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Newsletter
February 2010
Letter from the Editor

Well the long month of January has come to an end! For those living in areas of snow and cold, I am sure that the dawn of a new month brings hope that Spring is right around the corner.

And for military families, we know that Spring signals the start of the busy moving season. As orders are received, many are anxious to get their homes rented or sold, or to find the perfect home at their new duty station. There is no better time to turn to MilitaryByOwner.com to help with all of those housing needs!

January was another record breaking month for us and the traffic on our site continues to pick up each and every month. Thank you for your support and for spreading the word to other military families.

Our Resource section has some great ideas of ways to show your loved one that you are thinking about them this Valentine's Day - particularly those that are deployed overseas!

The topic of the depressed real estate market and a downturn in the overall economy is something that we have been discussing for quite some time now. This is a growing concern for families across this great country and for many of our military families as well.

This month we wanted to focus on some of the programs that can help military families through this difficult time. The one benefit that we have that many civilian families do not, is job security. However, if you are considering making a transition from the military to civilian sector, there are some great educational programs and opportunities that active duty, reservist, spouses and children can take advantage of. Did you know that most states offer military families in-state tuition in the state the reside in, even if it is not their home of record. And as of July 2009, a revision to the Higher Education Act now guarantees that military family members can continue to receive in-state tuition rates even after the military member is relocated!
 
Be sure to take a look at our Military Life segments for more information on various educational programs.

Although the VA has been offering military families solutions to those who were affected by subprime mortgage loans, we felt it was something that many may have not known about and something that can benefit many. Our Real Estate Corner segment will provide you with more information.

The look and feel of our site is something that we like to keep dynamic and the changes we make are often based on feedback and suggestions that our customers send to us. We love to hear from our customers, so please continue to contact us.

We have knowledgeable and friendly staff that are on the other end of both our inbox and our live chat, so as the busy PCS season approaches, please feel free to contact us if we can be of any assistance to you.

Monica 2010








Monica Schaefer
Editor
MilitaryByOwner Advertising, Inc.


MilitaryByOwner Newssmall 60x60

This year Professional Housing Management Association (PHMA) held their annual conference in Atlanta.
Dave/sharon PHMA1 
It was so exciting to see old faces and meet new ones who use and promote our website to advertise homes or find their home.
 

Watch for the new look and feel of the website!  Just a few of the new features:
  • Neighborhood information
  • Base information
  • Map function
  • Compare homes
  • Save favorite homes
  • Expanded search features
 
Contact Information:
866 604 9126
Office Hours M-F 9am-5pm EST
Chat Hours M-F 9am-9pm EST


Real Estate Corner

VA Banner

FOR IMMEDIATE RELEASE
October 24, 2008

Enhanced VA Mortgage Options Now Available for Veterans

Of Potential Benefit to Those in Financial Distress

WASHINGTON-- Veterans with conventional home loans now have new options for refinancing to a Department of Veterans Affairs (VA) guaranteed home loan. These new options are available as a result of the Veterans' Benefits Improvement Act of 2008, which the President signed into law on October 10, 2008

"These changes will allow VA to assist a substantial number of veterans with subprime mortgages refinance into a safer, more affordable, VA guaranteed loan," said Secretary of Veterans Affairs Dr. James B. Peake. "Veterans in financial distress due to high rate subprime mortgages are potentially the greatest beneficiaries."

VA has never guaranteed subprime loans. However, as a result of the new law VA can now help many more veterans who currently have subprime loans.

The new law makes changes to VA's home loan refinancing program. Veterans who wish to refinance their subprime or conventional mortgage may now do so for up to 100 percent of the value of the property. These types of loans were previously limited to 90 percent of the value.

Additionally, Congress raised VA's maximum loan amount for these types of refinancing loans. Previously, these refinancing loans were capped at $144,000. With the new legislation, such loans may be made up to $729,750 depending on where the property is located.

Increasing the loan-to-value ratio and raising the maximum loan amount will allow more qualified veterans to refinance through VA, allowing for savings on interest costs or even potentially avoiding foreclosure.

