Need Extra Money This Summer?
Many of our members have vacation plans or projects that may require some additional money. It may just be that you need a little extra cash to help you make it through the summer.
We Can Help!
Delayed Payments
Teachers have the opportunity to sign up for a loan in June, but not start payments until their first paycheck in September!
Personal Loans to $20,000
Members with A or B credit grades can receive up to $10,000 on their signature. If you need more money you can get up to $20,000 with a co-applicant.
Easy to Apply
You can apply online or just stop in and fill out an application in our office. We usually can provide you a check within 24 hours from the time you submit your application. We will need you to provide proof of income (the first page of last year's income tax filing) or two recent pay stubs, showing your employer and your gross income for the pay period.
For Bigger Projects
We offer a variable rate home equity credit line (assumes you have at least 25% equity in your home), currently at 4.03%. This loan offers the opportunity to draw up to $100,000 for up to 5 years and you have an additional 10 years to pay it off. With this loan, you have the option to draw only what is required, while having the peace of mind knowing that you have money available if you need it. Visit our web site for more information.
Another option is our fixed home equity loan. This loan offers a fixed rate for those who do not want to worry about their rate changing over time. This product offers a home equity loan, up to $50,000 for 15 years. If you need less, you can choose up to $25,000 for 10 years. Both offer a fixed interest rate of 5.25%. Visit our web site for more information.
Call Our Office for Information
Call John Coniglio (203.227.8511) if you have any question about our loans. We also provide financial counseling.