Happy New Year Business Owners! This is the fifth edition of the Johnsonese Brokerage Insurance Newsletter for Creative Businesses. The goal of our quarterly newsletter is to provide useful information about insurance to independent creative businesses .
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New Logo, New Website |
 With the assistance of Beall Creative we released a new logo and launched a new website at the end of 2010. The concept of the logo is to reflect our goal of always seeking better insurance solutions for out clients; and of growing with our clients as they move to ever larger projects. The new website allows us to provide information of interest to our target markets. Please visit www.johnsonese.com and send us your comments.
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We Saved a Philadelphia Advertising Agency $9,600 on Insurance! | |
I'm pleased to say that this fall we reduced a Philadelphia advertising agency's insurance costs by over 40%. This amounts to savings of $9,600 per year!
We did a complete review of their business insurance, and moved all of their coverages to insurance companies with experience in their industry. We also reduced their number of insurance carriers from 5 to 3.
Please contact us to see what we can do for your business!
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Our Continuing Series: Unpredictable Business Lawsuits | |
In December two patrons of a San Rafael seafood restaurant sued the owner because two escargot "exploded" soiling their clothing and splattering them with hot garlic butter.
The judge ruled that the plaintiffs failed to meet their burden of proof saying that, "There is a reasonable expectation of the presence and, thus potential personal injury, due to hot grease in orders of escargot, which are prepared with hot garlic butter."
(Remember that winning a lawsuit still involves legal costs for the business owner. These costs can be covered by insurance.)
- San Rafael Patch, January 6, 2011
A drive-thru customer has filed a lawsuit in a Chicago court accusing a McDonalds worker of spitting right on her face while she ordered breakfast early one morning.
The customer alleges that while ordering from the drive-thru a worker denied her a cheeseburger in an "aggressive and unfriendly tone" because only the breakfast menu was available at that point of time. The employee allegedly stuck his head out, screamed and spat right on her face.
- Emirates 24/7, December 09, 2010
A $100,000 settlement has been reached between a Chicago area grocery store and the family of an 87-year-old woman who slipped and fell in the store's washroom and died nine days later.
The family had filed a wrongful death lawsuit against the grocery store, alleging negligence in the death of the woman who slipped on liquid in the bathroom and fell in May of 2009.
- Chicago Tribune, December 2, 2010
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Jewelry Theft Jumps After Holidays | |
According to the Chubb Insurance, jewelry claims are 15 percent higher in December and January than at any other time of the year. (Claims are 8 percent higher than in February, despite the popularity of jewelry as Valentine's Day gifts.) Nothing can ruin your holiday memories faster than realizing that a new piece of jewelry is missing.
 In the first flush of sentimental joy, could there be anything less romantic than asking how much a ring cost? But if that ring is nice enough to make you tear up, it probably should be insured. Tell the gift giver that you appreciate their gift so much that you want to be certain that it is properly insured.
-New York Times, December 24, 2010 |
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Winter Driving Tips from The Hartford | |
For those of us living in the Great White North, it doesn't hurt to refresh our winter driving skills. Follow the link to a video with some safe driving tips from the Hartford, one of our insurance partners:
Hartford Driving Tips |
The Johnsonese Brokerage can assist you with most of your art insurance needs. To get started immediately call 773.857.0242 or Email info@johnsonese.com. Happy New Year! Christopher Johnson |
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About the Johnsonese Brokerage |
The Johnsonese Brokerage LLC is a licensed and bonded independent insurance agency focused on insuring independent creative businesses.
Who we insure:
- Advertising Agencies
- Architects & Interior Designers
- Boutiques
- Event Planners
- Fashion Designers
- Florists
- Furniture & Design Dealers
- Graphics Designers
- Hair & Nail Salons
- Musical Instrument Dealers
- Photographers
- Pop-up Stores
- Publishers
- Restaurants
- Specialty Retail
- Special Events
- Spas
- Tailors
- Travel Agencies
- Videographers
- Wedding Planners
Upcoming Events:
Creative Chicago Expo 2011, March 12, 2011, Chicago Cultural Center
We are licensed in the states of California (license #0G69323), Florida, Illinois, Indiana, Kentucky, Maryland, Michigan, Minnesota, Missouri, New Jersey, New York, Ohio, Pennsylvania, Texas and Wisconsin.
How are we doing? Your feedback is always welcome!
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Common Insurance Terms
1. Business Income Interruption
Insurance that pays for loss of earnings when operations are curtailed due to loss of business property
2. Errors & Omissions
Insurance that pays for losses due to professional errors and oversights (also called Professional Liability)
3. EDP Coverage
Insurance for Electronic Data Processing equipment (more commonly called computer equipment) and related storage devices and software |
Our Business Partners
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AmWins -
AXA -
Chubb -
CNA -
Hartford -
Insurance Noodle -
Markel -
Philadelphia -
Risk Placement Services
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