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MilitaryByOwner Advertising, Inc. Newsletter October 2010
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Letter from the Editor
It is official - fall is here! Not only can we see and feel the change of the season all around us, but typically, this time of year also brings a change of pace. The long days of summer are over and hopefully all of those that made a move recently have settled into their new routine.
If you are one of the families that are anticipating a winter move, MilitaryByOwner.com is a fantastic place to advertise your home for sale or rent, or to find the perfect home at your next duty station. Even in what is typically the "off-season" for military moves, MilitaryByOwner.com experiences great traffic, so don't forget to utilize your strong military network.
With the launch of the movie "The Social Network", it is becoming more and more apparent that the age of social networking is here to stay. One year ago this month, MilitaryByOwner Advertising Inc. took the leap into the world of Facebook and created our very own fan page. We now have close to 2,000 fans and our members have had great success using this outlet to gain even more exposure for their ads. If you haven't joined our fan base, be sure to take a look at our "Featured Site" segment for more information.
If there is anything that you would like to see us include in a future edition of our newsletter, I would love to hear from you!
We value our customers for their support of our site, their insight and suggestions on ways to improve and for continuing to spread the word about our site. It is clear that within the military network, it is important to provide service that is worth passing on, so please do not hesitate to contact us if there is ever anything we can do to make your advertising experience better.
And remember, we are available Monday - Friday, 9am - 9pm EST to assist you via our live chat. 
Monica Schaefer Editor MilitaryByOwner Advertising, Inc.
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MilitaryByOwner News
A new look and feel!
We are working furiously this month testing the site with the changes that many have requested!
- advanced search fields
- save favorites
- comparison of homes
- shopping cart to purchase home selling/renting items
Just a reminder, if you have sold or rented your home advertised on the website, please update your status. This provides home buyers/renters the most accurate home search results. Have a suggestion? Email us! Sharon www.militarybyowner.com866 604 9126, M-F, 9am-5pm EST Live Chat, M-F, 9am-9pm EST
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Real Estate Corner
DoD HAP Program PCS Order Deadline Passes
By Cindy Jones on September 30th, 2010
September 30, 2010 marks the last day
for PCS orders for active duty military and other qualified individuals to meet
the current criteria for the DoD Homeowners Assistance Program (HAP). As
of today there has been no announcement of an extension of the date for orders.
There has been a rush in many personnel offices to try and get orders processed
even if the actual PCS date was in early 2011. However there is a 90 day Report
Not Later Than (RNLT) issue on orders which would mean for anyone with a RNLT
of December 31, 2010 orders cut now for 2011
won't stand up with the HAP program. Unless
there is a legislative change to the current policies it appears that anyone
with orders next spring will have to look at other options for selling their
home. Since today is also the end of the federal government accounting year it
is also going to be important to see how much of the original $550M allocated
for the program remains. There
are proposals in Congress for additional funding and for extension date for PCS
orders. Based on personal experience from closing 18 HAP transactions this year
expectations for quick action on the current bills might be overly optimistic. In
the meantime if you meet the criteria for the DOD HAP program and live in the Northern Virginia area give me a call at
703-346-2213. Let me give you the straight scoop on the program and help you
deal with the bumps in the transaction from application to settlement. If you
left the area and your home is rented I've worked with a number of tenant
situations as well and understand how to make it a win/win for everyone.
Cindy Jones Associate Broker RE/MAX Allegiance Mobile: 703-346-2213 EMail: cindy.jones@rmxtalk.com
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USAA Corner 
Budget Better Welcome to
the modern-day version of the envelope system. Courtesy of
USAA What's the
gotta-do-it first step on the pathway toward financial freedom? Creating a
budget. That may sound intimidating, but forget about poring over piles of statements
and receipts. USAAŽ Money Manager makes the process painless. Just log on to
usaa.com and visit My Accounts. The work is already done for you, with a
prefilled budget based on your spending habits that you can customize easily to
fit your needs.
- Get the big picture. "You can't
change what you don't understand or see," says Jeff Easley, executive
director of Deposits at USAA Bank. With USAA Money Manager, you can view
your checking, savings, credit card, 401(k), loan and investment accounts
in one place. So it only takes a glance to understand what you have, where
it's going and whether you need to make changes.
