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 December 2009

Vicarious Liability - What Qualifies as a Dangerous Instrumentality?   

In the new 1st DCA case of Rippy v. Sheppard, the Court determined that a farm tractor does not constitute a dangerous instrumentality for purposes of establishing vicarious liability of ownership.
     As we are all aware, Florida is one of the few places in the United States that employs the dangerous instrumentality doctrine, which "imposes strict vicarious liability upon the owner of a motor vehicle who voluntarily entrusts that motor vehicle to an individual whose negligent operation causes damage to another."
     Extensive case law has been devoted over the years to the definition of a "motor vehicle" and what constitutes the same for purposes of determination of a dangerous instrumentality.
     While a statutory definition of "motor vehicle" is helpful, it is not controlling in determining what constitutes a dangerous instrumentality.tractor final
     For instance, it has been held in Florida that while a trailer is not a dangerous instrumentality for purposes of vicarious liability attachment, it does meet the statutory definition of a "motor vehicle" and is subject to licensing requirements under Statue for motor vehicles.
     Further, while a forklift does not meet the statutory definition of a "motor vehicle", it has been determined, at least in one District, to constitute a dangerous instrumentality for purposes of application of vicarious liability.
     Finally, while the Appellant in this case argued that a farm tractor should be a dangerous instrumentality because of its size and character, the Court found that that also was not a determining factor, inasmuch as a road grader had also been found not to be a dangerous instrumentality.  The Court noted that farm tractors, like road graders, are not used as a mode of transportation, nor are they routinely operated in public places so as to pose a sufficient danger to the public in order to be designated as a dangerous instrumentality.
Rippy v.Shepard, 15 So. 3d 921; 2009 Fla. App. LEXIS 11042 (2009) 

PIP Perspective
NDNC Neurological Treatment Center v. United Automobile Ins. Co., 16 Fla. L. Weekly 590 (Fla. 17th Judicial Circuit 2009)
Subject Matter: Withdrawal of benefits - Medical report  Holding: A valid report for the purposes of withdrawal of PIP benefits may be supported by an independent medical examination conducted at the request of the insurer, but not by physical examination by the treating physician. Application to PIP: This issue came about on Plaintiff's Motion for Summary Judgment as to Reasonable, Related and Necessary medical treatment.  As a result, the Defendant filed an affidavit of an IME doctor, who merely reviewed the patient's medical records, in opposition to Plaintiff's motion.   However, the court found this affidavit insufficient based on Florida Statute 627.736(7)(a).  The legislature added the last sentence, which states in part: "An insurer may not withdraw payment of a treating physician without consent of the injured person covered by the personal injury protection, unless the insurer first obtains a valid report by a Florida physician licensed under the same chapter as the treating physician whose treatment authorization is sought to be withdrawn.  A valid report is one that is prepared and signed by the physician examining the injured person or reviewing the treatment records of the injured person and is factually supported by the examination."
     The effect of this above provision is to help remedy the current practice of PIP insurers utilizing what are termed "paper IME's" in which the insurer's physician merely reviews the medical treatment documents of the injured person and writes a report stating that such treatment was not reasonable, related or necessary.
     As a result, the court concluded that a valid report may be performed either by the reviewing physician whose report is factually supported by the IME's physical examination, or an IME physician, and not a physical examination by the treating physician which does not factually support the conclusion of the "reviewing" physician.  A "valid report" cannot simply be a "paper IME." 
Volunteer Project:  Broward Partnership for the Homeless
     On September 26th and October 3rd, Kirwan & Spellacy attorneys and staff volunteered their time to prepare and serve lunch to 200 men, women and children at the ShelterFort Lauderdale BPHI shelter. With this tough economy so many more people have become homeless, including families with children. One of our partners said, "this was one of the most eye opening experiences I've ever had. This shelter is a first-class facility, helping members with the "entire package" that comes with being homeless, by providing medical treatment, dental care, child care, clothing and back to work skills and  education; basically anything that is needed to help them get back on their feet." 
In This Issue
Vicarious Liablility-What Qualifies...
PIP Perspective
Volunteer Project
Attorney Spotlight   

Abramowitz

     Ethan Abramowitz, based in the Fort Lauderdale office, concentrates in insurance defense litigation and personal injury protection defense.
     Mr. Abramowitz received his Bachelor of Arts in Political Science from West Chester University of Pennsylvania, his Juris Doctorate from Nova Southeastern University, Shepard Broad Law Center and was admitted to the Florida Bar in 2009.

 
Kirwan & Spellacy is a full-service defense litigation firm serving the diverse needs of the insurance and business community throughout Florida.       
 
Practice Areas include:
 
Automobile Liability/ Uninsured Motorist

Commercial Premises & General Liability
 
Examinations Under Oath
 
Homeowners' &
Liability Claims
 
Insurance Law
 
Personal Injury Protection
 
Special Investigative Unit/Fraud
 
Subrogation
 
Workers' Compensation
 
Education
 
Kirwan & Spellacy provides state-certified continuing education and seminars on relevant topics as a courtesy to our clients.
 
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888 S.E. 3rd Avenue
Suite 301
Fort Lauderdale, FL 33316
(954) 463-3008
 
Miami
19 West Flagler Street
Suite 1100
Miami, FL 33130
(786) 275-3140

Jupiter
275 Toney Penna Drive
Suite 1, Jupiter, FL 33458
(561) 615-0333
 
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595 Cypress Gardens Blvd., Suite 320
Winter Haven, FL   33880 
(863) 508-1684

For More Information
 
Contact Shawn Spellacy directly. Email or telephone 954.463.3008.

 

 

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