.September 2010

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 "At Risk" Newsletter
 

Risk Concepts Has Expanded Into

 Employee Benefits!

 

After much thought and preparation, Risk Concepts has expanded its client advocacy to include the development, marketing and servicing of employee benefits.

 

With premiums on the rise and healthcare reform on the horizon, employers need to be made aware of all options so they can make informed decisions that provide the best combination of meeting employee's needs and containing plan costs.  Risk Concepts will focus on identifying plan structures that include employee contributions, higher deductibles, HSAs, HRAs and other "leading edge" concepts.  Additionally, Risk Concepts will develop plan options that include human resources, payroll processing, 401(K) planning and administration 

 
 

Risk Concepts Introduces...

 Christine Anderson!
 

We are proud to announce that Christine R. Anderson has joined Risk Concepts to lead its employee benefits practice.  Christine has accumulated extensive experience in the employee benefits arena and maintains her technical knowledge by actively participating in several industry organizations. 

 

Christine is an excellent fit for Risk Concepts in that she prides herself on being an advocate and solution-provider to her clients. 

 

To view Christine's background and interests please click here

 

"A Simple Outline to a Complex Issue" 
 

You may have been inundated recently with articles in regards to the "Patient Protection and Affordable Care Act" (PPACA).  I trust that this easy to understand summary will provide you with a better picture about what we do know and can expect in regards to the new law.  This law was signed on March 23, 2010, and many of the pieces to it were to become effective 6-months after it was signed.  

 

Therefore, September 23, 2010 was a crucial date.  Please keep in mind that this is a general summary only.  If you have any questions we would appreciate the opportunity to have a discussion with you about your specific needs.  Thank you for reading this, as it is my first contribution to RCI's clients.  I look forward to providing you with updates, ideas and new strategies that your company will benefit from.

 

Important changes involving 

Medical Providers Networks (MPN's)

 

Thank you fro taking the time to review this important information regarding recent changes in the requirements relating to Medical Provider Networks. Effective October 8, 2010 changes will be in effect regarding the DWC 1 and DWC 7 notification forms.

 

Please click here for DWC 1 Form 

 
 
 

A Medical Provider Network - or MPN - is an entity or group of health care providers set up by an insurer or self-insured employer and approved by Division of Workers' Compensation's (DWC) Administrative Director to treat workers injured on the job. Participation in the MPN provides many advantages, some of which are lifetime medical control, medical cost savings, quality medical providers and appropriate treatment for your injured workers.  

So what do I need to do? 

 If you are currently are enrolled in an MPN  

* Post the updated state form DWC-7 "Notice to Employees -- Injuries Caused By Work"      

* Post the updated MPN Notification

* Include the Implementation Notice in all new-hire packets

* Include the updated "Your Workers Compensation Benefits" notice in all new-hire packets

* At time of injury, provide the updated MPN Notification to employees

* At time of injury, provide the updated State form DWC-1 Employee Claim Form & Notice of   Potential Eligibility to employees (Attached)

 If you are currently not enrolled in an MPN

* Please contact your Broker or your Workers' Compensation provider to enroll. 

* You should be notified by your current provider with these important changes. 

* Please let Risk Concepts know if we can be of any further assistance regarding this matter.

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How can we assist you?

At Risk Concepts, we are committed to helping you establish a strong safety program that minimizes your workers' compensation exposures. Contact us today at (925) 283-8200 to learn more about our OSHA compliance and safety program tools and resources.

 

This Risk Insights is not intended to be exhaustive nor should any discussion or opinions be construed as legal advice. Readers should contact legal counsel or a Risk Concepts insurance professional for appropriate advice.

"Integrity Builds Trust - Trust Builds Loyalty"

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Risk Concepts Insurance Brokers, Inc
 3732 Mt. Diablo Blvd., Ste 375 | Lafayette | CA | 94549
www.rcibrokers.com
 
Phone: (925) 283-8200 Fax (925) 283-8215