Enhanced VA Mortgage Options 2/2/2/2

Originally set to expire at the end of this month, VA's authority to guaranty Adjustable Rate Mortgages (ARMs) and Hybrid ARMs was also extended under this new law through September 30, 2012. Unlike conventional ARMs and hybrid ARMs, VA limits interest rate increases on these loans from year to year, as well as over the life of the loans.

Since 1944, when home loan guaranties were offered with the original GI Bill, VA has guaranteed more than 18 million home loans worth over $911 billion. This year, about 180,000 veterans, active duty servicemembers, and survivors received loans valued at about $36 billion.

For more information, or to obtain help from a VA Loan Specialist, veterans may call VA at 1-877-827-3702 or visit www.homeloans.va.gov.

# # #



USAA Corner USAA Logo


6 Survival Tips for Renting Out Your Own Home Now

Courtesy of USAA

The housing market has tanked, you can't find a buyer and you're stuck. Your best option is to rent out your house, to at least help cover the mortgage. You are about to become a "reluctant landlord."

"One in five of our members move every year. In today's real estate market, we know it's more difficult for our members to sell their homes," says Christopher Villa, USAA's senior product manager for rental home insurance.

When members can't sell and decide to rent their home out, it's critical they let USAA know. It's also vital that they take action to educate themselves on property management basics," says Villa.Before you rent out your home, use these six tips to help protect your property.

1. Find a Good Tenant

You can find tenants by advertising in local newspapers, both in print and online. Also spread the word through friends, relatives and coworkers.

Ask potential tenants to fill out an application form, listing their basic information: name, employer, salary, previous landlords and references. You'll also need their Social Security number and signed authorization to check credit reports and criminal history. If you hire an online agency to provide background checks, make sure it is accredited by the Better Business Bureau. Do your own background checks by:

  • Pulling credit reports. You can conduct your own research through one of the credit reporting agencies - Equifax, ExperianTransUnion - as long as you follow the guidelines of the Fair Credit Reporting Act, or FCRA.
  •  Checking criminal history. Search state and local records online or find an agency. Landlord.com offers tips on conducting tenant screening.
  • Checking references, contacting employers and talking to previous landlords.

2. Determine How Much Rent to Charge

A lease should spell out the following:

  • Lease term: A month-to-month lease offers more flexibility if you are selling, while an annual lease provides more stability if you are holding on to the property.
  • Security deposit, usually one month's rent or more.
  • Rental due date and late penalties.
  • Repairs and who's responsible for what.
  • Routine upkeep and maintenance responsibilities, such as lawn care.
  • List of tenants.
  • Rules of behavior, including noise levels, neighborly conduct and smoking.
  • Pet policies and related deposits.
  • Who pays homeowner association dues.
  • Association rules that the tenant must follow.
  • Arrangements for showings, if you plan to put your home on the market while it's being rented.
  • Eviction terms, such as not paying the rent or damaging the property.
4. Protect Your Property with Insurance

"Protecting your property with the correct insurance policy is extremely important. You need a different policy if you're renting a property to a tenant versus using it as your primary residence," says Villa. While you were living in the house, your insurance was a homeowner's policy, which covered the structure, damages and your belongings in the house. As a landlord, you'll need

rental home insurance, also known as fire insurance." This policy covers your home's structure, legal costs, medical expenses and loss of rental income, if repairs are needed. Since you are not responsible for the tenant's belongings, you should encourage tenants to buy renters insurance.

5. Hire a Management Company

Fees are charged primarily for two services: finding a tenant, which includes advertising and background checks, and managing the property. The fee for filling a house can range from 50% to 150% of one month's rent, depending on the area. Monthly management includes collecting the rent, charging late fees, handling repairs, and dealing with early vacancies and evictions.

If you hire a property manager, find a licensed professional, urges Candice Estey Swanson with the National Association of Residential Property Managers. To locate a manager in your area, go to NARPM's website and type in your ZIP code. Your real estate agent also may offer property management.

