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Spring is
in bloom with the Seeds of
Success
Investors Marketing Services has the seeds
of success that you need to bloom. Plant some
strong SPIA and MYGA rates
(3.8%), water with some high
bonuses (30%) and great
index caps, and fertilize with our
outstanding marketing programs. Then cut
yourself of bouquet of sweet commissions
(up to 9%). We have all the
tools you need to nurture your business and
watch your business flourish.
Call our outstanding sales team to find
out how we can help your business grow.
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Vegas 2010 Recap
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Vegas 2010
Recap
Here's what some of our
representatives are saying after experiencing
Investors Marketing Services' own
Alternative Wealth Opportunities Symposium at
the MGM Signature in Las Vegas.
“I
came out of this conference with a renewed
spirit”
“Refreshing ideas that I can
implement quickly and
cheaply”
“I
will work hard to qualify every
year”
Whether it was the creative marketing
programs, successful sales ideas, learning
how to maximize our top products, or
networking with a wonderful group of
motivated people - there was something
for everyone.
Call your sales coach today for sales
ideas and products to push your production to
be a part of next years Symposium at the
stunning Venetian.
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Vegas Production Power Play
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Vegas Production
Power Play
We're
giving away an IPAD and getting you closer to
your Venetian 2011 Vegas
ticket.Write a piece of business in the month of
June and you will be entered to WIN
an IPAD! Premium must be 25,000 for
any fixed annuity business or life insurance
business with annual premium over 2,500 with
participating companies. There is no limit to
how many entries you can submit.
Click here
to fill out entry form.
Form must be filled out and faxed
back to be entered. Fax Forms to
(978) 774-4249.
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Industry News
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“Restoring American
Financial Stability Act of
2010”
Even before the recent economic collapse,
it was evident that a financial reform is
necessary. However, there is much controversy
about what should be covered and how the
reform should be implemented. On May 19, 2010
the Business Roundtable Chairman and CEO,
Ivan G. Seidenberg and Alexander M. Cutler,
released statements that they oppose certain
aspects of The Restoring American
Financial Stability Act of 2010. They
voiced that the act in its current form
“not only ignores the diversity of U.S.
business, but harms their ability to
innovate, create jobs and grow the
economy”. They also oppose granting the
Securities and Exchange Commission (SEC)
authority to issue rules on proxy access as
“the Senate bill would handcuff
directors and boards and exacerbate the focus
on the short -term that has come to be
seen as one of the causes of the financial
crisis.”
Restoring American Financial Stability
Act of 2010 will also have a significant
affect on the insurance industry. There are
many concerns about how Rule 151A, which
designates fixed indexed annuities as
securities rather than insurance products,
will affect the future of fixed indexed
annuities. Fixed Indexed Annuities offer
clients stability and growth potential,
especially in uncertain times when other
options could result in loss. The
Restoring American Financial Stability Act of
2010 has some components of the recent
legislation S. 1389 Fixed Indexed
Annuities and Insurance Products
Classification Act of 2009, which would
overturn Rule 151A by classifying fixed
indexed annuities as insurance products and
exempt them from federal legislation, build
into it.
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Sales Idea
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Retirement
Insurance
Your clients insure their homes, cars,
boats, lives, incomes and health. But are
they insuring their retirement? It is well
known that the burden of providing for
retirement is increasingly falling on
individuals. Although people are taking more
responsibility in contributing to their
employer sponsored and individual retirement
plans, many people are not insuring their
retirement nest egg. That is where you come
in to recommend that people insure their
retirement funds with a fixed annuity. Not
only will their premium be insured by the
insurance company, but there are many options
for the future of this money. They could
choose a guaranteed interest rate, an upfront
bonus, interest crediting based on indexed
gains, or an income rider that could include
an additional bonus, guaranteed interest, or
guaranteed single or joint life payout.
Call our sales team to discuss which
retirement insurance plan would be best for
your client.
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Monthly Pick
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Great American
Sometimes products look good when you are
getting into them, but then the caps or rates
drop. This dilemma can be prevented with the
Great American Safe Outlook Bailout Cap on
the indexed strategies.
Features include:
- Bailout cap in indexed strategies: Annual
point-to-point and monthly averaging
- 6 yr surrender
- 10% Free withdrawal
- $10k minimum premium
- Issue Age 0-85
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Company Updates
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Allianz
Are you looking for a walk away index
annuity with a high bonus and great income
rider? In addition to a 10% Bonus, the
Masterdex X offers indexed potential, a 10
year surrender charge, and increased income
from a depreciating asset.
