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MilitaryByOwner Advertising, Inc.
Newsletter
October 2010

Letter from the Editor

It is official - fall is here! Not only can we see and feel  the change of the season all around us, but typically, this time of year also brings a change of pace. The long days of summer are over and hopefully all of those that made a move recently have settled into their new routine.

If you are one of the families that are anticipating a winter move, MilitaryByOwner.com is a fantastic place to advertise your home for sale or rent, or to find the perfect home at your next duty station. Even in what is typically the "off-season" for military moves, MilitaryByOwner.com experiences great traffic, so don't forget to utilize your strong military network.

With the launch of the movie "The Social Network", it is becoming more and more apparent that the age of social networking is here to stay. One year ago this month, MilitaryByOwner Advertising Inc. took the leap into the world of Facebook and created our very own fan page. We now have close to 2,000 fans and our members have had great success using this outlet to gain even more exposure for their ads. If you haven't joined our fan base, be sure to take a look at our "Featured Site" segment for more information.

If there is anything that you would like to see us include in a future edition of our newsletter, I would love to hear from you!

We value our customers for their support of our site, their insight and suggestions on ways to improve and for continuing to spread the word about our site. It is clear that within the military network, it is important to provide service that is worth passing on, so please do not hesitate to contact us if there is ever anything we can do to make your advertising experience better.

And remember, we are available Monday - Friday, 9am - 9pm EST to assist you via our live chat.

Monica 2010

Monica Schaefer
Editor
MilitaryByOwner Advertising, Inc.



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A new look and feel! 

We are working furiously this month testing the site with the changes that many have requested!

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  • advanced search fields
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Just a reminder, if you have sold or rented your home advertised on the website, please update your status. This provides home buyers/renters the most accurate home search results.   Have a suggestion?  Email us! 

Sharon
www.militarybyowner.com
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Real Estate Corner

DoD HAP Program PCS Order Deadline Passes

By Cindy Jones on September 30th, 2010

September 30, 2010 marks the last day for PCS orders for active duty military and other qualified individuals to meet the current criteria for the Cindy Jones ArticleDoD Homeowners Assistance Program (HAP).

As of today there has been no announcement of an extension of the date for orders. There has been a rush in many personnel offices to try and get orders processed even if the actual PCS date was in early 2011. However there is a 90 day Report Not Later Than (RNLT) issue on orders which would mean for anyone with a RNLT of December 31, 2010 orders cut now for 2011 won't stand up with the HAP program.

Unless there is a legislative change to the current policies it appears that anyone with orders next spring will have to look at other options for selling their home. Since today is also the end of the federal government accounting year it is also going to be important to see how much of the original $550M allocated for the program remains.

There are proposals in Congress for additional funding and for extension date for PCS orders. Based on personal experience from closing 18 HAP transactions this year expectations for quick action on the current bills might be overly optimistic.

In the meantime if you meet the criteria for the DOD HAP program and live in the Northern Virginia area give me a call at 703-346-2213. Let me give you the straight scoop on the program and help you deal with the bumps in the transaction from application to settlement. If you left the area and your home is rented I've worked with a number of tenant situations as well and understand how to make it a win/win for everyone.


Cindy JonesCindy Jones
Associate Broker
RE/MAX Allegiance
Mobile: 703-346-2213
EMail: cindy.jones@rmxtalk.com








USAA Corner USAA Logo


Budget Better

Welcome to the modern-day version of the envelope system.

Courtesy of USAA

What's the gotta-do-it first step on the pathway toward financial freedom? Creating a budget. That may sound intimidating, but forget about poring over piles of statements and receipts. USAAŽ Money Manager makes the process painless. Just log on to usaa.com and visit My Accounts. The work is already done for you, with a prefilled budget based on your spending habits that you can customize easily to fit your needs.

  • Get the big picture. "You can't change what you don't understand or see," says Jeff Easley, executive director of Deposits at USAA Bank. With USAA Money Manager, you can view your checking, savings, credit card, 401(k), loan and investment accounts in one place. So it only takes a glance to understand what you have, where it's going and whether you need to make changes.
  • Stick to a plan. Set spending targets for categories like groceries, entertainment, shopping and housing. USAA Money Manager makes it simple to track how you're doing in each category. You can review your budget in seconds, with color-coding that helps prevent overspending. Green means you're good. Yellow means slow down; you're at or near budget. Red means stop; you're over budget. Your personal money management has never been easier.

