Bay Gulf Masthead
September 20, 2010
Greetings!

MERGER WITH MIDFLORIDA CREDIT UNION APPROVED
 
Our Board of Directors approved it, the regulators approved it, and now you, the members of Bay Gulf Credit Union, have approved it. Bay Gulf will officially become part of MIDFLORIDA as of October 1, 2010.
 
The combined credit union, MIDFLORIDA and Bay Gulf, will result in $1.55 billion in assets, nearly 150,000 members, and service to 14 Central Florida counties. Becoming part of MIDFLORIDA will offer numerous benefits to you and all Bay Gulf members. These include:
  • Extended service hours
  • MIDFLORIDA LogoHigher dividend rates
  • Lower loan rates
  • Reduced fees in some cases
  • Elimination of PIN-based debit card fees
You won't notice any immediate changes, but as Bay Gulf begins integration with MIDFLORIDA, look for notification on our web site at www.BayGulf.com, via U.S. Mail, and through our twice-monthly e-News Updates email newsletter. If you're not subscribed, just click here to begin receiving these updates.
 
Our branches remain open with the same operating hours you're used to and we may be reached at the same number, 813-932-1301. Please continue to communicate with us as you always have, and continue to use Online Banking and Bill Pay as you have been. You will receive plenty of notice of any impending changes.
 
Thank you for your positive vote and for being a loyal member to Bay Gulf over the years. All of us here at Bay Gulf are very excited about the products and services and great rates we'll be able to bring you as MIDFLORIDA. For more information on MIDFLORIDA, visit www.MIDFLORIDA.com.
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Antique map in Manifest Header Art provided courtesy of David Rumsey Map Collection

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Sincerely,
 
Member Services
Bay Gulf Credit Union
813.932.1301