One big advantage of using property managers is emotional distance. "Often the owner will get involved with the tenant emotionally," says Swanson. "Even though (property managers) take good care of tenants and they're sympathetic, their job is to make sure that owners get the rent."

6. Evictions

You'll need an attorney to evict a tenant. "If the tenant doesn't leave willingly, you can't just go and move their personal property and kick them out," says Coscarelli. "You have to go to court, and the sheriff needs to come out and physically remove the person if they don't move out willingly."

How much is an eviction? Legal fees alone can range from $300 to $1,000, says Coscarelli. But when all other costs are added, "You could end up spending easily a month's rent," she says.



Military Life

American Forces Press Service


Military Families Gain Access to Free, Online Tutoring

By Elaine Wilson
American Forces Press Service

WASHINGTON, Jan. 26, 2010 - The Defense Department has launched a free, online tutoring service for service members and their families.

The site http://www.tutor.com/military offers round-the-clock professional tutors who can assist with homework, studying, test preparation, resume writing and more.

Marine Corps and Army families have had access to the program for more than a year. Seeing the value, Defense Department officials decided to expand the service to encompass all service members and their families, officials said.

"Providing 24/7 academic and career support for military families during a time when so many parents have a deployed spouse has been an important and well-received benefit for Marine Corps and Army families," said Tommy T. Thomas, deputy undersecretary of defense for military community and family policy.

"We are pleased to expand this program to all U.S. military families and provide peace of mind that their children are never alone when it comes to learning there is always a certified, professional tutor available to help," he said.

Active-duty service members, National Guard and reserve personnel on active duty in a deployed status, Defense Department civilians in a deployed status and their dependents are eligible to participate, officials said. Along with test preparation, the site is open to students of any age from kindergartners to high school seniors for one-on-one help in math, science, social studies and English.

Many of these students, officials said, are making the most of the live, one-on-one help. "Thanks for having this service when our family is separated at this time due to deployments and training," a 6th grader of a Marine commented. "My father is unable to help one-on-one."

"I really appreciate this," another program participant, a 9th grader, said. "It really helps me understand my schoolwork. It's going to really help me ace my exams coming up! I am definitely going to use this very often."

Tutor.com's network includes more than 1,800 professional tutors and career specialists who have delivered more than 5 million one-on-one tutoring sessions since 2001, officials said. Each tutor is certified through the site, and all sessions are recorded for quality control.

Biographies:
Tommy T. Thomas

Related Sites:
Tutor.com  
Office of Military Community and Family Policy



In This Issue
MilitaryByOwner News
Real Estate Corner
USAA Corner
Military Life
Military Life II
Military Life III
Featured Advertiser
Featured Home
Testimonial
Quick Links
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Send Out Cards

When was the last time you sent an unexpected card at an unexpected time to someone you care about?

Do you think it would make a difference?

Do you remember people's birthdays and other special occasions?

Do you think that matters to them?

How about a simple thank you or expression of appreciation. Do you think that would make a difference?

With this incredible tool, not only can you remember people and share appreciation, you can motivate, uplift, encourage and truly make a difference. Here is the interesting thing, the more you do this, the more you realize that you, the sender of these cards, benefit the most.

We are changing people's lives for good one simple card at a time.

A concept and service that is changing people's lives.

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SendOutCards is also a great tool for businesses to keep in touch with their customers and referral clients.

We at MilitaryByOwner would like to share SendOutCards with you.
 
To learn more about SendOutCards, and see how the system works, visit this page to send a free card to someone you care about.
Valentine Message

Stripes Valentine's Day Messages is now accepting submissions for online only. Messages submitted before 8 a.m. EDT on January 25th will be included in the newspaper edition selected on submission.

We will accept online only messages until Feb 13.


Denver 1Send a Free Military Sweetheart's Photo Book for Valentine's Day

And get a print copy of your book FREE! Don't wait to get this one started! It doesn't cost you a thing but will bring loads of love to your special someone serving in the military - or to a sweetheart waiting back home.