Plan ahead for holiday savings.

Instead of splurging this year, give something unexpected and meaningful. ˇ An author-autographed book is often no more expensive than a regular copy. ˇ Frame a picture of a fun get-together for a friend, or a child's colorful art for grandparents. ˇ Plant paperwhite bulbs in a pretty pot and adorn with a handmade tag.

1.5 million

The number of checks deposited via USAA Deposit@MobileŽ since the app launched in August 2009. The deposits total nearly $1 billion. The USAA Mobile App is available for qualified members* via iPhoneŽ and Android™ mobile devices. Download the free app for your phone at the AppleŽ App StoreSM or Android Market.

Don't Get Scammed

You don't have to be online to be a victim of identity theft - but it helps. As Internet use has grown, so have opportunities for identity thieves.

USAA processes tens of millions of transactions per day, from credit card charges to ATM withdrawals to logins at usaa.com. Protecting your money from the bad guys is a top priority. (See "How USAA Protects You Online," below.) But fighting identity theft requires both consumers and financial institutions to be vigilant. "It is a shared responsibility with our members to effectively protect them against fraud," says USAA's Tom Shaw, vice president of Fraud & Anti-Money Laundering Management. Identity theft can take over your life, but it's not inevitable. Scammers prey on people who let private information slip, so don't give them an opening.

To minimize your chances of becoming a victim of online fraud, follow these tips:

  • Build complex passwords with combinations of upper- and lowercase letters, special characters and numbers.
  • Enter credit card information only on sites that display an "https://" in the address bar and a lock icon.
  • Don't click unfamiliar links or provide personal
    information in an e-mail.
  • Use well-known security programs, such as those from Symantec or McAfee.
  • Keep your operating system and applications
    updated to improve security.
  • Carefully monitor your credit card and bank
    statements, as well as your credit report.
  • Shred, shred, shred.
  • Remember, USAA will never ask you for personal information, such as your password, PIN or credit card numbers, in an e-mail.

How USAA protects you Online.

When you're on usaa.com, we require a password and PIN for all USAA transactions and periodically ask security questions. We also can detect when someone accesses your USAA accounts online. We take steps to verify your identity when you call, and by offering online documents, we help reduce your exposure to fraud. Forgot your password or PIN? We offer three secure ways you can receive the information again - via e-mail, via text or by answering online security questions. To choose, go to usaa.com and search Security Preferences. USAA is committed to protecting your information, and we don't give other companies access to your information for their own marketing.






In This Issue
MilitaryByOwner News
Real Estate Corner
USAA Corner
Military Life
Military Life II
Featured Site
Featured Home
Testimonial
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Military Life


Social Media Shapes Markets, the Military and Life

By Tom Budzyna, Director of Public Affairs
USAG Schinnen

WASHINGTON, Aug. 31, 2010 - The Department of Defense and all of its components maintain thousands of Facebook pages according to the assistant secretary of defense for public affairs' registry maintained on www.Defense.gov.

So to think that the Department of Defense is timid about the use of social media -- think again.

Facebook boasts more than 500 million users and may reach 700 million within the next year. Like Google, Facebook can be thought of as one of the world's largest countries, according to a July 22, 2010, social media article in the Economist magazine entitled "The Future Is Another Country."

Public relations firm Burson-Marsteller studied the largest 100 Fortune 500 companies and found that 79 percent of them use Facebook, Twitter or YouTube; and many of them have more than four Twitter accounts.

Social media is impacting new marketing approaches. There are online shopping communities where the number of participants can drive down the price of a desirable product. If the online shopping community is big enough to meet the seller's goal, bargain. If not, no sale.

The times may always have been 'a-changing', but they just seem to change faster these days. David Armano, vice president of Critical Mass, a marketing company, said in 2009 that the one thing your company will do in 2010 is have a social media policy and actually enforce it.

And in 2010 the Department of Defense did just that.