- Stick to a plan. Set spending
targets for categories like groceries, entertainment, shopping and
housing. USAA Money Manager makes it simple to track how you're doing in
each category. You can review your budget in seconds, with color-coding that helps prevent
overspending. Green means you're good. Yellow means slow down; you're at
or near budget. Red means stop; you're over budget. Your personal money
management has never been easier.
Plan ahead for holiday savings. Instead of
splurging this year, give something unexpected and meaningful. ˇ An
author-autographed book is often no more expensive than a regular copy. ˇ Frame
a picture of a fun get-together for a friend, or a child's colorful art for grandparents.
ˇ Plant paperwhite bulbs in a pretty pot and adorn with a handmade tag.
1.5 million The number
of checks deposited via USAA Deposit@MobileŽ since the app launched in August
2009. The deposits total nearly $1 billion. The USAA Mobile App is available
for qualified members* via iPhoneŽ and Android™ mobile devices. Download the
free app for your phone at the AppleŽ App StoreSM or Android Market. Don't Get Scammed You don't
have to be online to be a victim of identity theft - but it helps. As Internet
use has grown, so have opportunities for identity thieves. USAA
processes tens of millions of transactions per day, from credit card charges to
ATM withdrawals to logins at usaa.com. Protecting your money from the bad guys
is a top priority. (See "How USAA Protects You Online," below.) But fighting
identity theft requires both consumers and financial institutions to be
vigilant. "It is a shared responsibility with our members to effectively
protect them against fraud," says USAA's Tom Shaw, vice president of Fraud
& Anti-Money Laundering Management. Identity theft can take over your life,
but it's not inevitable. Scammers prey on people who let private information
slip, so don't give them an opening. To minimize
your chances of becoming a victim of online fraud, follow these tips: - Build complex passwords with
combinations of upper- and lowercase letters, special characters and numbers.
- Enter credit card information
only on sites that display an "https://" in the address bar and a lock icon.
- Don't click unfamiliar links or
provide personal
information in an e-mail.
- Use well-known security
programs, such as those from Symantec or McAfee.
- Keep your operating system and
applications
updated to improve security.
- Carefully monitor your credit
card and bank
statements, as well as your credit report.
- Remember, USAA will never ask
you for personal information, such as your password, PIN or credit card numbers, in an e-mail.
How USAA protects you Online. When you're
on usaa.com, we require a password and PIN for all USAA transactions and
periodically ask security questions. We also can detect when someone accesses
your USAA accounts online. We take steps to verify your identity when you call,
and by offering online documents, we help reduce your exposure to fraud. Forgot
your password or PIN? We offer three secure ways you can receive the
information again - via e-mail, via text or by answering online security
questions. To choose, go to usaa.com and search Security Preferences. USAA is
committed to protecting your information, and we don't give other companies
access to your information for their own marketing.
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Military Life
Social Media Shapes Markets, the
Military and Life
By Tom
Budzyna, Director of Public Affairs USAG Schinnen
WASHINGTON, Aug. 31,
2010 - The
Department of Defense and all of its components maintain thousands of Facebook
pages according to the assistant secretary of defense for public affairs'
registry maintained on www.Defense.gov.
So to think
that the Department of Defense is timid about the use of social media -- think
again.
Facebook
boasts more than 500 million users and may reach 700 million within the next
year. Like Google, Facebook can be thought of as one of the world's largest
countries, according to a July 22, 2010, social media article in the
Economist magazine entitled "The Future Is Another Country."
Public
relations firm Burson-Marsteller studied the largest 100 Fortune 500 companies
and found that 79 percent of them use Facebook, Twitter or YouTube; and many of
them have more than four Twitter accounts.
Social media
is impacting new marketing approaches. There are online shopping communities
where the number of participants can drive down the price of a desirable
product. If the online shopping community is big enough to meet the seller's
goal, bargain. If not, no sale.
The times
may always have been 'a-changing', but they just seem to change faster these
days. David Armano, vice president of Critical Mass, a marketing company, said
in 2009 that the one thing your company will do in 2010 is have a social media
policy and actually enforce it.
