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Newsletter
 
December 2009
Vol. 1 Issue 12
Letter from the Editor 


It never ceases to amaze me how quickly time seems to pass, as here we are upon another holiday season. We love this time of year as it gives us the opportunity to wish all of you a very Happy Holiday season. May the coming year be one of health and prosperity.
 
Our thoughts are always with our military members and their families, but particularly at this time of year as this is a difficult time to be separated.

We have included the recommended shipping dates for those wishing to send packages overseas. Even though the deadline for shipping packages to Iraq or Afghanistan by the most inexpensive means have already passed, there is still time to get packages and letters overseas in time for the holidays!
 
Since this is the season of thanks and giving, we thought it only appropriate to use our Featured Site segment this month will give you all of the information you need to make a charitable donation to those organizations that support our troops and their families. If you are looking for a way to give to those that have given so much to us, please take a look and see if there is a charity that touches your heart!

Tis' the season for upcoming pay raises too!! President Obama signed the 2010 National Defense Authorization Act which includes a 3.4 percent pay increase for all servicemembers. This raise is .5 percent lower than the 2009 military pay increase. This increase will take effect January 1, 2010.

There are quite a few new laws that have recently been signed that will have an impact on military members and their families. We have included information below on the Homeowners Assistance Program and some specifics on the direct benefits to military families.

Landmark legislation has just been passed that will allow military spouses to claim domicile in the same state that their active duty service member. Take a look at our Military Life segment for all of the details on how this new law will impact you! 

We continue to offer our customers great ways to advertise their businesses, and our newsletter is another area in which you can highlight your business to our over 38,000 subscribers on a monthly basis.

For samples of the advertisements, take a look at those in the right column of this issue. For pricing or questions, please contact me.  
 
And remember, we are available Monday - Friday, 9am - 9pm EST to assist you via our live chat.
 
Editor
 
 
 
 
 
 
 
 
  
Editor
MilitaryByOwner Advertising, Inc.
MBO News 
News
Ft. Carson 
Army Spouses Field Exercise 
 
We are happy to help with the third field exercise this year.  Tara and Star, founders of ArmyWifeNetwork, supply a wealth of information to Army Spouses.
 

tara 2                 star

Next event Ft. Stewart early 2010!
 
 
       Upcoming Changes 
 
We are finalizing many new features on our website. The user feedback that we receive was used to form these changes.     
  
Reminders:
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  • Come join us on Facebook.  

 

 

  Questions?

 
SecDef Holiday Message

Secretary Issues Holiday Season Message

American Forces Press ServiceHolly
WASHINGTON, Nov. 24, 2009


Defense Secretary Robert M. Gates today issued a holiday season message giving thanks to the military men and women who put their lives on the line every day. "This time of year calls on Americans to reflect on and give thanks for the freedoms and prosperity we enjoy. Of course, we can only do so because of those who put their lives on the line every day: the soldiers, sailors, airmen, and Marines who bear repeated deployments, hardships, and danger - without fail and without complaint.

"Many have made the ultimate sacrifice. Our nation will always honor their memory. For the loved ones of the fallen, I offer my deepest sympathies and prayers for your loss. And, in the wake of the shootings at Fort Hood, know that I am committed to ensuring that our home bases are safe and secure.

"I know the holiday season can be especially difficult for service members and their families, who may be separated from each other by thousands of miles. To the families of our men and women in uniform: know that the American people are indebted to you for the sacrifices of your husbands and wives, fathers and mothers, and sons and daughters.

"This will be my third holiday season spent as Secretary of Defense. During these years nothing has impressed me as much as the determination, resilience and good humor of those who defend our nation. This holiday season, along with "Happy Thanksgiving," "Happy Hanukkah," and "Merry Christmas," I would add two words on behalf of millions of your countrymen: "Thank you."