The U.S. Deputy Secretary of Defense William J. Lynn III issued a directive-type memorandum on the "Responsible and Effective Use of Internet Capabilities" on Feb. 25, 2010, and within months servicemembers discovered they had access to social media on their computers at work.

Thinking back to the introduction of email in the workplace in the late 1980's, applications like Facebook are steering computer users away from the email inbox and into exclusive online (and mobile) virtual communities where the first stop is not just email, but much more.

Social media emerged in 1997 and is more than just marketing buzz today. It's proving to be a transformation technology that is changing business practices, markets and our entire information environment.

The Department of Defense's new policy explains that if your organization has a Facebook page, then it's referred to as an 'official external presence' and must be registered with the assistant secretary of defense for public affairs on a list maintained on www.Defense.gov (linked under 'social media'). A military organization's presence on social media pages must use official logos, official website links and adhere to a list of directives and regulations.

Being registered enables users, be they soldiers, family members or the public media, to confirm that a site is an official and a reliable source of information. Recognition on the DoD Social Media registry, like USAG Schinnen's Facebook page for example, confirms that it's operating under guidance from their commanders, officers-in-charge or service component and that the information posted complies with DoD policy, existing regulations and official public affairs guidance.

Most of the regulations are not new, but what is new is how the Department of Defense is ensuring that their presence in social media is deliberate, coherent and on target.

Even the Army's Installation Management Command, who oversees Army communities worldwide makes, it clear in their terms of reference that public affairs offices are responsible for telling the Army and IMCOM story "through all communication venues inclusive of press releases, internet, newspapers, and social media."

It's important to heed the rules and the DoD isn't the only organization that monitors its official external presence. Former Home Depot operations manager Mark Pannell learned the hard way about speaking on behalf of his company without approval according to a case study reported in Fortune magazine's August 16, 2010, issue.

Pannell had over 700 Twitter followers and 35 years with Home Depot when his good intentions were not welcomed by Home Depot's management despite the approval by Pannell's immediate boss. Pannell now works part-time at a coffee shop.

To avoid an unwanted trip to a coffee shop, be sure your organization's official external presence is in synch with your public affairs office and the organizations web policy. If an individual thinks it's cool to start a Facebook page for their section and fail to obtain their chain of command's approval, well that's not good - plain and simple.

Social media has raised privacy concerns and social media platforms like Facebook have capabilities that enable users to protect privacy, on-line discussions and messages. It behooves users to learn these features so they can worry less about privacy and focus on communicating. According to one user, simply signing up to use social media services is an effective way to protect your privacy.

"One way to protect against identity theft is to sign up and register your Facebook page (or other popular social media account) before someone else does. Own your space," said Steve Dalby, an Army Europe Information Technology training specialist who teaches a Social Networking Systems and Site Awareness course.

Even though the new DoD social media policy does not require organizations to use social media, it has an entire hub dedicated to social media. The U.S. Army alone has hundreds of official Facebook pages registered. Thousands more comprise the collection of Army, Navy, Air Force, Marines pages, mostly Facebook, Twitter and Flickr pages that are listed on the online registry.

Social media is so pervasive now that the DoD are marching to this new drum to make sure its voice is heard. USAG Schinnen's Facebook and Twitter page are open for business and is posted on the DoD registry. Just google "USAG Schinnen, Facebook" or "USAG Schinnen, Twitter" to find them and become a 'fan' or to 'follow' them. JFC Brunssum's Community Activity Section is also on Facebook.

In a June 11, 2009, Government Computer News story, Stephen Bullock, the strategic communication director for 7th Signal Command, which oversees brigades across Europe that control government computer networks, said that allowing access to Internet capabilities like Facebook on government computers was an effort to address inconsistent and often arbitrary decisions that had been made from base to base.

"We gave guidance that made a consistent set of web filtering standards, resulting in better service for our users," Bullock said.

Now, at one's own discretion, social media sites are accessible at home or work, prompting consideration of how to manage an individual's "brand" while safeguarding privacy. To make your online experience secure and enjoyable, Dalby offered these best practices in the social networking site awareness class:

ˇ Physical security is important. Safeguard your mobile phone, secure your computer when it's not in use, lock the computer and the door when you leave and don't keep lists of your passwords lying around.