Features Include:
- 10% Bonus on all premiums in the 1st 3
contract years
- 3 Index types and a fixed interest option
available
- Simple Income II rider option available
- Issue age 0-80 Q/NQ
- 10 year surrender charge
- $20k Minimum premium
- Accumulation value upon death
- 10% of premium free withdrawal per year,
beginning 1 yr after last premium received
More from Allianz:
American General
Here is a product with a 6% 1st year bonus
along with continued guarantees!
Features include:
- 8.35% 1st year bonus:
- 6% 1st year bonus
- 2.35% guaranteed rate for 6 years
- 10 year surrender
- Issue age 0-85
- 6% commission
More from American General:
Great American
Beat the competition with high MYGA
rates!!!!
5 Year effective yield:
- Premiums < $100k: 3.3%
- Premiums => $100K: 3.4%
Features include:
- Minimum premium = $10k
- 10% Free withdrawal yrs 2+
- Issue ages 0-89
- Death Benefit = Accumulation Value
- Commissions up to 3%
More from Great American:
Lincoln Financial
Here is a high fixed rate and high index
cap in the same product!
Features Include:
- Up to 3% fixed rate
- Up to 5.9% annual pt-to-pt cap
- UP to 2.5% monthly pt-to-pt cap
- $2k Q or $5k NQ minimum premium
- 10% free withdrawal per year
- 7% commission
More from Lincoln Financial:
Old Mutual Financial
Network
The Guarantee Income Plan's Senior
Safeguard option is a single-premium
immediate annuity that could be used to help
your clients as they plan for Medicaid
assistance.
Features include:
- Irrevocable, non-transferable and
non-assignable
- There is no cash value that can be
surrendered, loaned, commuted or withdrawn
- Convenient monthly, quarterly,
semi-annual or annual income
paymentschedules
- Maximum issue age = 100 yrs old
- $5,000 minimum premium
- No maximum premium
- Guarantee income plan payout option =
minimum of 2 yr period certain
More from OMFN:
Phoenix
30% 1st year rate using the Income 25
income rider!! This income rider offers the
highest income payout in the industry for
clients who are looking to start income in
the 1st year.
Features include:
- Free E & O insurance
- 5% Upfront Premium Bonus
- 5 point-to-point indexed account
options
- Premium Band Enhancement
- Issue age 0-85
- Minimum Premium = $15,000
- 10 year surrender charge
- 10% free withdrawal per year
More from Phoenix:
Reliance Standard Life
Do you think that rates might go up? The
RSL Eleos MVA offers a 1st year bonus, high
base rate that renews annually, free
withdrawals and a great commission!
Features Include:
- 4.15% 1st year rate
- 3.4% base rate
- 5 year surrender
- Up to 4% commission
- Issue age 0-85
- 10% free withdrawal starting year 1
More from Reliance Standard Life:
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Insurance Desk
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Phoenix New
Index UL
Simplified issue universal life insurance
with an indexed feature.
A simplified issue indexed product with
permanent death benefit protection, cash
accumulation potential and an application
process that's easy and fast!
This simple indexed life product offers
your clients the permanent death benefit
protection available with all universal life
policies, plus the additional advantage of an
indexed feature.
This Simple Indexed life Product Offers:
- Permanent life insurance premium
- A choice of three accounts for
building cash value
- Index credits based on performance of
the S&P 500
- Protection from market downturns
through a 0% floor
- Tax-favored access to cash value
through loans and withdrawals
- Persistency bonus of 0.5% annually
after policy year 10
- Age last birthday pricing
- Flexible premium pricing
All this, plus a quick policy turn around
time with annualized compensation.
Please call our Insurance
Desk at 866-863-2841 for details.
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Webinar Wednesdays
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Upcoming
Webinars
Attend our educational
webinars or view our archived sessions to
gain industry knowledge, sales ideas and
learn how to utilize the tools and services
we provide to maximize your business!
Find out more by visiting our virtual
online calendar for a complete list of
all of our upcoming events.
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Marketing Solutions
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Increase Business
&
Make More Money!
Sales and Marketing Workshop
You're invited to re-discover
opportunity and kick your motivation into
high gear with this skill building event.
- Discover our sales secrets and blueprint
strategies.
- Turn prospects into clients
effortlessly.
- Triple your sales with marketing.
- Re-charge and retain your current
clients.
- Learn techniques on closing business
faster.
Don't miss out on this opportunity to help
jump start your 2011 production. Start Today
!
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