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Here are some true statements from Insurance Claims:
·The pedestrian had no idea which way to run as I ran him over.
·I collided with a stationary truck coming the other way
·I was thrown from my car as it left the road. I was later found by some cows.
·I didn't think the speed limit applied after midnight.
·The car in front of me stopped for a yellow light so I had no choice but to hit him.
·I left for work at 7am as usual, when I hit the bus. The bus was 5 min early.
·An invisible car came out of nowhere, struck my car and vanished!
·Windshield broke. Cause unknown. Probably Voodoo.
·No witness would admit to having seen the mishap until after it happened. |
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Loss of Use
Our customers ask memany important questions every day there are some questions that are repeated more often than others. With this knowledge I would like to explain a specific coverage that you will find in your homeowners or renters policy.
This coverage is Loss of Use. What is it and why would I ever need it? How does it protect me? The purpose of this coverage is to assist you financially if there was a claim that would cause you to leave your home, such as a fire. The home does have to be deemed unlivable due to a covered claim. Additional living expenses would also include the need for a hotel room and restaurant bills. If you have a policy covering rental property this coverage can be referred to as Fair Rental Value which would reimburse you the amount that was lost due to the home being uninhabitable.
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 AnCap's Referral Rewards Winner
Congratulations to June's Referral Program Winner, Jack Ryan For Referring a friend to us, Jack won a check for $50.00.
How can you be our next winner? It's easy. All you have to do is refer someone you know.
When you send a referral to AnCap You WIN!!
First- You automatically are sent 2 lottery scratcher tickets.
Second- You get one entry for the monthly drawing for a $50 check for each referral. The drawing is held on the first Friday of each month.
Third- You also get one entry for the final drawing for a $500 check (This drawing is held in the beginning of December, just in time for any holiday shopping).
Why do we do it? We've built our agency by taking special care of you and all our clients. It shows in the number of people who call us because YOU recommended us. We LOVE it when you tell anyone about the special treatment and low prices you received from us.
Frank Capparelle Sr |
It's so easy to win. Maybe next month you will recieve a call from Frank Sr letting you know
that you won.
From the AnCap team....
Thank you to everyone who referred a friend last month. |
Long Term Care The Federal Government believes that 70% of individuals will need Long Term Care at some point in their lives. The current median cost for in home care is $42,000 a year. Or, if you want to be in a private room in a nursing home, it's about $74,000 a year. Can you afford that? Or, do you rely on your spouse or children to help you? Those out of pocket expenses might run you $100,000 a year. Medicare doesn't cover long term care after 90 days and Medicaid is for the poor.  The average life expectancy is now 78. It is projected that by the year 2030, 20% of Americans will be a senior citizens. Many people are living longer and healthier lives. People remain single or they are having smaller families. Kids move away. People get divorced. Are you prepared for the future ?
Long Term Care can be purchased as early as 40 years of age. Of course, the longer you wait, the more expensive it gets. Medicare allows up to 90-day maximum coverage in a full nursing care facility. After that, the money comes from you or your assets.The true value of having this coverage is to release loved ones from the burdens of care giving. A Long Term Care policy will pay the additional cost for any care at home from visiting nurses or medical professionals. This can give you the security of staying in your home and living life as normally as possible. One can still buy a policy like this up to age 80. For example, an elderly man has a stroke and is sent to a nursing facility. It takes one year for him to sufficiently recover enough to go home, but the government only pays for 90 days. At the current rate, he would owe an estimated $7,000 per month times the 9 months that he was in the nursing facility, which equals about $63,000. He and his wife have now spent everything they have in savings and will spend the rest of their natural lives in debt. This is a terrible scenario. If you are interested in purchasing a Long Term Care policy, do not hesitate to call our office. We can discuss all available options with you. |
Featured Customer: Networth Services
Networth Services, Inc. is a financial software company headquartered in Phoenix that is setting the industry standard for securities-related cost basis calculation and information.
Founding CEO and President Nico Willis appreciates the professional level of service that he receives from AnCap's  Commercial Insurance Manager Frank Capparelle, Jr. "He has been innovative and creative, and has helped create insurance protection solutions for our business so that we can be very competitive in the marketplace," says Nico. "He found a way to give our prospects and clients a sense of security from the standpoint of product protection, while at the same time protecting our company as well. I've not seen these attributes before in the insurance business."
Solutions developed by NetWorth Services have been adopted by many leading financial institutions, government agencies, Fortune 500 organizations, universities and endowments. Nico Willis holds the only U.S. patented cost basis calculating software of its kind which is used extensively by investors and financial institutions alike.
"Frank is very responsive, he has the unique ability to provide solutions, he's knowledgeable about business, and he communicates the options well," continues Nico. "He will even sacrifice his own profits to suggest the best route for the customer."
"Frank gains my vote of confidence as I know I get his best advice."
For more information about NetWorth Services and its patented, cost-basis analysis engine, NetBasis, visit www.netbasis.com. |
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