Real Estate Corner 
First-Time Homebuyer Credit Extended to April 30, 2010; Some Current Homeowners Now Also Qualify

IR-2009-108, Nov. 24, 2009
WASHINGTON
- A new law that went into effect Nov. 6 extends the first-time homebuyer credit five months and expands the eligibility requirements for purchasers.

The Worker, Homeownership, and Business Assistance Act of 2009 extends the deadline for qualifying home purchases from Nov. 30, 2009, to April 30, 2010. Additionally, if a buyer enters into a binding contract by April 30, 2010, the buyer has until June 30, 2010, to settle on the purchase.
The maximum credit amount remains at $8,000 for a first-time homebuyer -- that is, a buyer who has not owned a primary residence during the three years up to the date of purchase.

But the new law also provides a "long-time resident" credit of up to $6,500 to others who do not qualify as "first-time homebuyers." To qualify this way, a buyer must have owned and used the same home as a principal or primary residence for at least five consecutive years of the eight-year period ending on the date of purchase of a new home as a primary residence.

For all qualifying purchases in 2010, taxpayers have the option of claiming the credit on either their 2009 or 2010 tax returns.

A new version of Form 5405, First-Time Homebuyer Credit, will be available in the next few weeks. A taxpayer who purchases a home after Nov. 6 must use this new version of the form to claim the credit. Likewise, taxpayers claiming the credit on their 2009 returns, no matter when the house was purchased, must also use the new version of Form 5405. Taxpayers who claim the credit on their 2009 tax return will not be able to file electronically but instead will need to file a paper return.

A taxpayer who purchased a home on or before Nov. 6 and chooses to claim the credit on an original or amended 2008 return may continue to use the current version of Form 5405.

Income Limits Rise

The new law raises the income limits for people who purchase homes after Nov. 6. The full credit will be available to taxpayers with modified adjusted gross incomes (MAGI) up to $125,000, or $225,000 for joint filers. Those with MAGI between $125,000 and $145,000, or $225,000 and $245,000 for joint filers, are eligible for a reduced credit. Those with higher incomes do not qualify.
For homes purchased prior to Nov. 7, 2009, existing MAGI limits remain in place. The full credit is available to taxpayers with MAGI up to $75,000, or $150,000 for joint filers. Those with MAGI between $75,000 and $95,000, or $150,000 and $170,000 for joint filers, are eligible for a reduced credit. Those with higher incomes do not qualify.

New Requirements

Several new restrictions on purchases that occur after Nov. 6 go into effect with the new law:
  • Dependents are not eligible to claim the credit.
  • No credit is available if the purchase price of a home is more than $800,000.
  • A purchaser must be at least 18 years of age on the date of purchase.
For Members of the Military

Members of the Armed Forces and certain federal employees serving outside the U.S. have an extra year to buy a principal residence in the U.S. and still qualify for the credit. An eligible taxpayer must buy or enter into a binding contract to buy a home by April 30, 2011, and settle on the purchase by June 30, 2011.

For more details on the credit, visit the First-Time Homebuyer Credit page on IRS.gov.

Related Items:

IRS YouTube Videos

New Homebuyer Credit, November 2009

Consejo Tributario: Consejos Tributarios de Fin de Aņo Noviembre 2009



In This Issue
MBO News
Holiday Message
Real Estate Corner
Real Estate Corner II
Military Life
Military Life II
Military Life III
Featured Home
Featured Site
Customer Experience
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Do you remember people's birthdays and other special occasions?

Do you think that matters to them?

How about a simple thank you or expression of appreciation. Do you think that would make a difference?

With this incredible tool, not only can you remember people and share appreciation, you can motivate, uplift, encourage and truly make a difference. Here is the interesting thing, the more you do this, the more you realize that you, the sender of these cards, benefit the most.

We are changing people's lives for good one simple card at a time.
A concept and service that is changing people's lives.

You can send a printed greeting card with your message in less than 60 Seconds
 
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SendOutCards prints it, stuffs it and mails it, all for less than a greeting card at the store.
 
SendOutCards is also a great tool for businesses to keep in touch with their customers and referral clients.

