Autumn at Your  Southwestern Michigan Lake Home
Making the Most out of Your Lake Living November 2008
In This Issue
Message
Welcome Francee
Have a Chili Cook Off
Winterize Your Lake Home
Winter Damage & Docks
Lake Home Financing
Property Tax Calculator
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Michigan Lakes Team Inc. is your lake connection in SW Michigan. As a buyer you can work with one agent for all of SW Michigan. We  can compare a better deal for you even if the houses are 100 miles apart yet the same driving time from home. As a seller we offer a marketing plan that no other company comes close to. Our web site recieves over 17,000 hits a month and is in the top 16% of all web site in the world as to number of monthly hits. Your home needs to be on our site.  When  it comes to lake property- go to the professionals.
 
 
Tammy and FranceeWELCOME!
 
Francee Foster
&Tammy Niemier
 
Francee has been in real estate for over 24 years and has placed as one of the top agents in the nation.  Tammy is an amazing go-getter whose energy never stops. She leaves no stone unturned.This team is unstoppable and we are very excited about having them join our team.
 
 Have a Chili Cook Off
Now that the weather is getting colder it is a great time to have a chili cook off on  your lake. Get the neighbors together, pick your judges and set the date. Blind judging works the best. Have the cooks sign out cup numbers secretly and have judging forms made up with cup numbers. Make sure to have plenty of tasting spoons. Judge on aroma, consistency, color, taste and aftertaste. If you need a good chili recipe go to www.famouschilirecipes.com Good Luck! 
snow on lake house Winterizing Your Lake House
Unplug electronics and appliances in case of power surge or lightning strike. Clean and dispose of ashes from fireplaces and woodstoves. remove all combustibles like paint, turpentine, household cleaners, etc. Drain gas out of mower, trimmers, and drain fuel line too. Check smoke detectors batteries and test them. Close openings around foundations, eaves, windows and doors that pests may use. Set mouse traps in basement and closets. Check chimney and make sure it is covered to keep animals and birds out. Remove food, cosmetics or medicine containers that may freeze. Have furnace checked and cleaned. Make a list of what you take home so you can brig back in the spring. Outdoors -check roof for loose or damaged shingles, clean and check boats- make a list of repairs for spring. Do not remove your boat from the water until you are ready to store it.  Water remains in the lower unit of inbound/out drives and plumbing until flushed. Blow out sprinkler system.  Drain humidifiers and install a low-heat thermostat. By doing this you can keep your place at 40 without freeze up rather than 55. Drain  your hoses, drain your pressure tank. Shut off water systems. Open all faucets. Flush toilets and dip water out of tank. Drain showers, water heaters, washers, dishwashers and sinks.  Or- if you are like me--- forget it!!!  Use your wonderful lake home in the winter time too and enjoy all it has to offer.
  
 
 
 New Technology Saves Docks from Winter Damage
 
Harsh winters can take a toll on docks and piers. Once ice forms around the pilings it forms a bond with the wood lifting the piles out of the ground. For a relatively inexpensive answer go to www.protectedtimber.com.

 The Economy & Lake Home Financing
 
How are you affected by this financial meltdown and mortgage crises?   Is there still money out there to finance a home purchase?  "ABSOLUTELY YES!  With good credit and a down payment, mortgages are still readily available," says Alan Butt, Manager of Allied Banc Mortgage in Mishawaka.  Read More
money signCalculate what your new property taxes would  be on any lake house.
 
You can calculate what your new property taxes will be on any lake house  you maybe interested in. Go to http://www.michigan.gov/taxes/0,1607,7-238-43535_43540---,00.html and enter the info they ask for. Non-homestead is for out-of-state. Save this site as it will help you out a lot when looking for a home.
We hope you have enjoyed this months newsletter and that if you have not yet purchased a lake home - you will remember  us when the time comes. We are the true lake professionals not only involved in selling lake property but in protecting our waterways and keeping you well informed . Thank you
 
 
Contact Info
Michigan Lakes Team Inc.
69045 M-62 Suite F
Edwardsburg, Michigan 49112 
269.663.7700 office
269.663.7769 fax