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We Provide a Comprehensive Product for Both Commercial and Residential Child Care Facilities
- Broadest Coverage
- Priced to Sell
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Policy Features may include |
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- Professional Liability at no additional charge
- Child Molestation & Abuse limits available up to the General Liability Limit with No Liability Deductible (for commercial risks), $100,000/300,000 (submit for in-home risks)
- $5,000 of Medical Payments Coverage at no charge with no exclusion for children
- Defense Cost reimbursement for alleged acts of Child Molestation or Abuse against the facility owner
- Employees including Directors and Assistant Directors as insureds under Child Molestation or Abuse Coverage. (Commercial)
- Non-owned and Hired Auto Coverage
- Coverage for risks with children with special needs or "drop in" centers
- Coverage for risks with pets, pools and field trips
- Coverage for extended hour and commercial child care facilities
- Competitive Property Rates for Building, Contents and Loss of Income
- Value Plus Endorsement providing 16 optional coverages for one low flat charge, including: Glass, Money & Securities and Employee Dishonesty, Electronic Data Processing Coverage and more
- Special form and Replacement Cost Coverage
- Equipment Breakdown Coverage
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| Day Care Vans |
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- Must be Owned by Day Care
- Flexible underwriting requirements
- Preschools and Head Starts included
- Field trips and activities within the scope of operations acceptable
- Any size van or bus
- Drivers must have 2 years experience
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