  1. No cost to e-mail a Valentine's Sweetheart Book.
  2. Make your 20-page photo book online complete with text.
  3. Just upload your photos to lifephoto.com/valentine-photo-book, add text and make your book in a matter of minutes. No cost to do this. You can even select a Valentine theme for some or all of your pages.
  4. You'll see the Photo Book Sharing Previewer build in front of your eyes. This is the same "turning page" book previewer you can e-mail to your loved one - or post on Facebook, Twitter or other social media sites.

Walt Disney World's Armed Forces Salute 2010

From January 3, 2010 to July 31, 2010, Active and Retired U.S. Military, including members of the U.S. Coast Guard and active members of the National Guard or Reservists, may purchase 4-Day Walt Disney World Armed Forces Salute Tickets for themselves and up to five (5) family members and/or friends for $99.

The base ticket is valid for four days of admission into one of the four Walt Disney World theme parks. The Park Hopper option allows guests to visit more than one park each day. The Water Park and More option gives guests a total of four visits to a choice of a Disney water park, DisneyQuest Indoor Interactive Theme Park or certain other attractions.

During this offer period, active or retired U.S. military personnel may make a one-time purchase of up to a maximum of five 4-Day companion tickets (one theme park per day) for $99 per ticket, for family members (including spouse) or friends. Although this ticket for family members and friends does not include either the Park Hopper or Water Park Fun & More options, this ticket can be upgraded to add either such option, or both, for an additional $25, per option. All tickets and options are non-transferable and must be activated by September 26, 2010. Block out dates 3/27- 4/9/2010 All locations. 7/3-4/2010 Magic Kingdom only. Tickets available for purchase at Shades of Green beginning January 3, 2010. Tickets expire September 30, 2010.

Military Life II


American Forces Press Service


Consultants Offer Support to Off-base Schools

By Elaine Wilson
American Forces Press Service

WASHINGTON, Jan. 20, 2010 - Most military children attend non-Defense Department schools, but military officials are determined not to allow their unique needs to slip through the cracks.

The Office of Military Community and Family Policy has expanded its Military and Family Life Consultant program to encompass non-Defense Department schools. More than 90 percent of military children attend public, private and charter schools, officials said.

"Many schools have guidance counselors and school counselors with behavioral health backgrounds," said Barbara Thompson, director of the Defense Department's Office of Family Policy/Children and Youth. "But we're augmenting and increasing understanding of what a military child is going through; what it's like to be a child in school with a deployed parent."

The Military and Family Life Consultant program offers nonmedical counseling support to military members and their families on and off military installations, both stateside and overseas, officials said.

The child and youth behavioral military and family life consultants are a specialized portion of that program. The consultants are trained to apply their skills in addressing youth-related issues such as problem solving, bullying, conflict resolution, self-esteem, coping with deployment and reunion, relationships and separations.

The youth consultants provide services at child development centers, youth programs, Defense Department schools, and most recently, non-Defense Department schools with a large number of students from military families. The off-base school program started last spring at 24 military-connected schools and, as of today, about 120 child and youth behavioral consultants are supporting 151 schools, Thompson said.

"We started slowly at locations with high deployment rates," she said, "and the feedback was, 'This was the best thing you could have done for us.'"

Officials first decided to expand the program to counter a marked increase in behavioral issues, Thompson said.

"The child and youth program managers for the services came to us to say they were concerned that they'd seen a spike of challenging behaviors on the installation-based programs," she said.

Consultants already were working with adults, Thompson said, but officials felt those services could be adapted for children and youth to meet the growing need.

The specialized consultants began working in Department of Defense Education Activity schools and summer camps, youth programs and child development centers.

While effective, "We realized there's a gap; we can only serve so many children," Thompson said. "We need to branch out and reach out."