ˇ Keep online conversations light, unclassified and clean.

ˇ If you don't recognize who wants to be part of your network, simply don't let them in.

ˇ Learn and use the privacy features of your social media service.

ˇ Social media applications can enable conversations to be private. They also don't stop you from using another means to converse. Public Internet access points may not be private or secure. Private, real life conversations are alive, well and often the safest option.

ˇ The principle of "need to know" applies to military conversations just as much as it does to private conversations. Instead of posting comments on a friend's Facebook page, maybe a private message is better idea.

ˇ If you need help learning how to use social media, ask a friend. That's what being social is about.

Related Sites:
Responsible and Effective Use of Internet-based Capabilities
DoD Social Media Sites Listing







Military Life II

Military Launches Domestic Violence Awareness Campaign

By Donna Miles
American Forces Press Service

WASHINGTON, Oct. 4, 2010 - The Defense Department is observing National Domestic Violence Awareness Month by reminding the military community about resources and programs to help in preventing or stopping domestic violence.

President Barack Obama issued a National Domestic Violence Awareness Month proclamation Oct. 1, emphasizing the U.S. government's commitment to reducing its prevalence, supporting victims and bringing offenders to justice.

"Ending domestic violence requires a collaborative effort involving every part of society," he wrote. "This month - and throughout the year - let each of us resolve to be vigilant in recognizing and combating domestic violence in our communities, and let us build a culture of safety and support for all those affected."

Domestic violence is a national problem that cuts across socioeconomic, age, gender, ethnic, racial and cultural lines. National statistics reveal that it affects more than 4 million people a year, with almost 17,000 of them murdered by an intimate partner and an estimated 2,000 children dying at the hands of a caregiver.

The FBI reports that people are more likely to be assaulted in their own homes by someone they know and trust than on the street by a stranger. Typically, the injuries are more devastating.

But domestic violence isn't always physical, officials emphasized. It can be more subtle: emotional, psychological or economic. Regardless of its form, it hurts individuals, ruins families and weakens communities.

The military faces the same challenges as society at large, particularly in light of the high operational tempo and the strain it puts on servicemembers as well as their families. Defense Secretary Robert M. Gates acknowledged these stresses during a lecture last week at DukeUniversity.

"As a result of the multiple deployments and hardships associated with Afghanistan and Iraq, large swaths of the military - especially our ground combat forces and their families - are under extraordinary stress," Gates said during the Sept. 29 address.

This comes with consequences, the secretary said, including "more anxiety and disruption inflicted on children, increased domestic strife and a corresponding rising divorce rate -- which in the case of Army enlisted has nearly doubled since the wars began -- and, most tragically, a growing number of suicides."

The Defense Department has added muscle to its programs addressing all these issues, including domestic violence. This month, it's stepping up its outreach to remind the military community about programs in place to prevent domestic violence and to ensure people know what where to turn if they experience or witness it.

Installation family support centers offer a wide variety of programs and classes for military members and their families, and Military OneSource and Military Homefront provide online access to information and resources, officials noted.

In addition, the family advocacy program is responsible for addressing violence in military families through prevention, early identification, intervention, victim support and treatment for abusers. The program's staff members work with commanders, military law enforcement personnel, medical staff and family center staffers and chaplains, as well as civilian agencies, to provide a coordinated response to domestic abuse.

To protect those who might otherwise not file a report, the family advocacy program allows people to submit a "restricted report," officials explained, to report domestic abuse by a servicemember without initiating a law enforcement or command notification or investigation.

Military installations are highlighting these and other programs with their own National Domestic Violence Awareness Month campaigns.

Fort Meade, Md., for example, held a candlelight vigil Oct. 1 to kick off a variety of awareness-building events this month. These include seminars on subjects ranging from couples communication to healthy versus unhealthy relationships and spousal rights.

At Scott Air Force Base, Ill., the 375th Medical Group's family advocacy office launched voluntary anger management workshops to teach attendees to understand their anger issues and deal with them in nondestructive ways.

