We all know that the winter months can be a little slow. Take advantage of this downtime to let us review your insurance. We may be able to save you some money! 2012 looks to be a good year as we continue to climb out of the recession. Fully leverage this recovery by starting the year off with cost savings!

A groom, disappointed with his wedding photos, decided to sue the photographers claiming that they had missed the last dance and the bouquet toss. But what is striking about this suit is that the wedding took place in 2003 and the groom waited six years to sue. And not only has the groom demanded to be repaid the $4,100 cost of the photography, he also wants $48,000 to recreate the entire wedding and fly the principals to New York so the celebration can be re-shot by another photographer. Re-enacting the wedding may pose a particular challenge because the couple divorced and the bride is believed to have moved back to her native Latvia.

In his lawsuit, he also complained that the photographs were "unacceptable as to color, lighting, poses, positioning" and that a video, which he had expected to record the wedding's six hours, was only two hours long.

The photographer studio claims that it has already spent $50,000 in defense costs.

-New York Times, November 2, 2011

If you've ever questioned whether you need Professional Liability insurance as a photographer or videographer, hopefully this article gave you the answer. 

Here is a list of the most stolen items over the holidays.

10. Athletic Shoes

9. Fragrances (Chanel No. 5 is popular)

8. Popular Toys (this year's hit was Let's Rock Elmo)

7. Men's Designer Clothing (Polo and Tommy Hilfiger)

6. Axe (yes the men's deodorant got its own category)

5. Razor Replacement Blades

4. Electronic Gadgets

3. Electronic Tools (plug-in DIY tools are a common target)

2. Liquor

1. Choice Cuts of Meat (filet mignon)

 As the list suggests, men steal more than women. Surprisingly, supermarkets are the most common targets of shoplifters.

-AMOG, December 6, 2011

A Maryland man who was charged $1 more for a manicure than women has filed a lawsuit for $200,000 claiming sex discrimination. The man claims that he was humiliated when charged the extra dollar after. He stated, "I feel I'm being discriminated against based on my gender. There's nothing to say my hands or my nails are any different than a woman's nails."

-MyFoxDC, June 16 2011  

A New Jersey police officer who discovered body hair in his egg sandwich last year is suing the restaurant and the former cook who admitted to doctoring the food. According to the lawsuit, the restaurant failed in their obligation to keep the store in a safe condition and to protect their customers from harm when the officer was served a sandwich "adulterated with pubic, chest or other human hair." The officer had to undergo testing at a hospital after the incident and is now frequently reminded by others about it.

-Courier Post Online, October 26, 2011

AXA, one of our insurance partners, reminds us to take necessary precautions against the potential risks of the winter season.