121 Financial Credit Union
Winter eNewsletter

If you have any questions regarding the content of this eNewsletter, please contact us mbrsrv@121fcu.org, or call 904-723-6300. We are happy to help! 

Thank You to All Who Attended our Arlington
@Kendall Town Branch Grand Opening


Like us on Facebook
Photos have been posted to our facebook page. Visit facebook.com/121Financial and like us!


Mark Your Calendar for the One-Day/One-Rate Spring Car Sale!

-March 10, 2012 at our Southside Branch on Touchton Road


We're pleased to announce the return of the One-Day/One Rate car sale for spring 2012. Watch for more information via email, in-branch displays and the website.


Don't want to wait for the car sale? Not only are our rates and terms very competitive, we also offer a discount when you sign up for AutoPay. You can also purchase Mechanical Breakdown and GAP insurance for much less than you'd spend at the dealership. Give us a call today to see how we can help you with the perfect loan. 904.723.6300, or apply online via online banking.


For Details visit https://121fcu.org/apply

Need a Little Help When it Comes to Your Finances?

- If you've resolved to do better financially in 2012, we can help you get a great start.


Through our partnership with Accel, you

will enjoy unlimited access to financial

counselors without paying - it's free!

Help Our Troops Call Home

- Through Cell Phones for Soldiers.


Did you get a new cell phone for Christmas?

You can donate your old one to "Cell Phones for Soldiers" at any 121 FCU branch. Just look for the donation box, or request a Postage-Paid envelope!


Cell Phones for Soldiers is a non-profit organization dedicated to providing deployed and returning troops cost-free methods to communicate with family while serving in the United States military. You can read more about this charity a http://cellphonesforsoldiers.com/

Investing with IRAs: 2011/2012 Guidelines

- A Message from Financial Retirement & Investment Services


IRAs were created by Congress over 30 years ago

to help Americans protect and enhance their

retirement security. Today, IRAs are the largest

component of the U.S. retirement market (over

25% according to the Investment Company

Institute, June 2009). Here are some guidelines

to help you decide if you should be contributing

to IRAs.

Special Benefits & Discounts for 121 FCU Members Only!

- Your First 90 Days FREE!


As a member of 121 Financial Credit Union, you and your family are entitled to Benefits PlusŪ, the most valuable membership program available anywhere! For a low monthly membership fee(1), you can take advantage of all of these exciting benefits, discounts, and rebates on products and services you use every day. We're so sure you'll have much more than the small program cost, we're giving it to you FREE for 90 days, just to try it out.


Keep Yourself on Track with a Budget Loan!


Finally a loan that is just enough to help you through a tight time without extending debt for years! For a fixed rate as low as 8% APR for 12 months, you can borrow
up to $2,500 to help pay off your holiday bills or for
anything else you need. Just ask for the Budget Loan
at any branch, online, or by calling 904.723.6300.


Visit 121fcu.org/resources for financial education and counseling resources, video libraries, and FREE budgeting software.


Employees of 121FCU Give Back


121 Financial Credit Union Employees hosted a Christmas Party for the residents of the Florida Baptist Children's Home, which is a faith-based organization dedicated to providing services to abused, neglected and orphaned children. The CU's emploees and departments adopted a child, supplying all of the items on the child's Christmas wish list. In addition, 121 Financial donated two bicycles to each of the home's cottages for use by all of the children. The party featured a visit by Santa Clause, elves and a gingerbread man. The children played games, decorated Christmas Stockings and customized cupcakes.


Reported in the CU Times, 2012.

In This Issue
Arlington Grand Opening
Get Organized Financially in 2012
Investing with IRAs

Holiday Closings
Presidents Day
Monday, Feb 20

Annual Meeting of the Membership


When: March 24, 2012 at 7 p.m.


Location: UNF University Center

1 UNF Drive. Jacksonville, FL 32224


Schedule of Events:

Registration &
Social Hour:
7-8 p.m.


Business Meeting & Election Results: 8-9 p.m.