Meanwhile, Marine Corps Base Camp Pendleton, Calif., is spotlighting its successful Power Workshop. The program gives victims of domestic violence an opportunity to share how it has impacted their homes, and teaches participants how to defuse potentially violent domestic situations, and what to do if they escalate.

At Joint Base Pearl Harbor, Hawaii, Rear Adm. Dixon Smith, commander of Navy Region Hawaii and Naval Surface Group Middle Pacific, launched his command's domestic violence awareness campaign by urging vigilance.

"I want to thank you for all that you do in trying to eradicate domestic violence," Smith said at the Sept. 30 event. "We're not perfect yet, but we're definitely making progress. This is a very important issue, and we need to stay ferocious on our attack to eliminate domestic violence."

Officials call information the most important tool in stopping domestic violence before it begin, and emphasize that everyone can play a part in preventing or ending it.

They recommend these steps:

  • Teach young people that violence is not acceptable;
  • Promote general domestic violence awareness by talking to your friends and family about this issue;
  • Offer support and understanding - not judgment - to a friend or family member that you may be concerned about;
  • Support your friends and family by informing them of resources that can help them if they are experiencing relationship problems;
  • Become active in domestic violence prevention activities on your installation or in your local community; and
Report to law enforcement or your local family advocacy program is you suspect abuse.
Featured Site

In this day and age, it is not likely that this will be the first time that you have heard about facebook or other social networking sites that are all the rage. But in case you haven't heard, MilitaryByOwner Advertising, Inc has a fan page on facebook that currently boasts nearly 2,000 fans.

Facebook Fan PageIf you aren't a fan yet, join us and enjoy the benefits of being able to network with fellow military members that can offer support and advice on renting or selling homes or just general tips on how military families weather the constant cycle of PCSing.

We give our fans, that are currently advertising with us, the opportunity to post a link on our page to your advertisement. This is just another great way that MilitaryByOwner Advertising, Inc. helps you market your home to our military members.

We all know that one of the great benefits of military life is the wide array of people we know across this great country and now this is a way to tap into that benefit as well as gaining even more useful tips from those that we don't know!

We look forward to having you as a fan soon!






Featured Home



For Sale by Owner
Price: $375,000.00

La Vista, NE - South 101st Avenue
5 Bed, 4.5 Bath (Single Family)

Featured Home NE

Description:

This beautiful, neutral, well-maintained modern home is ready! There is nothing for you to do, but move in. Located in the desirable neighborhood of Cimarron Woods, it is centrally located with easy access to I-80 and Hwy 370. It is 20 minutes from Offut AFB, 10 minutes from Shadow Lake Mall, and 20 minutes to downtown. The kitchen contains all the extras - cabinets, granite countertops, wood floors, large walk in pantry, and stainless appliances- including a dual oven. Windows have custom blinds and wide casings. Wide baseboards and architectural details such as rounded corners, arches, decorative ceilings, custom built-ins throughout the house add that extra touch. Large laundry room & mud room with a drop zone & bench.4 bedrooms upstairs, the MBR has tiled MB with a whirlpool tub, sep. shower, dbl sinks & huge walk-in closet. The 2nd BDR has a walk in closet, & FB. BDR 3 & 4 both have walk in closets & are joined by a full jack & jill bath with dbl sinks. A finished basement with a large family room, sitting area, office space, guest BDR , and FB. Alarm system,irrigation system, well kept neighborhood park, currently installing a $500,000 splash pad ton more pics just email.

MilitaryByOwner Price:  $375,000.00

MBO160849

Featured Home NEFeatured Home NEFeatured Home NE

For more information on this home,Click Here

To see more Offutt AFB homes, please visit:
MilitaryByOwner.com





Testimonial

This is the third time in seven years that I have used this service exclusively for advertising my property for rent. Each time I was able to gain new, quality military tenants without a vacancy. An outstanding service. I will use it again in three years when our new tenants receive orders out of the area.

D.L.
Oceana NAS (VA)

10/10



Disclosure: We have made every effort to make our newsletter useful, informative, helpful and honest. The views and opinions of our guest contributors are not necessarily the views, opinions or an endorsement of MilitaryByOwner.com. You should seek advice from a professional familiar with your state laws regarding specific legal matters.