and Repair facilities.
  
We also have markets available for specialty placements such as Contingent Lease Liability, Auto Rental Operations, Large Deductible Worker's Comp Programs, High Risk Physical Damage; Hail, Earthquake, Flood, and High Valued Non Dealer Related properties.
 
The coverage provided in our core business, the Franchised Auto, Truck, Truck Trailer, Motorcycle and RV Dealer Program, includes the coverage's provided by our major competitors and in several coverage areas, broader coverage is provided.  We are well aware of the importance of pricing as a major factor and our rating structure is designed to give us the necessary flexibility to successfully compete without sacrificing underwriting integrity.
 
ARM's authority varies by program but may include responsibility for production, rating, underwriting, policy issuance and service, claims, loss prevention and control, statistical and accounting and regulatory compliance.  

 

Some Primary Garage Operations

 

If your client sells, services or drives something with wheels then we can help - if he doesn't, we still may be able to help - that's what we do best!
 
Accessories Sales and Installation
Alarm Installation
Antique / Classic Auto Dealers
Antique / Classic Auto Restoration
Auctions
Auto Brokers
Auto Parts Sales with Installation
Auto Pawn
Bed liner Installation
Body & Paint Shops
Brake Shops (Franchised)
Bus Sales and Service
Buy-Here-Pay-Here Shops with Tow and Repo
Camping Trailer/Shell Sales and Service
Car Wash full service
Construction Equipment Sales and Service
Detailing (Shop or Mobile)
Dealers Floor Plan/Inventory/Open Lot Coverage
Emergency Vehicle Sales and Service
Farming Equipment Sales and Service
Franchised New Car Dealers (including used sales if any)
Franchised New Truck Dealers (including used sales if any)
Franchised New Heavy Truck Dealers (including used sales if any)
Franchised New Heavy Truck Tractor Dealers (including used sales, if any)
Franchised New RV Dealers (including used sales, if any)
Glass-Auto (Shop or Mobile)
Horse Trailer Sales and Service
Hydraulic Service on Truck Bodies
Mechanics (Mobile-Auto Repair or Service on "customer's autos", but not on autos owned by the insured)
Mechanics (Shop-Auto Repair or Service on "customer's autos", but not on autos owned by the insured)
Mobility Equipment Sales and Installation
Motorcycle Sales & Service (Franchised and Non-Franchised)
Muffler Shops
Oil/Lube Shop
Repo Storage Lots (Liability Only)
Roadside Assistance (Mechanical or Tire; No emergency lockout service; applies to work on  "customer's autos", but not on autos owned by the insured)
Semi-Trailer Sales and Service (freight, flatbed & lowboy)
Stereo Installation
Structural Rebuilders (from Salvage Title)
Tire Dealers (New, Used, No Retreads)
Tow Truck Operators
Transmission Shops (Franchised)
Travel Trailer Sales and Service
Truck Stops (Rural)
Truck Tractor Sales and Service
Upholstery Shops
Utility Trailer Sales and Service
Valet Parking Services (Site specific; no special events using on-street parking)
Van Conversion (Cosmetic)
Vehicle Safety & Smog Inspection Stations
Wholesale Auto Dealers
Window Tinting Shops