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        | Kaplan Risk Services, Inc. Newsletter | 
     
    
        | Wholesale Insurance Broker in NJ, PA, DE, MD, NC, SC | 
        August 2011 | 
     
     
    
    
  
  	
    
    
    
    
    
	
	
    
	
    
    
    
    
    
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              Did You Know??? 
            
        
        
        
        
            
            We write ENVIRONMENTAL CONTRACTORS.
             
        
            
            We write VACANT PROPERTIES.
             
        
            
            We write CONTRACTORS.
             
        
            
            We write EXCESS/UMBRELLA.
             
        
        
        
         
         
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        Greetings!
        
             
            We hope you are enjoying your summer!
             
        
            
            Some of our products and recently written accounts are shown below.  Contact us if you have something difficult or unusual---we like those accounts!!!
             
        
         
        
        
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        | Home Health Care and Nurse Registries-Product Spotlight | 
     
    
    
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            We can entertain both Basic Care and Skilled Care services.  We can offer General and Professional Liability coverages on an OCCURRENCE FORM.
             
        
            
            Target risks include:
             
        
            
            
- Home Health Care Agencies
 
- Nurse Registries including Therapists and Aides
 
- Homemaker Health Aides
 
- Home Companions
 
- Certified Nursing Assistants
 
 
             
        
            
            Coverages can include:
             
        
            
             
- GL with limits up to $2.0 mil each Occurrence / $2.0 mil Aggregate
 
- Sexual Molestation up to $1.0 mil each Occurrence / $1.0 mil Aggregate
 
- Hired and Non-Owned Auto up to $1.0 mil
 
- Employees as Insureds
 
 
            
        
            
            Coverage also available for:
             
        
            
            
- Buildings
 
- Business Personal Property
 
- Equipment Floaters
 
 
             
        
        
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        | Non-Profit Directors and Officers-Product Spotlight | 
     
    
    
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            We can write this monoline or Package with General Liability and Property. 
             
        
            
            Features include:
             
        
            
            
- Limits available up to $1.0 mil
 
- $0 retention on most classes
 
- Entity coverage
 
- Claims-Made policy
 
- Third-Party Wrongful Acts Coverage
 
- EPLI with it's own limit of insurance
 
- One, two and three year Extended Reporting Period options 
 
- Defense outside the limit
 
 
             
        
            
            Target classes include:
             
        
            
            
- Condominium Associations
 
- Homeowners Associations
 
- Country Clubs
 
- Swim Clubs
 
- Civic organizations
 
- Social Organizations
 
- Fraternal Organizations
 
- Religions Organizations
 
- .....and more
 
 
             
        
        
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        | Recent Accounts | 
     
    
    
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- Special Event---GENERAL LIABILITY AND LIQUOR LIABILITY---$600.
 
- Contractor---GENERAL LIABILITY---$35,000.
 
- Commercial Building Approx. 50% Vacant---PROPERTY---$20,000.
 
- Schedule of Coastal Rental Condominiums ---PROPERTY AND GENERAL LIABILITY---$1,800.
 
- Lawyer---PROFESSIONAL LIABILITY---$2,000.
 
- Trucker---GENERAL LIABILITY---$650.
 
- Commercial Contractor---UMBRELLA---$8,000.
 
- Environmental Contractor---GENERAL LIABILITY, PROFESSIONAL LIABILITY AND POLLUTION---$8,500.
 - Trucking Company including Warehouse---PROPERTY AND GENERAL LIABILITY---$3,800. 
 - Homeowners---$2,100.
 
- Commercial Roofer---GENERAL LIABILITY---$22,000.
 
- Lifeguard Service---GENERAL LIABILITY and PROFESSIONAL LIABILITY---$2,800.
 
- Restaurant and Bar---GENERAL LIABILITY AND LIQUOR LIABILITY---$50,000.
 
 
            
        
        
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        | Cherry Hill, NJ Office Contact Information | 
     
    
    
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             486 E. Evesham Road Suite 
201 Cherry Hill, NJ 
08003 
             
        
            
            Phone-Toll Free:  (877)Hi-Kaplan / (877)
445-2752 
Phone:  (856)520-8125 
Fax:  (856)520-8126 
             
        
            
            
  Joel Kaplan  AU, 
ASLI 
joel@kaplanrisk.com 
             
        
            
            Ursula Kaplan  AIS, ARM, 
ASLI 
urs@kaplanrisk.com
             
        
        
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        | Smyrna, DE Office Contact Information | 
     
    
    
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            1067 Sunnyside Rd. 
Smyrna, DE 19977
             
        
            
            Phone-Toll Free:  (877)Hi-Kaplan / (877)
445-
2752 Phone:  (302)659-5799 
Fax:  (302)659-5798
             
        
            
            Hank Fiorini  CPCU, CLU 
hank@kaplanrisk.com
             
        
        
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        | About Kaplan Risk Services, Inc. | 
     
    
    
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            Kaplan Risk Services, Inc. is a 
full 
service 
Wholesale Insurance 
Broker
based in Cherry Hill, NJ.  
We write business in NJ, PA, DE, MD, NC and 
SC.  The 2 agency principals have 
combined insurance experience in excess of 
55 years.
             
        
        
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