The artworks of Chinese artist Zhang Daqian were the top auction earner for 2011. The artist's works generated $506.7 million from auctions last year alone. Close behind the best-seller was another Chinese artist, Qi Baishi. Warhol was third ($324.8 million) and Picasso ($311.6 million) -- the former top seller -- took fourth. Another Chinese artist, Xu Beihong rounded out the top five with $212.9 million in sales. Picasso had topped the list 13 times in the past 14 years. (These results were reported by Artinfo.)

As just one example, Qi Baishi's "A Long Life, a Peaceful World" sold for $65 million in 2011.

The results partially reflect the fact that China was largely unaffected by the recent financial collapses in multiple western markets. But in the bigger picture, the Chinese art market is the largest in the world, and many Chinese collectors are now turning to their nation's own modern masters.

-Huffington Post, January 13, 2012

For property insurance policies we are required to determine the "construction type" of the building where your business is based. The options typcially are: 

1. Frame

Primarily made with wood frames and joists

2. Joisted Masonry

Exterior walls are brick/ concrete/ stone but roof and floors are wood.

3. Light Non-Combustible

Exterior walls of light metal or other non-combustible material and with non-combustible floors and roofs

4. Masonry Non-Combustible

Exterior walls of masonry material and with non-combustible or slow burning floors and roofs

5. Modified Fire Resistive

Combustible materials have a fire-resistance rating less than two hours but not less than one hour

6. Fire Resistive

Combustible materials must have a fire-resistance rating of at least two hours