We at MilitaryByOwner would like to share SendOutCards with you. 
 
To learn more about SendOutCards, and see how the system works, visit this page to send a free card to someone you care about:
 
Check out SendOutCards
Real Estate Corner II
US Department of Defense
Homeowners Assistance Program


The military portion of the original Homeowners Assistance Program, (authorized in Section 1013 of the Demonstration Cities and Metropolitan Development Act of 1966), was intended to help military members who had suffered a loss on the sale of the primary residence as a result of the announcement of a nearby base closure.

As mentioned in the article above, this law has now been expanded to aid wounded warriors, surviving spouses, and military members required to PCS during the current home mortgage crisis.

Because there are special requirements for qualifying for these benefits, we wanted to include a link to the Department of Defense website that will directly address these provisions.

It is great to see the special needs of military families being addressed in new legislation. Hopefully this new program will benefit a great number of our military families! 
Military Life
Military Spouses Logo

Military Spouses Finally have a State to call Home; Landmark Legislation becomes Law


On Veterans Day, President Barack Obama signed into law the Military Spouses Residency Relief Act (SR 475, HR 1182) providing the spouse of military personnel the option to claim the same state of domicile as their active duty spouse.
 

FOR IMMEDIATE RELEASE

PR Log (Press Release) - Nov 13, 2009 - Washington, DC -On Veterans Day, President Barack Obama signed into law the Military Spouses Residency Relief Act (S 475 and HR 1182).  This bill amends the Servicemember's Civil Relief Act (SCRA) of 1940, guaranteeing the equity of the spouse of military personnel by providing them the option to claim the same state of domicile as their active duty spouse. 

The law improves the quality of life for military families by allowing the military spouse to claim the same state of domicile as their active duty spouse and guarantees equity regarding matters of property, taxes, voting and residency. Often, military spouses would experience impediments in voting and property ownership as well as deterrents in employment and education because they accompany their active duty spouse under federal government orders. 

Congressman John Carter (R-TX), who represents Fort Hood, the largest military installation in the country, introduced the bill.  "This is fantastic news for our service families worldwide," says Carter.  The bill passed through the House earlier this month with strong bipartisan support.   

Senators Richard Burr (R-NC) and Dianne Feinstein (D-CA) brought the companion bill before the Senate, which passed unanimously in August.  "Our military families are often called on to make frequent relocations, and it is only fair that we give the same residency benefits to spouses as we do to service members,"  Burr said in a statement. 

Congressman Carter credits two military spouses, Rebecca Poynter and Joanna Williamson, with approaching him with their recommendation to petition Congress for reform.  "It's their baby, and they should be recognized," Carter acknowledged.   

Over 8,500 military spouses, friends and family members united to support the Military Spouses Residency Relief Act on Facebook. http://www.facebook.com/home.php?#/pages/Military-Spouse ...  It is here that military spouses from all branches of service united to share their individual stories and contacted Congressional representatives to ask for their support of the bill.  "It has been a grass roots effort by thousands of spouses across the country, who have campaigned to get this passed," explains Poynter. 

"The support from Military Officers Association of America (MOAA) and the Veterans Service Organizations, who testified on our behalf is greatly appreciated," said Williamson. "Together, we claim this victory for all military families."

# # #
Military Life II
MilitaryOneSource

MilitaryOneSource.com is offering free paperback and Playaway books to military members and their family for FREE!!  Each service member or military family/household can order up to 10 paperback books per year. The year begins the day you order your first book. They have a variety of Fiction and Non-Fiction titles available to you.

What a great way to save some money and maybe even get some gifts for those special people on your list.

