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Don't let credit or job hopping ruin chances of
landing bargain
The good news for buyers is that 2008 looks to get a bit worse in many markets. And that means deals are there to be made on favorable terms. If you're planning to buy a house this coming year, here's my annual list of New Year's resolutions you should consider making: As a buyer, I resolve to: 1. Get my credit and finances in order. 2. Get my credit in shape. 3. Know how much I can afford to spend before shopping for a home. 4. Know my neighborhood, and be comfortable with it, before I buy a home there. 5. Interview at least three brokers before hiring one. 6. Read and understand all documents before signing them. Info From: Ilyce R. Glink, Inman News CLICK LINK BELOW FOR COMPLETE ARTICLE |
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"This market has been a bonanza for buyers who have
done their homework, with great deals being made by
professional REALTORS® and their clients," said
Michael Lyon, CEO of Lyon Real Estate. "This is
reflected in higher pendings for the month of
November. Overall, pending sales increased 5% in
the Tri-County Sacramento Region but in the price-
range below $300,000 the increase was closer to
25%."
"The average seller is discounting 10% to 15% below the most recent sold to attract a buyer and that reduction is what market pundits had been projecting for 2008. So, if you can get the discount now along with the currently low interest rates, there are opportunities out there for you. However, it can take months of watching and analyzing to know when the price is 'right'. The market has slowed, not only due to the seasonal winter drop in activity, but also due to buyers waiting for the 'bottom' of the market. The best advice for buyers right now is: educate yourself with facts before you buy." Info from Michael Lyon, CEO Lyon Real Estate CLICK LINK BELOW FOR COMPLETE ARTICLE |
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You want to buy a home but are scared to take the
plunge in a crumbling market. Here's how to think it
through.
Question: At some point I plan to buy a house in the $250,000 to $400,000 range. I have generally good credit and plan to make a down payment of 20 percent or more. But given the instability in the housing sector and generally tightening credit landscape, I'm wondering whether I should buy now or wait several months, maybe even a year, to see where the market settles. What do you think? - Daniel Akers Info from Walter Updegrave, CNN Money CLICK LINK BELOW FOR COMPLETE ARTICLE |
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ONE OF THE BEST SUBDIVISIONS IN ROSEVILLE!!!
STONERIDGE, IS BUILT ON A HILLSIDE OFFERING
FANTASTIC VIEWS, GREAT WALKING TRAILS &
BEAUTIFUL GREENBELTS WITH MATURE TREES.
GREAT SCHOOL DISTRICT!!! THE UPGRADES ARE
ENDLESS IN THIS HOME. IF YOU'RE READY TO
MOVE UP IN TERMS OF QUALITY, UPGRADES AND
FINISHING TOUCHES - OR - IF YOU NEED TO
DOWNSIZE BUT WANT TO MAINTAIN THE SAME
LUXURIES YOU'RE ACCUSTOM TO - THIS IS THE
HOME FOR YOU!!! SINGLE LEVEL, 2346 SQUARE
FEET, 4 BED/3 BATH HOME SITUATED ON .40
ACRES. COMPLETELY PRIVATE BACKYARD WITH
SALT WATER POOL, SPA, WATERFALL, FIRE PIT,
STAMPED CONCRETE, BUILT-IN BBQ &
ROTISSERIE, MISTING SYSTEM, DOG RUN & FULLY
LANDSCAPED. INTERIOR - PROFESSIONAL
STAINLESS STEEL KITCHEN AID APPLIANCES,
RICHLY APPOINTED CHERRY/ASH CABINETRY,
GRANITE COUNTERS & BACKSPLASH, DOUBLE
OVEN, BUILT IN WINE FRIDGE, CROWN MOLDING,
TRAVERTINE, PLANTATION SHUTTERS,
SURROUND SOUND, FIRE PLACE, JETTED TUB,
ALARM. BUILT IN MEDIA CENTER & OFFICE
CREDENZA. DESIGNER: PAINT, LIGHTING, CARPET,
HANDLES, KNOBS & CEILING FANS.
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FOR A FREE MARKET ANALYSIS OF YOUR HOME AND ESTIMATE OF VALUE CALL OR EMAIL ME! I WILL GET YOU THE INFO WITHIN 24 HOURS OF YOUR REQUEST. Please contact me with all of your real estate needs and questions. I am always available to you, your family and friends!
Happy New Year,
Kia Kapci
Lyon Real Estate
email:
kkapci@golyon.com
phone:
916-782-0558
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