All of our program carriers are rated A- or better by AM Best's including the Argonaut for the Franchised Dealer Package, Interstate Indemnity and AIG for the Umbrella program, Colony for the EPLI Program, Underwriters at Lloyds for the Dealers Floor Plan Program and Colony for the RV, Used Car and Truck Dealers, and Service and Repair facilities. We also have markets available for specialty placements such as Contingent Lease Liability, Auto Rental Operations, Large Deductible Worker's Comp Programs, High Risk Physical Damage; Hail, Earthquake, Flood, and High Valued Non Dealer Related properties. The coverage provided in our core business, the Franchised Auto and Truck Dealer Program, includes the coverage's provided by our major competitors and in several coverage areas, broader coverage is provided. We are well aware of the importance of pricing as a major factor and our rating structure is designed to give us the necessary flexibility to successfully compete without sacrificing underwriting integrity. ARM's authority varies by program but may include responsibility for production, rating, underwriting, policy issuance and service, claims, loss prevention and control, statistical and accounting and regulatory compliance.
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In summary, we have competitive products, competitive pricing, unexcelled claims service, a comprehensive EDP System, and the expertise and experience together with a program structured with people we have been dealing with for over 20 years to handle your business on a stable, long-term basis. For further information please call Marvin McDougal, Cathy Whitby, or Maria McDougal at (800) 224-6363 or email us at arm@armonline.com. Be one of the first 50 Brokers send a garage submission and receive a great ARM Folio in return!! Best regards,
 Marvin E. McDougal President |