Finn Financial Group
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About Finn Financial Group
The Finn Financial Group is a full-service, specialty planning firm with a commitment to ensuring the long-term financial stability of its clients.  We believe this can best be achieved through a stream of guaranteed , tax-advantaged payments carefully tailored to each individual's specific needs.  Our diligent work has resulted in a long list of satisfied clients and a high degree of trust.
Contact Us
Finn Financial Group, LLC
260 Newport Center Drive, Suite 100
Newport Beach, CA 92660

Direct: 949.999.3322
Toll Free:  800.531.7466
Cell:  949.274.5485
Fax: 949.999.3375
E-Mail: [email protected]

CA Insurance License: 0A96173
Make Your Money Last a Lifetime:
Personal Finance Expert Cites Study Which Suggests
Growing Popularity of Annuities in Retirement


"Make Your Money Last a Lifetime." 


That's the title of a December 1, 2010 article by personal finance expert Jane Bryant Quinn in her most recent AARP Bulletin column "Financially Speaking."


On a personal and professional level, I'm always drawn to articles about retirement planning in hopes of gleaning some new nugget of wisdom I can use for myself and our clients.  But, frankly, I'm usually disappointed. 


After all, how many times do we need to read about the basics of saving more, spending less, diversifying investments and cutting up credit cards?  If it was only that easy, right?


But the last few paragraphs of this particular article caught my eye because the author describes the Income Floor Strategy as one of three popular methods of creating a lifelong stream of income.  


According to Ms. Quinn, the Income Floor Strategy allows you to:


" . . . provide for your basic income needs by buying an annuity with

lifetime payments that start at the date you expect to retire."


She goes on to identify a 2010 study by Gallant Distribution Consulting Research which:


" . . . found that more than half of financial planners now prefer the bucket (another method she describes in the article) or income approach."


Since I was unable to turn up a copy of the study she referenced after a cursory search of the Internet I cannot speak to any methodology used or even its authenticity; however, this conclusion tracks with a number of other studies we've written about in the past.


NOTE:  For further reading, you may also like some of our archived newsletter posts: 

One thing that cannot be denied:  People crave financial security!  


Our firm was founded with a commitment to helping people achieve long-term financial stability in their lives.  We're proud that the structured settlements and related specialty annuity products and services we offer have played a vital role in helping translate that goal into a reality for many.


Please call anytime we can help YOU secure YOUR future!  Wishing you the happiest of holidays and best wishes for a prosperous year ahead. 


Thank you for the opportunity to be of service! 


Dan Finn, CPCU, CSSC 

Certified Structured Settlement Consultant

[email protected]

Our Services

Finn Financial ServicesThe Finn Financial Group provides customized, guaranteed future income options and ancillary services to a variety of clients throughout the United States.  We pride ourselves on our commitment to the overall financial well-being of the individual. For a greater understanding of the services we provide, click on your area of interest.

For Injury Victims
We provide structured settlements for victims of personal, physical and non-physical injuries.

For Attorneys
We help attorneys meet their due diligence obligations, create and analyze proposals, conduct educational seminars, attend mediations, and structure fees - without any charge or out-of-pocket expense to the attorney or client.

For Insurance Companies
We assist insurance companies and self-insured clients by providing structured settlement illustrations and present value analyses, helping to present offers, and consulting with claims management.

For Business and Property Owners
We work with business owners, property owners, and those with certain other qualifying appreciated assets to defer capital gains in the selling process.

For Additional Services
We also offer life insurance, non-structured settlement annuities, retirement annuities, and much more.