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Simple ways to Protect your Family!
August 2008

Greetings!

This month a new Minnesota Motor Vehicle law goes in effect regarding texting while driving. It is now illegal.

When is the last time you reviewed your life insurance needs. Leaving your loved ones with enough money rather than just bills, is a sign true sign of LOVE. Get help from the experts, or complete an online quote request. Term Life Insurance rates are the most competitive ever. Get a quote now.

in this issue
  • Showing LOVE - with adequate Insurance.
  • Biggest driving mistakes moms make!
  • All Terrain Vehicles - Injuries on the Rise
  • Summer Safety Tips - American Red Cross

  • Biggest driving mistakes moms make!
    Child in cluttered car

    Car crashes are the leading cause of death for those ages 3 to 33, and nearly 80 percent of accidents result from driver distractions of just three seconds - like handing a child a sippy cup! Getting organized helps - you'll spend less time searching for missing cell phones and dropped bottles and more time with your eyes on the road. (For Parenting.com's tips on how to tame the clutter in your mom-mobile. Watch video report from Lisa Bain of Parenting Magazine.

    When you are not able to avoid an accident, how Good is your Insurance Protection?

    Will your auto insurance provide you or your family a minimum of $500,000 if seriously injured by an unisured or underinsured driver?


    All Terrain Vehicles - Injuries on the Rise
    ATV

    While riding an all-terrain vehicle (ATV) may seem like a fun activity for your child, too often it can end in a serious injury and a trip to the emergency room.

    In fact, deaths and hospital visits related to ATV use have more than doubled in the past decade, and a new study reports that the most common injuries that youngsters sustain include serious injuries such as broken legs and arms, skull fractures, brain injuries and hemorrhages.


    Summer Safety Tips - American Red Cross

    School's out, pools are open and people across the country are looking for fun ways to cool down as summer temperatures heat up. As you head to the beach, to the pool, or to the mountains for a camping vacation, the American Red Cross encourages you and your family to keep safety in mind!

    Take the Water Safety Quiz.... Do you know how to stay safe around the water? Test your water safety skills by taking the Red Cross Water Safety Quiz!


    Showing LOVE - with adequate Insurance.
    home for nl

    Term life is the simplest and least expensive type of policy. It's pure insurance with no cash value account. A term life policy has only one function: to pay a specific lump sum to whoever you've designated, upon a specific event - - your death. The death benefit and the policy limit are the same - - a $200,000 policy pays a $200,000 death benefit. The policy protects your family by providing money they can invest to replace your salary, as well as to cover final expenses incurred by your death. Other types of life insurance provide both a death benefit and a cash value account. Their premiums are larger than term life premiums, because they fund the savings account in addition to buying insurance. These policies are often referred to as cash value policies. They include: Whole Life Variable Life Universal Life Universal Variable Life

    To request a free quote call us at 952-469-0414 or click the link below.

    Show Your Love...Get a Quote
    Quick Links...

    New MN Law - No Driving While Texting

    Renting a Jet Ski..Are you Insured?



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