A child and youth behavioral specialist in Arkansas started the effort by reaching out to schools with large populations of military students. He was invited in and discovered that many teachers weren't aware they even had military children in their schools when, in fact, many students had parents in the Guard and Reserve, some of whom were deployed.

The program took off from there, Thompson said. Her office began to seek people out from within the community to assist the schools. "We try to find people locally, but if we can't, we will deploy people to travel there," she said.

Within the school, the consultants' role is to work with staff, teachers and parents to set up support groups and offer observations and helpful tips. Thompson called it a "global, psycho-educational approach."

The program is another step toward addressing the unique challenges military children and their families face, Thompson said.

"[Recent] studies show deployments have an impact on our children," she said, also citing a recent study published in the New England Journal of Medicine that reveals the impact of deployment on Army spouses' mental health. "We know when a stay-at-home parent is impacted with mental health issues; it can impact how they're taking care of their children.

"There's solid research out there that can really drive what we do, hone what we do," she continued. "We have anecdotal feedback on how important these assets have been, reinforcing the need to develop preventive programs so issues don't escalate to a more exacerbated level."

Thompson said she's optimistic the child and youth-specialized counselors can make a difference for families. This summer, plans are under way to have them work in various summer camps for military children, including those sponsored by the education activity and the Guard and Reserve.

The feedback so far has been amazing, Thompson said.

"Absolutely everybody loves them," she said.




Military Life III

VA Banner

Yellow Ribbon Program


** News Alert - More Information Coming Soon **

The Department of Veterans Affairs will start accepting Yellow Ribbon Program Agreements for the 2010-2011 academic year soon. Included with the agreement form will be detailed instructions as well as the deadline for submission. Please continue to check here periodically for 2010-2011 Yellow Ribbon Program information and supporting documents.

 

What is the Yellow Ribbon Program?

The Yellow Ribbon GI Education Enhancement Program (Yellow Ribbon Program) is a provision of the Post-9/11 Veterans Educational Assistance Act of 2008.  This program allows institutions of higher learning (degree granting institutions) in the United States to voluntarily enter into an agreement with VA to fund tuition expenses that exceed the highest public in-state undergraduate tuition rate.  The institution can contribute up to 50% of those expenses and VA will match the same amount as the institution.

The Institution of Higher Learning (IHL) must agree to:

  • Provide contributions to eligible individuals who apply for the Yellow Ribbon Program on a first-come first-served basis, regardless of the rate at which the individual is pursuing training in any given academic year;
  • Provide contributions during the current academic year and all subsequent academic years in which the IHL is participating in the Yellow Ribbon Program and the student maintains satisfactory progress, conduct, and attendance;
  • Make contributions toward the program on behalf of the individual in the form of of a grant, scholarship, etc;
  • State the dollar amount that will be contributed for each participant during the academic year;
  • State the maximum number of individuals for whom contributions will be made in any given academic year.

How Does the Yellow Ribbon Program Benefit Me?

The Post-9/11 GI Bill pays up to the highest public in-state undergraduate tuition and fees. You may have tuition and fees that exceed that amount if you are attending a private institution, graduate school or attending in an out-of-state status.  If you are enrolled at a Yellow Ribbon participating institution and the tuition and fees exceed the highest public in-state undergraduate tuition or fees, additional funds may be available for your education program without an additional charge to your entitlement.

Institutions that voluntarily enter into a Yellow Ribbon Agreement with VA choose the amount of tuition and fees that will be contributed.  VA will match that amount and issue payment directly to the institution.

Am I Eligible?

Only individuals entitled to the maximum benefit rate (based on service requirements) may receive this funding.  Therefore, you may be eligible if:

  • You served an aggregate period of active duty after September 10, 2001, of at least 36 months;
  • You were honorably discharged from active duty for a service connected disability and you served 30 continuous days after September 10, 2001
  • You are a dependent eligible for Transfer of Entitlement under the Post-9/11 GI Bill based on a veteran's service under the eligibility criteria listed above. 

How will I Know My School is Participating in the Yellow Ribbon Program?

