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April 2010                            602-943-2586                          E-Newsletter

In This Issue
Facebook & Twitter
Featured Customer
Referral Rewards Program
2010 Auto Liability Coverage
Classic Cars Hobby
Insurance Solutions Offered
 We're now on
Facebook & Twitter
 
Are you a Facebook user or maybe you like to Tweet on Twitter?
 
Whichever Social Media service you prefer, you can now follow AnCap Insurance on both of these exciting new ways to communicate online.
 
integrity tree service1If you want to find us on Facebook, just go ahead and type
 
"AnCap Insurance" into the search box at the top of the page and click "Become a Fan".
 
Then, you will be able to see all of our updates (and you can post your own comments) giving you the latest insurance news, tips, and blog posts from your favorite Phoenix-area insurance company.
 
integrity tree service1If you are a Twitter user it is just as easy.  Simply follow @ancapinsurance and you will be able to see all of our Tweets, ask us questions and hear all the latest insurance news from the Twitterverse! 
FEATURED CUSTOMER
Diane Camenzind
 integrity tree service1
 
When retired accounts receivable coordinator Diane Camenzind helped out her grandson a few years ago     during a truck purchase, little did she know how intertwined the world of insurance, vehicle financing, auto sales, and state regulation actually was.

Four years later, the grandmother of eight can't sing the praises of AnCap Insurance enough for helping her navigate the channels of insurance, red tape, and bureaucracy.
 
"Frank really saved my buns," says Diane, a resident of northwest Phoenix, who has been a 20 year client of AnCap. 
 
"Between helping my grandson get insurance, and then having to find high-risk coverage because he let it lapse twice, and finally tracking down the right information for the state after we sold the truck, I couldn't have gotten through it all without him," says Diane.
 
"My driver's license was about to expire and time was    running out.  Frank wrote a letter and got everything taken care of.  He went beyond the call of duty.  They don't just sell insurance at AnCap, they help people out."
 
"Frank is smart, he calls you back when he says he's going to (other people don't do that), and he's as honest as he appears to be," continues Diane.  "He doesn't say something just to make a sale.  He's been around a long time and knows the right people."
 
"Frank is more than just an agent, he is my good friend."
ANCAP INSURANCE
 
8802 N. Fourth Street
Phoenix, AZ 85020
 
602-943-2386
 
 
www.ancapinsurance.com/

Quick Links 
 
Join Our Mailing List
Have YOU joined
AnCap's Referral Rewards Program?
 
one-50dollarbillRon Carmichael did and he is now $50 richer because he is our Referral Program winner for the month of March!  And, he won an entry into the 2010 annual drawing for $500.
 
It's free and easy to participate in our Referral Rewards Program.   Just by telling others about us you will earn:
 
  • TWO Arizona Lottery Scratcher tickets
  •  Plus a chance to win $50 and even $500
 
We appreciate you sharing with your friends and associates about the special treatment and low prices you receive from AnCap Insurance! So to say "thanks", we've added a little fun and money to the process. 
 
When someone you've referred contacts us and tells us that you sent them, we'll give you TWO Arizona Lottery Scratcher tickets immediately! 

integrity tree service1And, you'll get one entry in our monthly drawing for $50 as well as one entry in our annual drawing for $500-held in December just in time for holiday shopping.

Thank you, Ron, and thank you to everyone who referred a friend last month.  We appreciate your business and your referrals.
 
Frank

Frank Capparelle, Sr. and the team at AnCap Insurance

 Does Your Auto Liability Coverage Meet 2010 Needs?
 
 
integrity tree service1Have you checked your auto insurance coverage lately to see what your liability coverage is?
 
According to AnCap Insurance President Frank Capparelle, Sr., too many people are still maintaining 100/300/50 (dollar) liability limits which were excellent levels back in the 1980's. While rental car companies consider this to be the minimum amount of coverage required, and states have even lower requirements, in today's dollars you are taking considerable risks every time you drive.
 
"If you were to be involved in an accident involving three or four cars, or if one or two individuals were seriously injured, 100/300/50 liability coverage would probably NOT be sufficient enough to cover the costs of the claims," says Frank. 
 
"Then you would be hit with the bills which could run into the tens or hundreds of thousands of dollars." 
 
To review, $100,000 is the limit per person for bodily injury coverage; $300,000 is the total amount for bodily injury coverage (for everyone); and $50,000 is the coverage for property damage.
 
"Let's say you have an 'at-fault' accident and someone was hurt badly enough to spend a week in the hospital, and couldn't work for a year or two," continues Frank.  "Loss of pay as well as hospital and medical-related expenses could easily exceed $200,000."
 
"The insurance company would pay the $100,000 as stated in your policy.  Then YOU would be responsible for the additional $100,000. Accidents like this can get very expensive and a good lawyer will look for any assets that you have that can be attached, such as your paycheck."
 
Frank strongly recommends that you consider increasing to higher liability limits of 250/500/100 especially if you have assets that you could lose.  "People need to have coverage in today's dollars. Why take the risk and lose sleep over this?"
 
"Sufficient liability coverage is the most important thing to consider when buying or reviewing your auto insurance.  Everything else is just 'window dressing.'  Remember, it's what's INSIDE the policy that counts, not just the price on the cover page."
 
Call us today at 602-943-2586 or click here to send us an email to review what your limits are and/or to inquire about the options for increasing to the new recommended standards of 250/500/100 with a one million dollar umbrella policy attached.
 
We're open from 9 am through 5 pm Monday through Friday to service your insurance needs.
Classic Cars Showcase
Capparelle Family's Hobby
 
From the Beach Boys' "Little Deuce Coupe" to the Chevy in Don McLean's "Miss American Pie", American's have such a love affair with cars they sing about them. integrity tree service1
 
Frank Capparelle, Jr. spent a March weekend with his young daughter at the Goodguys' Spring Nationals Car Show in Scottsdale.

"The blue car I am standing by is a 1959 Impala.  This car along with the 1959 Cadillac epitomized the big fin era of Detroit. I thought it looked wild." 
 
Tow-mater"The picture with me by the old tow truck is special for kids.  It's a replica of the Disney Pixar movie character Tow-Mater. He is not the exact truck, but he is close.  My child loved the movie.  Tow-Mater is a bit of a star in it."

AnCap offers classic car insurance.  Call us for more information at 602-943-2586 or click here to send us an email.
AnCap Has You Covered
 
AnCap can provide solutions for all of your insurance needs. 
 Did you know that we offer all these insurance policies and more?
 
Home   Condo   Flood   Auto 
   Classic Car   Motorcycle 
   Boat   RV   Motor Homes
Personal Umbrella
Commercial   Workers Comp
General Liability   Inland Marine
Life   Health    Disability 
 Long Term Care
  Medical Supplements 
 Dental/Vision
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