And in 2010
the Department of Defense did just that.
The U.S.
Deputy Secretary of Defense William J. Lynn III issued a directive-type
memorandum on the "Responsible and Effective Use of Internet
Capabilities" on Feb. 25, 2010, and within months servicemembers
discovered they had access to social media on their computers at work.
Thinking
back to the introduction of email in the workplace in the late 1980's,
applications like Facebook are steering computer users away from the email inbox
and into exclusive online (and mobile) virtual communities where the first stop
is not just email, but much more.
Social
media emerged in 1997 and is more than just marketing buzz today. It's proving
to be a transformation technology that is changing business practices, markets
and our entire information environment.
The
Department of Defense's new policy explains that if your organization has a
Facebook page, then it's referred to as an 'official external presence' and
must be registered with the assistant secretary of defense for public affairs
on a list maintained on www.Defense.gov (linked under 'social media'). A
military organization's presence on social media pages must use official logos,
official website links and adhere to a list of directives and regulations.
Being
registered enables users, be they soldiers, family members or the public media,
to confirm that a site is an official and a reliable source of information.
Recognition on the DoD Social Media registry, like USAG Schinnen's Facebook
page for example, confirms that it's operating under guidance from their
commanders, officers-in-charge or service component and that the information
posted complies with DoD policy, existing regulations and official public
affairs guidance.
Most of the
regulations are not new, but what is new is how the Department of Defense is
ensuring that their presence in social media is deliberate, coherent and on
target.
Even the
Army's Installation Management Command, who oversees Army communities worldwide
makes, it clear in their terms of reference that public affairs offices are
responsible for telling the Army and IMCOM story "through all
communication venues inclusive of press releases, internet, newspapers, and
social media."
It's
important to heed the rules and the DoD isn't the only organization that
monitors its official external presence. Former Home Depot operations manager
Mark Pannell learned the hard way about speaking on behalf of his company
without approval according to a case study reported in Fortune magazine's August
16, 2010,
issue.
Pannell had
over 700 Twitter followers and 35 years with Home Depot when his good
intentions were not welcomed by Home Depot's management despite the approval by
Pannell's immediate boss. Pannell now works part-time at a coffee shop.
To avoid an
unwanted trip to a coffee shop, be sure your organization's official external
presence is in synch with your public affairs office and the organizations web
policy. If an individual thinks it's cool to start a Facebook page for their
section and fail to obtain their chain of command's approval, well that's not
good - plain and simple.
Social
media has raised privacy concerns and social media platforms like Facebook have
capabilities that enable users to protect privacy, on-line discussions and
messages. It behooves users to learn these features so they can worry less
about privacy and focus on communicating. According to one user, simply signing
up to use social media services is an effective way to protect your privacy.
"One
way to protect against identity theft is to sign up and register your Facebook
page (or other popular social media account) before someone else does. Own your
space," said Steve Dalby, an Army Europe Information Technology training
specialist who teaches a Social Networking Systems and Site Awareness course.
Even though
the new DoD social media policy does not require organizations to use social
media, it has an entire hub dedicated to social media. The U.S. Army alone has
hundreds of official Facebook pages registered. Thousands more comprise the
collection of Army, Navy, Air Force, Marines pages, mostly Facebook, Twitter
and Flickr pages that are listed on the online registry.
Social
media is so pervasive now that the DoD are marching to this new drum to make sure
its voice is heard. USAG Schinnen's Facebook and Twitter page are open for
business and is posted on the DoD registry. Just google "USAG Schinnen,
Facebook" or "USAG Schinnen, Twitter" to find them and become a
'fan' or to 'follow' them. JFC Brunssum's Community Activity Section is also on
Facebook.
In a June
11, 2009, Government Computer News story, Stephen Bullock, the strategic
communication director for 7th Signal Command, which oversees brigades across
Europe that control government computer networks, said that allowing access to
Internet capabilities like Facebook on government computers was an effort to
address inconsistent and often arbitrary decisions that had been made from base
to base.
"We
gave guidance that made a consistent set of web filtering standards, resulting
in better service for our users," Bullock said.
