So what if you want to insure your body?

Or Voice? Or beard?

             Yes, all of these have been insured before. Mostly, celebrities are inclined to insure certain notable body parts. It all began with Ben Turpin insuring his crossed eyes in 1920. Had his eyes been uncrossed he would have received $25,000 from the insurance carrier. The most famous body parts insured are legs. Betty Grable, Tina Turner, Brooke Shields & Mary Hart  each insured their legs for $1 million.  Beating all of them, Michael Flatley, Lord of the Dance star, insured his legs for $40 million!  Also, Dolly Parton's famous theme-park-inspiring 42" breasts are insured for $600,000. Jennifer Lopez insured her famous rear for $27 million.  Bruce Springsteen & Rod Stewart have insured their voices.  A 1950's food critic, Egon Ronay,  insured his taste buds. Jimmy Durante bought an insurance policy on his nose for $50,000. Rolling Stones guitarist Keith Richards has an insurance policy on his hands and specifically his middle finger.  Gene Simmons tongue is insured for $1,000,000. The area of fame where body part insurance is not as common is in the sports world. Usually, instead of insuring just one part, they insure the whole body on a disability policy.

 Celebrities are not the only ones that might buy  wacky insurance policies. There have been more than 30,000 insurance policies sold to protect people in case of an alien abduction. You can also get insurance policies for ghosts, werewolf, vampire and asteroids.  The Derbyshire Whiskers Club insured their beards against fire and theft. The Nation Lottery Employers have bought insurance in the event that two or more employees win and never return to work. In the early 20th century there was even a policy insuring movie goers against death from excessive laughter.  

* Info found on Forbes.com & Wikipedia.com