Finn Financial Group
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About Finn Financial Group
The Finn Financial Group is a full-service, specialty planning firm with a commitment to ensuring the long-term financial stability of its clients.  We believe this can best be achieved through a stream of guaranteed , tax-advantaged payments carefully tailored to each individual's specific needs.  Our diligent work has resulted in a long list of satisfied clients across all lines of advocacy and a high degree of trust.
Contact Us
Finn Financial Group, LLC
260 Newport Center Drive, Suite 100
Newport Beach, CA 92660

Phone: 949.999.3322
Cell: 949.274.5485
Fax: 949.999.3375
E-Mail: [email protected]

CA Insurance License: 0A96173
Gov. Schwarzenegger Signs SB 1408 
CLHIGA Limits for Structured Settlements
Increased to $250,000 
In a move long overdue in the eyes of many, Gov. Arnold Schwarzenegger signed Senate Bill No. 1408 into California Law last weekend.  The bill was sent to the Secretary of State on Monday, September 27, 2010.
This is welcome news for recipients of structured settlement benefits and those contemplating annuity purchases!
The move, an effort by the legislature to modernize existing insurance law to more closely align with the National Association of Insurance Commissioners (NAIC) Model Law, was introduced last February and has been moving through the legislative process since then without a lot of fanfare and with overwhelming support of elected officials from both parties.
Among the highlights, this bill:
  • Increases the coverage limit for annuities and structured settlements from $100,000 to $250,000;
  • Clarifies and extends the coverage of structured settlements for California residents, even if the owner of the structured settlement annuity is resident of another state 
In its background summary, the bill's authors observed that:
"In the current economic environment, the relative importance of annuities for those who own them has increased in importance."
"Annuities are the only financial instruments available today, other than Social Security and pensions, that offer a guaranteed lifetime stream of income during retirement. Along with giving retirees the peace of mind that comes from knowing that they will not outlive their assets, annuities provide another important benefit, a way to increase current income."
"This ability of annuities to provide a guaranteed stream of income makes their strength, and reliability, highly important in this period when many other investments have suffered serious declines in value and other setbacks."
A copy of the Legislative Counsel's Digest can be found [HERE]
This move by California is similar to efforts by other states to bring their Guarantee Funds up to date.
The Finn Financial Group, whose mission is to help people achieve financial stability in their lives, is pleased to be able to report this positive development to you.  The life insurers we represent average 119 years in business and we believe that's a pretty good track record.  But just to give people added comfort, we view this move by the California legislature as good for consumers and commend its authors and sponsors for their efforts. 
"Thank you for the opportunity to be of service!"

Dan Finn, CPCU, CSSC
Certified Structured Settlement Consultant
[email protected]
Our Services

Finn Financial ServicesThe Finn Financial Group provides customized, guaranteed future income options and ancillary services to a variety of clients throughout the United States.  We pride ourselves on our commitment to the overall financial well-being of the individual. For a greater understanding of the services we provide, click on your area of interest.

For Injury Victims
We provide structured settlements for victims of personal, physical and non-physical injuries.

For Attorneys
We help attorneys meet their due diligence obligations, create and analyze proposals, conduct educational seminars, attend mediations, and structure fees - without any charge or out-of-pocket expense to the attorney or client.

For Insurance Companies
We assist insurance companies and self-insured clients by providing structured settlement illustrations and present value analyses, helping to present offers, and consulting with claims management.

For Business and Property Owners
We work with business owners, property owners, and those with certain other qualifying appreciated assets to defer capital gains in the selling process.

For Additional Services
We also offer life insurance, non-structured settlement annuities, retirement annuities, and much more.