Now, at
one's own discretion, social media sites are accessible at home or work,
prompting consideration of how to manage an individual's "brand"
while safeguarding privacy. To make your online experience secure and
enjoyable, Dalby offered these best practices in the social networking site
awareness class:
ˇ Physical
security is important. Safeguard your mobile phone, secure your computer when
it's not in use, lock the computer and the door when you leave and don't keep
lists of your passwords lying around.
ˇ Keep
online conversations light, unclassified and clean.
ˇ If you
don't recognize who wants to be part of your network, simply don't let them in.
ˇ Learn and
use the privacy features of your social media service.
ˇ Social
media applications can enable conversations to be private. They also don't stop
you from using another means to converse. Public Internet access points may not
be private or secure. Private, real life conversations are alive, well and
often the safest option.
ˇ The
principle of "need to know" applies to military conversations just as
much as it does to private conversations. Instead of posting comments on a
friend's Facebook page, maybe a private message is better idea.
ˇ
If you need help learning how to use social media, ask a friend. That's what
being social is about.
| Related Sites: Responsible
and Effective Use of Internet-based Capabilities DoD Social Media Sites Listing
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Military Life II
Military Launches Domestic Violence
Awareness Campaign
By Donna
Miles American Forces Press Service WASHINGTON, Oct. 4,
2010 - The
Defense Department is observing National Domestic Violence Awareness Month by
reminding the military community about resources and programs to help in
preventing or stopping domestic violence. President
Barack Obama issued a National Domestic Violence Awareness Month proclamation
Oct. 1, emphasizing the U.S. government's commitment to reducing
its prevalence, supporting victims and bringing offenders to justice. "Ending
domestic violence requires a collaborative effort involving every part of
society," he wrote. "This month - and throughout the year - let each of us
resolve to be vigilant in recognizing and combating domestic violence in our
communities, and let us build a culture of safety and support for all those
affected." Domestic violence
is a national problem that cuts across socioeconomic, age, gender, ethnic,
racial and cultural lines. National statistics reveal that it affects more than
4 million people a year, with almost 17,000 of them murdered by an intimate
partner and an estimated 2,000 children dying at the hands of a caregiver. The FBI
reports that people are more likely to be assaulted in their own homes by
someone they know and trust than on the street by a stranger. Typically, the
injuries are more devastating. But domestic
violence isn't always physical, officials emphasized. It can be more subtle:
emotional, psychological or economic. Regardless of its form, it hurts
individuals, ruins families and weakens communities. The
military faces the same challenges as society at large, particularly in light
of the high operational tempo and the strain it puts on servicemembers as well
as their families. Defense Secretary Robert M. Gates acknowledged these
stresses during a lecture last week at DukeUniversity. "As a
result of the multiple deployments and hardships associated with Afghanistan and Iraq, large swaths of the military -
especially our ground combat forces and their families - are under
extraordinary stress," Gates said during the Sept. 29 address. This comes
with consequences, the secretary said, including "more anxiety and disruption
inflicted on children, increased domestic strife and a corresponding rising
divorce rate -- which in the case of Army enlisted has nearly doubled since the
wars began -- and, most tragically, a growing number of suicides." The Defense
Department has added muscle to its programs addressing all these issues,
including domestic violence. This month, it's stepping up its outreach to
remind the military community about programs in place to prevent domestic
violence and to ensure people know what where to turn if they experience or
witness it. Installation
family support centers offer a wide variety of programs and classes for
military members and their families, and Military OneSource and Military
Homefront provide online access to information and resources, officials noted. In
addition, the family advocacy program is responsible for addressing violence in
military families through prevention, early identification, intervention,
victim support and treatment for abusers. The program's staff members work with
commanders, military law enforcement personnel, medical staff and family center
staffers and chaplains, as well as civilian agencies, to provide a coordinated
response to domestic abuse. To protect
those who might otherwise not file a report, the family advocacy program allows
people to submit a "restricted report," officials explained, to report domestic
abuse by a servicemember without initiating a law enforcement or command
notification or investigation. Military
installations are highlighting these and other programs with their own National
Domestic Violence Awareness Month campaigns. Fort Meade, Md., for example, held a candlelight vigil Oct. 1 to
kick off a variety of awareness-building events this month. These include
seminars on subjects ranging from couples communication to healthy versus
unhealthy relationships and spousal rights. At Scott
Air Force Base, Ill., the 375th Medical Group's family advocacy office
launched voluntary anger management workshops to teach attendees to understand
their anger issues and deal with them in nondestructive ways.