Check out the list of available titles: http://www.militaryonesource.com/MOS/Tools/LibraryResources.aspx

Military Life III
USPS Logo

FOR IMMEDIATE RELEASE
Oct. 13, 2009 
Media Contact: Dave LewinHoliday Cookies
(O) 202-268-8567
(C) 214-557-6467
dlewin@usps.gov
usps.com/news
Release No. 09-082

Bringing the Holidays to Military Men and Women
Recommended Mailing Dates to APO/FPO Addresses

WASHINGTON - For military service members stationed around the globe, holiday gifts are a big morale boost. To help the families and friends of U.S. military personnel, the Postal Service offers a discount on its largest Priority Mail Flat Rate box.

The recommended mailing date for the most economical postage to overseas military installations, including Iraq and Afghanistan, is Nov. 13.

Mail sent to overseas military addresses is charged only domestic mail prices. The domestic mail price for the Priority Mail Large Flat Rate Box is $13.95, but for packages to APO/FPO addresses overseas the price is reduced to $11.95. Additional discounts are available for customers printing their Priority Mail postage labels online at Click-N-Ship.

Flat-Rate boxes are free at any Post Office, or can be ordered online at shop.usps.com. Postage, labels and customs forms can be printed online any time using Click-N-Ship.

The Postal Service continues to show support to those serving in the armed forces by offering free Military Care Kits, designed specifically for military families sending packages overseas. The mailing kits can be ordered by phone by calling 1-800-610-8734 and asking for the Care Kit. Each kit includes two "America Supports You" large Priority Mail Flat-Rate boxes, four medium-sized Priority Mail Flat-Rate boxes, six Priority Mail labels, one roll of Priority Mail tape and six customs forms with envelopes.

For online ordering of the Large Priority Mail APO/FPO Flat Rate boxes featuring the "America Supports You" logo and APO/FPO addressing block, Click here. More information about mailing letters and packages to military destinations is available online at Supporting Our Troops.

"Mailing holiday gifts to service members early will help insure that a piece of home arrives in plenty of time to make the celebration complete," said Pranab Shah, vice president and managing director, Global Business.

To ensure delivery of holiday cards and packages by Dec. 25 to military APO/FPO addresses overseas, the Postal Service recommends that mail for service members be entered no later than the mailing dates listed below. Mail addressed to military post offices overseas is subject to certain conditions or restrictions regarding content, preparation and handling. APO/FPO addresses generally require customs forms. To see an online table of updated APO and FPO addresses and mailing restrictions by individual APO/FPO ZIP Codes, Click here, select "Pull-Out Information" and click on "Overseas Military/Diplomatic Mail."

MILITARY MAILING DEADLINES

Military Mail 
Addressed To
Express MailŪ Military Service (EMMS)1/First-Class MailŪ 
Letters and Cards
Priority MailŪParcel Airlift Mail (PAL) 2/Space Available Mail (SAM)3/Parcel PostŪ
APO/FPO AE ZIPs 090-092Dec-18Dec-11Dec-11Dec-4Nov-28Nov-13
APO/FPO AE ZIP 093N/ADec-4Dec-4Dec-1Nov-21Nov-13
APO/FPO AE ZIPs 094-098Dec-18Dec-11Dec-11Dec-4Nov-28Nov-13
APO/FPO AA ZIP 340Dec-18Dec-11Dec-11Dec-4Nov-28Nov-13
APO/FPO AP ZIPs 962-966Dec-18Dec-11Dec-11Dec-4Nov-28Nov-13

1/ EMMS: Express Mail Military Service is available to selected military post offices. Check with your local Post Office to determine if this service is available to your APO/FPO of address.

2/ PAL: PAL is a service that provides air transportation for parcels on a space-available basis. It is available for Parcel Post
items not exceeding 30 pounds in weight or 60 inches in length and girth combined. The applicable PAL fee must be
paid in addition to the regular surface rate of postage for each addressed piece sent by PAL service.

3/ SAM: SAM parcels are paid at the Parcel Post postage rate with maximum weight and size limits of 15 pounds 
and 
60 inches in length and girth combined. SAM parcels are first transported domestically by surface and then to overseas destinations by air on a space-available basis.

