Before your trip:

Make sure your RV is well maintained and ready to go where you are. That's the ticket toward having a safe, trouble free trip.

• Install a deadbolt door lock on your RV
• Inspect all belts and hoses for cracking, especially radiator hoses. Replace if needed.
• Check headlights, tires (air and tread) and turn signals.
• Check your fire extinguisher and smoke alarms.
• Clean your cooking vent hood to avoid grease fires.
• Leave your itinerary with relatives or friends in case of emergency.

On the Road:

Be sure to observe the common principles of safety. Know the speed limits, rig height, and always buckle your seatbelt.

Tools to Keep Handy:

• Flashlight
• Jumper Cables
• Flat repair spray
• Road Flares
• Adjustable Wrench
• Screwdrivers
• Pliers
• Duct Tape (for temporary repairs to ruptured radiator hoses)

Severe Weather Tips:

Park in a sheltered area. In stormy weather, avoid trees and powerlines. The safest place from lightning is inside your RV. Avoid parking in areas that are subject to flash flooding.

Last but not least, verify your insurance coverage with our office and carry the information with you. (530) 673-8862, or www.roseinsuranceca.com.

Whether you're taking your Harley and heading across country, or just hitting the Northwest backroads, we want you to be safe on the roads this summer. Here are a few top tips:

No one's too old to wear a helmet
 A motorcycle rider not wearing a helmet is forty percent more likely to sustain a fatal head injury in a crash than a rider without a helmet. A National Highway Traffic Safety Administration study reports that "helmets saved 1,658 motorcyclists' lives in 2006, and that 752 more could have been saved if all motorcyclists had worn helmets." Buy a full-face helmet for the best protection for your head and eyes. Wear other protective gear as well: heavy leather or synthetic gloves, long pants and jacket, and over-the-ankle leather boots.

In a crash, the SUV wins
 When cars and motorcycles collide, it's usually because the driver of the car failed to see the cyclist. With more SUVs on the road, it's even more critical to take extra steps to become more visible. Use your headlamps-both night and day-and wear yellow, red or orange jackets to make yourself easy to see. Make a point of positioning yourself in your lane for visibility.

Training saves

 One out of four motorcycle drivers involved in fatal crashes in 2006 were driving with invalid licenses. Many companies offer discounts to riders who attend the Motorcycle Safety Foundation's safe riding courses or are active in one of 10 approved groups that promote safe riding. Do both those things and you can reduce your premium by up to 10 percent.

New Gear? Update your policy
 Some companies offer special coverage for custom parts and equipment-but you have to make sure each piece of equipment is listed on your policy. Any time you buy new leathers or safety equipment or customize your bike, call us at (530) 673-8862 or visit us on the web at  www.roseinsuranceca.com before you head out on the highway.

 When out on the waves, put safety first! Be aware of the weather, know the rules, take care in cold water, stay sharp, and be careful when water skiing, knee-boarding, and tubing.

Stay alert for bad weather signals while boating. If a small craft advsiory is announced, get to shore immediately. Because weather conducts electricity, it's important to get off the water at the very first sign that lightning could strike.

You are responsible for the safety of those on board your boat and other boaters. Learn to recognize the distress signals and rules.

Take care in cold water because hypothermia can kill. If you must enter cold water,button up any clothing you can, put on your Personal Floatation Device (PFD), try to cover your head and enter the water slowly. If your boat capsizes, it will likely float on or just below the surface of the water.Try to get as much of your body out of the water as possible by climbing onto the boat. Do NOT discard clothing; it will help trap heat. Draw your knees up to lessen the escape of heat. And if there are several people in the water, huddle together so you can conserve heat.