121 Financial Credit Union
Summer eNewsletter

If you have any questions regarding the content of this eNewsletter, please contact us mbrsrv@121fcu.org, or call 904-723-6300. We are happy to help! 

$50/$50 Member Referral Program

- Earn as much as you want by simply referring friends, family and co-workers to 121!


There's still time to refer your friends and

family to 121 Financial Credit Union and
receive a $50 bonus for every new member
refer who opens an account.


121 Community Outreach Team


Being involved in our community is important

to 121 Financial Credit Union - it is part of the
reason we chose the name that when said

properly sounds like "one-to-one." As a credit

union we support many local or local chapters

of national charitable organizations. 

Auto Loans: 0% APR vs. Cash Back

- Don't Get Fooled Again!


You often hear auto dealerships touting
0% Interest on their commercials, but is
0% always the best option? Not always!
There are times when you would be able
to save more by taking a cash-back offer
in lieu of the 0% offer, and financing the
balance with a low rate at the credit union.

Back-to-School Loans




It's only July, but already time to think
about shopping for back to school clothes and supplies. If you're in a pinch for funds, check out our Back-to-School Loan.


Need Investment Alternatives?

- While C.D. Returns are Down, Explore Your Other Options


Presented by Randy Nakamura, CFP®, CRPC®


With CD yields so low these days, you might be

wondering about other options for your money

when your CD matures. Where should those

dollars go next?

Hurricane Preparedness

- Financially Speaking


While you may have prepared hurricane kits
with flashlights, food supplies, pet supplies,
medicine, etc., did you think about your finances?

121 Financial urges you not to forget about 

your financial  matters and make plans for those.
Read more for a few tips we have given our
employees and wanted to share with you,
our valued members.

121 Financial Credit Union Logo


Use Popmoney® any time you need to pay
someone - the 
babysitter, the yard-boy (or girl!),
or pay friends back 
when splitting a check at the

 restaurant. You can also send money for birthdays,
graduations, or for 
any reason to anyone who has

a checking account!

Business Member Spotlight

- A Visit with Freedom Boat Club


Check out our Q & A with Freedom Boat Club,
a proud business member at 121FCU! Business
accounts are relatively new in the credit union
world and at 121 Financial they're growing by leaps 

and bounds. Or, in this case - waves and wakes!

Mandarin Branch Relocation


In a continuing effort to provide convenient
services for our members, our Mandarin branch
is relocating to a freestanding office in Mandarin
Point at Marbon Road mid-July 2012!

Social Security Payments

- Electronic Payments to be Required


Starting March 1, 2013, the Social Security
Administration will no longer issue paper
checks and Social Security recipients will be
required to sign up for Direct Deposit by sending
your financial institution transit number and
account numbers. 

In This Issue
0% vs. Cash Back
Investment Options
Hurricane Preparedness
Business Member Spotlight
Mandarin Move
Social Security Payments

Holiday Closings
Independence Day
Wed., July 4
Labor Day
Mon., Sept 6



Upcoming Events


Kingfish Tournament

July 16 - 21
Sisters Creek


Special Rates
Car Sale 

Sept. 29
Watch for details



Credit Union Loses Dedicated Volunteer


121 Financial recently lost a dedicated volunteer and friend when David Pugh, Vice Chairman of our Board of Directors, passed away June 10, 2012. 


A Board member for seven years, Mr. Pugh was well respected and greatly loved. He will be sorely missed by all who knew him. Our thoughts and prayers are with his family during this time of sadness.