You must be enrolled in an approved program offered by an IHL.

You may search the list of institutions that are participating in the Yellow Ribbon Program by clicking HERE.

When Will Benefits under the Yellow Ribbon Program Be Available?

Benefits are payable for training pursued on or after August 1, 2009.  No payments can be made under this program for training pursued before that date.

How Much Money Will I Receive Under the Yellow Ribbon Program?

Question:  What portion of tuition and fees charges will be considered under the Yellow Ribbon Program?

Answer:  The difference of the amount charged to the student and what has been paid by VA as educational assistance.
  
The following steps are provided to determine the difference for one student:

    1. Student's enrolled credit hours reported by the institution to the VA x Maximum Credit Hour Charge for the State = Maximum Tuition Payable
    2. Compare the Maximum Tuition Payable with the amount charged the student. VA will pay the institution the lesser amount
    3. Compare the Maximum Single Term Fees for your State with what you have charged the student.  VA will pay the institution the lesser amount.
    4. Add the amounts VA has paid for tuition and fees and compare that with the total amount charged to the student.  Institution charges that exceed what has already been paid by VA are the difference that could be applied to the Yellow Ribbon Program.
    5. Determine how much of the difference, up to one-half of that amount, that the institution will agree to cover with funds of the institution and the VA will match that amount.

Example: The student enrolled in 12 credit hours during the Fall term and the institution charged the student $5,000 for tuition and $1,200 in fees.  The Maximum Charge Per Credit Hour for the State = $250 and the Maximum Fees for a single term = $1,000:

  1. 12 credit hours x $250 = $3,000 - VA will pay $3,000 of the $5,000 tuition charged
  2. VA will pay $1,000 of the $1,200 fees charged
  3. VA has paid $4,000 of the $6,200 charged the student. $2,200 could be applied to the Yellow Ribbon Program
  4. Your institution can choose to contribute up to $1,100 of this amount and VA will match that contribution.

PLEASE NOTE:  The amounts provided by the States on the corresponding table are preliminary and are not necessarily the amounts for academic year 2009-2010. Also, the amounts used in this example do not relate to any specific State.

To see a table listing 2009-2010 information on State maximum Tuition & Fees click here. The information provided in this table is in accordance with VA's statutory requirement to determine the highest in-state, undergraduate, public tuition as specified in 38 USC 3313(c)(1)(A).  This information has no relationship to, and should not be compared with, average costs of tuition and fees of public institutions within any state commonly referred to when considering educational options.


Application Procedures

How do I apply for the Yellow Ribbon Program?

Schools that intend to participate in the Yellow Ribbon program will establish application procedures for eligible students.  The school will determine the maximum number of students that may participate in the program and the percent of tuition that will be contributed.  You may wish to inquire at your school about their intent to participate and the application procedures they plan to establish for the Yellow Ribbon Program.  Please remember that you must be eligible for the Post-9/11 GI Bill at the 100% rate to be considered for the Yellow Ribbon Program.

How Do I Apply for Benefits under Post-9/11 GI Bill?

The Department of Veterans Affairs is now accepting and processing applications for the Post-9/11 GI Bill. You should complete and submit the application form available online and will receive written notification explaining VA's decision regarding your eligibility for the program. If you are eligibile, your Certificate of Eligibility will also advise you if your service meets the requirements for the Yellow Ribbon Program.  If your school has volunteered to participate in the Yellow Ribbon Program, you should take your Certificate of Eligibility to your school and ask your school to certify your enrollment to VA, including Yellow Ribbon.  You cannot certify your participation in the Yellow Ribbon Program directly to the VA.  Your school must report this information on your enrollment certification.

Remember, to receive benefits under the Yellow Ribbon Program:

  • You must be eligible for the maximum benefit rate under the Post-9/11 GI Bill;
  • Your school must agree to participate in the Yellow Program;
  • Your school must have not offered Yellow Ribbon to more than the maximum number of individuals stated in their participation agreement;
  • Your school must certify your enrollment to VA, including Yellow Ribbon program information.

