Pat Webb - Phase 2 Advisors
What goes up...
Weekly Update - February 13, 2012
In This Issue
Golf Tip
Health Tip
Green Fact
The Markets:

As the old expression goes; what goes up must come down. During the final minutes of trading, the Dow Jones Industrial Average trimmed its gains, falling 89.23 points, or 0.7%, locking in a weekly loss of 0.5%. For the day, only one of the Dow's 30 components rose. The broad-based S&P 500 fared similarly, retreating 9.31 points, or 0.7%, for a loss of 0.2% for the week, while the tech heavy Nasdaq declined 23.35 points, or 0.8%, ending the week down 0.1%.[1]

In an action reminiscent of 2011, worries about stalling efforts to keep Greece from defaulting sparked this pre-weekend decline. As stocks fell, the Chicago Board Options Exchange (CBOE) Volatility Index (VIX) jumped above 20 for the first time in nearly two weeks, rising more than 11%.[2]  While we don't view this as a major cause for alarm, it is a reminder that all is not yet well with our European counterparts. After a week dominated by both hopes and fears about a nation at the center of Europe's debt crisis, stocks finally snapped their five-week winning streak as negotiations faltered.

Equity markets have been red-hot this year, and frankly, last week's pullback should come as little surprise. If stocks continued their ascent at the same fiery pace we've seen so far in 2012, the S&P would end the year up over 60%! Such remarkable gains are completely unrealistic to expect, and would be totally unsustainable. Healthy markets move up and down on a daily basis. While it is generally accepted that the stock market will grow in value over time, short-term movements can happen for a variety of reasons too numerous to list. It's just the nature of the stock market.

It may be easier said than done, but we encourage you not to let unpredictable short-term moves in the market overly influence your investment decisions. In the long run, we believe Europe is going to muddle through this, though there are bound to be bumps along the way.

Tuesday - NFIB Small Business Optimism Index, Retail Sales, Import and Export Prices, Business Inventories
Wednesday - Empire State Manufacturing Survey, Treasury International Capital, Industrial Production, Housing Market Index, EIA Petroleum Status Report, FOMC Minutes
Thursday - Housing Starts, Jobless Claims, Producer Price Index, Ben Bernanke Speaks at 9:00 AM ET, Philadelphia Fed Survey
Friday - Consumer Price Index, Leading Indicators



Notes: All index returns exclude reinvested dividends, and the 5-year and 10-year returns are annualized.
Sources: Yahoo! Finance, MSCI Barra. Past performance is no guarantee of future results.
Indices are unmanaged and cannot be invested into directly. N/A means not available.


Apple's stock soared to new heights on Thursday, pushing the company's market capitalization to $456 billion, a number that is greater than the values of rivals Google and Microsoft combined.[3]

Gold fell on Friday, following losses in the euro and U.S. equities, as uncertainty over negotiations on a bailout package for Greece prompted investors to sell the metal and hoard cash.[4]

Photography giant Kodak has said it will stop making digital cameras in the next six months, a media report said on Thursday. The 130-year-old Eastman Kodak Company, which invented the digital camera in 1975, has now said it will try to license its brand to other camera manufacturers. Kodak has filed for bankruptcy protection, having lost almost 90% of its market value in 2011.[5]

Greek lawmakers looked set to endorse a new austerity deal on Sunday, to secure a multi-billion-euro bailout and avert what Prime Minister Lucas Papademos warned would be "economic chaos."[6]

Quote of the Week
"Unless you're willing to have a go, fail miserably, and have another go, success won't happen."
 - Phillip Adams
Recipe of the Week

No-Bake Coffee Rounds


Purchased cookies make this no bake dessert or snack easy to make.

8-ounces crisp, unfrosted sugar cookies, finely crushed (2 cups)
1 cup toasted hazelnuts, almonds, or pecans, finely chopped
1 cup sifted powdered sugar
1/4 cup light-color corn syrup
2 tablespoons coffee, orange or almond flavor liqueur
2 tablespoons butter (no substitutes), melted
1/3 cup sifted powdered sugar
2 teaspoons edible glitter (Optional)

1.    Combine crushed cookies, nuts, the 1 cup powdered sugar, corn syrup, liqueur, and butter in a mixing bowl; stir with a wooden spoon until well-mixed. Shape into 1-inch balls.
2.    Roll balls in the 1/3 cup sifted powdered sugar (combined with edible glitter, if desired); cover. Let stand 2 hours. Before serving, roll again in powdered sugar. Chill up to 2 days or freeze up to 3 months. Makes 40 balls.

Golf Tip

Write it Down

It's easier to improve if you can document your hits and misses. Where do you hit good shots, and where do you hit poor ones? Did you hit right, left, or on top? How many putts of less than five feet do you miss? Keep a journal and consult it periodically to unearth patterns and discover areas that need work.

Healthy Lifestyle

Eat the Right Fats

Studies suggest that replacing saturated fats (e.g., butter) with plant-based sources of polyunsaturated and monounsaturated fats may help lower blood cholesterol. Sources of polyunsaturated fats include corn and soybeans, and many nuts and seeds and their oils. Monounsaturated fat sources include canola, olive, and peanut oils, and avocado.[7]

Green Living

Stop Idling

Every moment you spend idling your car's engine means needlessly wasting gas, as well as added wear on your vehicle. Idling for just 10 seconds wastes more gas than is needed for startup. Overall, Americans idle away 2.9 billion gallons of gas a year, worth around $78.2 billion.[8]

Share the Wealth of Knowledge!

Please share this market update with family, friends, or colleagues. If you would like us to add them to our list, simply click on the "Forward email" link below. We love being introduced!

Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values.  


The Standard & Poor's 500 (S&P 500) is an unmanaged group of securities considered to be representative of the stock market in general.

The Dow Jones Industrial Average is a price-weighted average of 30 significant stocks traded on the New York Stock Exchange and the Nasdaq. The DJIA was invented by Charles Dow back in 1896.


The MSCI EAFE Index was created by Morgan Stanley Capital International (MSCI) that serves as a benchmark of the performance in major international equity markets as represented by 21 major MSCI indexes from Europe, Australia and Southeast Asia.


The 10-year Treasury Note represents debt owed by the United States Treasury to the public. Since the U.S. Government is seen as a risk-free borrower, investors use the 10-year Treasury Note as a benchmark for the long-term bond market.


Google Finance is the source for any reference to the performance of an index between two specific periods.

Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance.


Past performance does not guarantee future results.

You cannot invest directly in an index.


Consult your financial professional before making any investment decision.


Fixed income investments are subject to various risks including changes in interest rates, credit quality, inflation risk, market valuations, prepayments, corporate events, tax ramifications and other factors.


These are the views of Platinum Advisor Marketing Strategies, LLC, and not necessarily those of the named representative or named Broker dealer, and should not be construed as investment advice. Neither the named representative nor the named Broker dealer gives tax or legal advice. All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. Please consult your financial advisor for further information.


By clicking on these links, you will leave our server as they are located on another server. We have not independently verified the information available through this link. The link is provided to you as a matter of interest. Please click on the links below to leave and proceed to the selected site.  










Pat Webb
Pat Webb - Phase 2 Advisors
8100 Turman Ct
Fort Collins, CO 80525