Johnsonese Brokerage 
insurance for the creative community 
 
Summer Theatre Insurance Newsletter
April 2010 (3rd Edition)
Summer!
 
Welcome to the third issue of the Johnsonese Brokerage Theatre Insurance Newsletter. The goal of our quarterly newsletter is to provide useful information about insurance to theatres and performing arts groups.
 
Please contact us anytime that you have questions about insurance!
 
Stonehenge
Stonehenge on the Summer Solstice
 
 
In This Issue
Production Gear Stolen from Orange County Children's Theater
Show to go on, but not this Year
Time for a Check-Up for your Trees
"History doesn't repeat itself, but it does rhyme." -Mark Twain
 
Production Gear Stolen from Orange County Children's Theater
 

The White RabbitThe Center Stage Studio theatre company had just started performances of "Alice in Wonderland" when someone broke in and stole at least $20,000 worth of equipment, including microphones and computer hard drives containing 10 years' worth of music and scripts. The thieves even used the studio's own tools and ladder to steal lights from above. Only cords were left behind after thieves ransacked the theatre in Aliso Viejo, California.

 

The theatre had just installed a new sound board and new lights, but without insurance coverage, the company is starting over from scratch.
 
-Orange County News, April 27, 2010 
 
 
 

Show to go on, but not this Year

 
A June tornado damaged the roof, destroyed a stage setup for an upcoming production, and blew away props and costumes at the Engle Lane Theatre in Streator, Illinois. The theatre's board of directors has voted to delay productions at the theater until next year in order to focus on restoring the building. Three productions were already in rehearsal, with the next show, "Christmas Belles" set to begin June 20. "It was a really difficult decision," said the board president.

 

It is not known yet whether the theater can be repaired.The Tin Man Engineers and insurance adjusters are still working at the building. Also of concern are 50,000 pieces of property accumulated over the theater's 53 years. Many items were blown out of the building in the storm or exposed to the elements by the damaged roof.

 

Ironically, one delayed show is a radio-style production of "The Wizard of Oz," which was scheduled for October.

 
-Bloomington, IL Pantagraph, June 9, 2010
 
 
 
Time for a Check-Up for your Trees
 

Best Review reported in May that falling trees cause property damage of $3 to $5 billion annually in the US. Think of smashed cars and buildings. But the good news is that three-fourths of trees that fall during storms show signs of pre-existing damage before the fall that's often correctable. If you have mature trees near your theatre, it's time to give them a check-up. 

Fallen Trees

 

Here are some signs of poor tree health:

Root Damage - Damage to roots is most easily detected above ground. Signs include branches that start dying at the tip or trunks that lean enough to need bracing.

Co-dominant Stem - A tree with two main trunks is structurally unstable and at a high risk of falling.

Excessive Lean - Many trees lean, but those with evidence of root lifting, soil mounding, cavities, cankers or decay are cause for concern.

Wounds - Trees attempt to close and compartmentalize wounds, but cavities, cankers or decay on more than 40% of the circumference can affect stability.

Longitudinal Cracks - Longitudinal cracks, especially ones that start at a branch union, can be dangerous.

Recent Excavation within the Drip-Line - Excavation or construction within the drip-line damages feeder and anchoring roots, which weakens a tree, increases its susceptibility to disease and insects, and makes it less stable and resistant to wind.

If you see any of the these conditions, have a certified arborist evaluate your tree to determine if it can be saved or if it should be removed before it crashes into your home or business. 

 
-Best Review, by Scott Spencer, May 2010
 
 

 
"History doesn't repeat itself, but it does rhyme." -Mark Twain
 
 
Believe it or not, when I recently read this Mark Twain quote it made me think of insurance. Twain basically captured the essence of the purpose of insurance. We cannot predict the future, but based on past experience we can prepare for the probability of fires, storms and crimes happening in the future.
 
Mark Twain
Mark Twain
 
 
 
 
At the Johnsonese Brokerage it is always our goal to provide personal and professional service! To get started immediately call 773.252.8750 or Email info@johnsonese.com
 
Regards,
 
Chris Johnson 
 
Christopher Johnson
Johnsonese Brokerage LLC
 
About the Johnsonese Brokerage
 
The Johnsonese Brokerage LLC is a licensed and bonded independent insurance agency focused on insuring creative organizations.
 
Who we insure:
 
  • Production Companies
  • Theatres
  • Theatre Companies
  • Dance Companies
  • Acting Schools
  • Concerts
  • Musicians
  • Light & Sound Companies
  • Costume & Props Companies
 
 
 We are licensed in the following states:
 
  • California (license #0G69323)
  • Florida
  • Illinois
  • Indiana  
  • Maryland
  • Michigan
  • Minnesota
  • New York
  • Ohio
  • Pennsylvania
  • Texas
  • Wisconsin
 
 
How are we doing? Your feedback is always welcome!
Common Insurance Terms
  
 

1. Actual Cash Value 

An amount equivalent to the replacement cost of lost or damaged property at the time of the loss, less depreciation.  

 

2. Replacement Cost

The cost of replacing property using new materials.   

3. Inland Marine
Insurance
   

Simply, insurance for things that can normally be moved from place to place (props and costumes fall into this category)
 
 
 
Active 2010
 Hurricane
 Season
 Forecast
  
 

The National Weather Service Climate Prediction Center has forecasted an "active to extremely active" hurricane season this year, with the anticipation of 8 major storms along the Atlantic basin.

 

If your theatre is in hurricane territory, make certain that you have a disaster plan in place.

 
 
Our Business Partners
 
  • Abacus
  • AmWins
  • AXA
  • Chubb 
  • CNA
  • Insurance Noodle
  • Markel
  • Paychex
  • Philadelphia
  • Production HUB
  • Risk Placement Services