The Soucy Advisor
May 2012  

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Thank You For

Your Referrals


As a local agency, much of our new business comes from satisfied customers like you. As a token of our appreciation, we are sending Dunkin' Donuts gift cards to our customers for every new referral we receive.

 

When you recommend us, please have your friend, colleague or family member let us know that you sent them.

Referrals Welcome

 

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A closer look at
homeowners' insurance

 

Flooded House

The recent rash of natural disasters has left many homeowners questioning the level of protection they receive under their current homeowners' policy. At Soucy Insurance, we want to make certain that all of our customers under their insurance package and receive the highest quality coverage available.  

 

A standard homeowners' policy will typically cover the structure of your home, your personal belongings, liability protection, and additional living expenses. In order to help you better understand your coverage, below is a brief synopsis of what is not covered under a standard homeowners' policy:

  • Flooding is not included in your homeowners' insurance. If you live in a high-risk flood zone, you do not want to bewithout adequate coverage. Even a rainstorm can causebasement flooding, which can significantly damage your home, requiring costly repairs. Go to www.floodsmart.gov to determine your home's flood risk and speak to your insurance agent about flood insurance coverage.
  • Earthquakes also are not covered under a standard homeowners' policy. Earthquake coverage can be added as an endorsement to your homeowners' policy. Earthquake insurance will cover major losses but often has significant deductibles.Termite Damage
  • Mold, termites, and other infestations are not covered under homeowners' insurance. However, you can minimize your risk by using air conditioners and dehumidifiers to keep the humidity level in your home between 30 and 60 percent. You may also want to consider putting exhaust fans in the kitchens and bathrooms, and we recommend that you avoid installing carpet in damp areas.
  • You can expect to see limitations in theft coverage for jewelry, furs, silverware, guns, and money. If you have any of these special items, you'll want to consider adding an endorsement or floater to your policy.

If you have any questions regarding your homeowners' insurance please contact Soucy Insurance at 401.762.2218.

 

The staff of Soucy Insurance wishes you and yours a very happy Memorial Day and a safe
and fun-filled summer!  

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 Just a reminder that our office hours are:

Monday - Friday

8:30 am - 5:00 pm

IMPORTANT NOTICE: Insurance Coverage requested via Electronic Email is NOT legally binding until you have received direct confirmation from one of our agents. Confidential and personally identifiable information should not be transmitted via e-mail, or e-mail attachment.This email message is intended only for the person or entity to whom it is addressed and may contain confidential and/or privileged material. If you received this electronic transmission in error, please be aware that any unauthorized review, copying, use, disclosure or distribution of this information is prohibited and may be a violation of State and Federal Law. If you are not the intended recipient, please contact the sender by reply email, then delete the original message, including any attachments, and destroy all copies.