The Postal Service receives no taxpayer dollars for operating expenses, and relies on the sale of postage, products and services to fund its operations.


# # #
Featured Home
 
For Rent By Owner
Price:  $1,850.00/month
Lansing, KS - Hillbrook Drive
4 Bed, 3 Bath (Single Family)

Featured Home KS

Description:
Located in the fantastic Lansing school district. Full of natural light, on a cul-de-sac, with a very large fenced yard and a covered deck with stairs that lead down to a double slab porch. *house comes with riding mower and attachments for quick yardwork* - Large open kitchen with great views of backyard - House backs to a creek and forest -Master has large 10x10 closet and large tub with separate shower -All bedrooms are the same neutral tan/butter color. - 4th bedroom is downstairs and has its own bathroom - Garden plot and a fire pit for relaxing and cooking out - 3 car garage with a workbench and wet sink. Garage is extra deep and could fit a boat - Large storage area the size of the living room plus easy access attic space - Split level walk out basement - Downstairs gets lots of good natural light - Quiet neighborhood, good neighbors, lots of other military folks. - 7 miles to Ft Leavenworth front gate - Close (12 miles) to shopping at the Legends (Village West/Kansas Speedway) -12 or 18 month lease available ****NO SMOKERS*******
MilitaryByOwner Rent:  $1,850.00/month
 
Featured Home KS

For more Information on this home
 Click Here
 
To see more Fort Leavenworth homes, please visit: MilitaryByOwner.com
Featured Site 
A Season for Thanks and Givingyellow ribbon

The current economy has had a profound effect on many Americans, including many of our military families. While you may not be in a position to make a monetary donation this year, there are ways that you can give the gift of your time or maybe you belong to a local organization that is looking for a way to give back this year!

We have included a variety of organizations that support our armed forces in many different ways. Even something as simple as sending a card to our troops!

Take a look and see if there is something that touches your heart.
Sometimes the best gift of all is one of thanks and gratitude!

Sears' Heroes at Home program provides support to military service members, veterans and their families.

Operation Homefront  - Illinois State Chapter gives you an opportunity to adopt a local family or to organize a gift card drive to support military families.

Trees for Troops is an awesome way to bring a little holiday cheer into the home of a military family and you can even help them provide trees to wounded warriors in the Medical transient Detachment unit in Germany. 

If you are in the Ft. Detrick area, the Family Readiness Program is looking for local organizations that can aid those military families that could use a little help this holiday season.

Fisher House has been a champion for military families that need a home away from home when they have a loved one that is injured or sick. What a great cause to support!

Fisher House also administers the program called Hero Miles, where you can donate your frequent flier miles to provide transportation to service members and their families when they need to travel to a VA medical center for treatment.

Operation Homefront and Dollar Tree have paired up to bring toys to the children of military families. It is as easy as stopping by a Dollar Tree store and donating the toys right at the cash register. Don't have a Dollar Tree near you? You can do it just as easily online!

The American Red Cross has long been a symbol of care and comfort for military families. They are the first responders when there is a family in need. They provide communication and assistance for active duty military when there is a family emergency back home. They are also there to provide care and comfort to our patriots that are in VA hospitals.

National Military Family Association has created many programs to support military families. One of which is their fantastic Operation Purple camps that help children through the deployment cycle.  It is great to see organizations that look at all aspects of the military family dynamic.

Sometimes the simple things are the things that mean the most! A letter of appreciation can go a long way for our service members that are away from home over the holidays. It is always nice to let them know how much we appreciate their sacrifice and to let them know they are never forgotten! Check out AMillionThanks.org for ways you can easily reach out this holiday season!

Customer Experience
 
For Rent Sign
Militarybyowner.com was a great resource for selling our home! In less than two months, we had over 1000 hits on the website and a sales contract in hand. The whole process could not have been easier. Hopefully this site continues to thrive as a great resource for transitioning military families. Thanks for the support!
 
B.H.
Corpus Christi NAS, TX
11
/09
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