For Additional Information

Visit www.gibill.va.gov for additional information on the Yellow Ribbon Program or other benefits. 


#  #  #

Featured Advertiser
Dave/sharon PHMA1

This month, we are happy to feature Deanna Dopslaf, a business advertiser with MilitaryByOwner Advertising, Inc. since 2008. Deanna is an Associate Broker with Keller Williams Realty who specializes in Short Sales and is also a Certified Military Market Specialist in Albuquerque, New Mexico.

Growing up as an Army brat and currently an Air Force spouse, Deanna is uniquely qualified to assist military families with their relocation needs.

With the current state of the real estate market, she has been busy helping families with the short sales of their homes as well as aiding military families who are selling their homes and taking advantage of the Homeowners Assistance Program.

Deanna advises her military clients to use caution when deciding to use the HAP in order to recoup losses on a house that they are selling. In her extensive experience, she has seen homeowners who have sold their homes believing that they would receive full compensation for their losses only to receive partial payment or none at all. She further states that it is important to closely examine the disclaimers of the program and decide whether or not the program is for you.

While the majority of the people who recently entered the real estate market have lost value on their homes, she feels that you need to carefully examine whether selling your current home is matter of choice or if it is truly a distress situation. "Homes are much like investments in stocks and sometimes they perform and sometimes they don't and occasionally you have to take a loss on those investments."

Deanna's expertise in short sales was the subject of a recent article published in New Mexico Business Weekly. Here is a link to a portion of the article http://albuquerque.bizjournals.com/albuquerque/stories/2010/01/11/story10.html, if you are interested in reading the entire article, please feel free to email Deanna directly.

If you are moving to the Albuquerque, New Mexico area, be sure to contact Deanna, as her years of experience and wealth of knowledge would be invaluable to anyone looking to invest in the real estate market. Deanna also works closely with PS Property Management, a local company in Albuquerque that provides property management services to military families when they have to leave their home behind when leaving Kirtland AFB.

Deanna Dopslaf, RealtorĀ® -- Associate Broker
Keller Williams Realty -- Certified Military Market Specialist
Albuquerque NM 87120
505-307-1129
E-Mail
Visit my website


Featured Home

For Rent By Owner
Rent: $2,000.00/month
Yuma, AZ - W. 23rd Street
4 Bed, 2.5 Bath (Single Family)

Featured Home AZ

Description:
It is all in the details! Spectacular home in Falls Ranch 7 subdivision on the West end of town. Built in 2008 with many stunning upgrades. A dream kitchen with expansive island, phenomenal cabinet space, walk-in pantry, granite countertops, stainless steel appliances and eat in dining area. Great room is the perfect place to enjoy family time and entertain company. Master suite has french door access to back patio and spa. Custom open style shower with dual shower heads. Double vanity and separate water closet. Front bedroom has bay window with bench seat storage. Gorgeous tile floors, frieze carpet and warm neutral colors. Backyard has beautiful patio, salt water pool and spa, extensive decking with pergola and professional landscaping. RO and water softener which are a must in the desert southwest. Pool and yard service included with rent. Close to schools and shopping centers. New development with great neighbors!

MilitaryByOwner Rent:  $2,000.00/month

MBO135996

Featured Home AZFeatured Home AZFeatured Home AZ

For more information on this home, Click Here

To see more Yuma MCAS homes, please visit: MilitaryByOwner.com


Testimonial

Most of my best leads on renters came from your website. The quality of the
customer searching your site is much higher than Craigslist. In the end it
was a renter through militarybyowner that rented my home. I also used MLS,
Craigslist, Base Housing List, and the local Newspaper.

R.S.
MCAS Yuma
1/10

Disclosure: We have made every effort to make our newsletter useful, informative, helpful and honest. The views and opinions of our guest contributors are not necessarily the views, opinions or an endorsement of MilitaryByOwner.com. You should seek advice from a professional familiar with your state laws regarding specific legal matters.