Meanwhile,
Marine Corps Base Camp Pendleton, Calif., is spotlighting its successful Power
Workshop. The program gives victims of domestic violence an opportunity to
share how it has impacted their homes, and teaches participants how to defuse
potentially violent domestic situations, and what to do if they escalate.
At Joint Base Pearl Harbor, Hawaii, Rear Adm. Dixon Smith, commander of Navy Region
Hawaii and Naval Surface Group Middle
Pacific, launched his command's domestic violence awareness campaign by urging
vigilance. "I
want to thank you for all that you do in trying to eradicate domestic
violence," Smith said at the Sept. 30 event. "We're not perfect yet, but
we're definitely making progress. This is a very important issue, and we need
to stay ferocious on our attack to eliminate domestic violence." Officials
call information the most important tool in stopping domestic violence before it
begin, and emphasize that everyone can play a part in preventing or ending it. They
recommend these steps: - Teach young people that
violence is not acceptable;
- Promote general domestic
violence awareness by talking to your friends and family about this issue;
- Offer support and understanding
- not judgment - to a friend or family member that you may be concerned
about;
- Support your friends and family
by informing them of resources that can help them if they are experiencing
relationship problems;
- Become active in domestic
violence prevention activities on your installation or in your local
community; and
Report
to law enforcement or your local family advocacy program is you suspect abuse. |
Featured Site
In this day and age, it is not likely that this will be the first time that you have heard about facebook or other social networking sites that are all the rage. But in case you haven't heard, MilitaryByOwner Advertising, Inc has a fan page on facebook that currently boasts nearly 2,000 fans.
If you aren't a fan yet, join us and enjoy the benefits of being able to network with fellow military members that can offer support and advice on renting or selling homes or just general tips on how military families weather the constant cycle of PCSing.
We give our fans, that are currently advertising with us, the opportunity to
post a link on our page to your advertisement. This is just another great way that
MilitaryByOwner Advertising, Inc. helps you market your home to our
military members.
We all know that one of the great benefits of military life is the wide array of people we know across this great country and now this is a way to tap into that benefit as well as gaining even more useful tips from those that we don't know!
We look forward to having you as a fan soon!
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Featured Home
For Sale by Owner Price: $375,000.00
La Vista, NE - South 101st Avenue 5 Bed, 4.5 Bath (Single Family)
 Description:
This beautiful, neutral, well-maintained modern home is ready! There is nothing
for you to do, but move in. Located in the desirable neighborhood of Cimarron
Woods, it is centrally located with easy access to I-80 and Hwy 370. It is 20
minutes from Offut AFB, 10 minutes from Shadow Lake Mall, and 20 minutes to
downtown. The kitchen contains all the extras - cabinets, granite countertops,
wood floors, large walk in pantry, and stainless appliances- including a dual
oven. Windows have custom blinds and wide casings. Wide baseboards and
architectural details such as rounded corners, arches, decorative ceilings,
custom built-ins throughout the house add that extra touch. Large laundry room
& mud room with a drop zone & bench.4 bedrooms upstairs, the MBR has
tiled MB with a whirlpool tub, sep. shower, dbl sinks & huge walk-in closet.
The 2nd BDR has a walk in closet, & FB. BDR 3 & 4 both have walk in
closets & are joined by a full jack & jill bath with dbl sinks. A
finished basement with a large family room, sitting area, office space, guest
BDR , and FB. Alarm system,irrigation system, well kept neighborhood park,
currently installing a $500,000 splash pad ton more pics just
email.
MilitaryByOwner Price: $375,000.00
MBO160849
  For more information on this home,Click Here
To see more Offutt AFB homes, please visit: MilitaryByOwner.com |
Testimonial
This is the third time in seven years that I have used this service exclusively for advertising my property for rent. Each time I was able to gain new, quality military tenants without a vacancy. An outstanding service. I will use it again in three years when our new tenants receive orders out of the area.
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