Bay Gulf Masthead
June 28, 2010
Greetings!   

 
We're sure you've heard about our intention to merge with MIDFLORIDA Credit Union before the end of this year. We are confident MIDFLORIDA will be able to offer you an excellent array of financial products and services.
 
Please be assured that during the merger process, Bay Gulf will continue with business as usual and is here to serve you as always.  And, of course, you will be updated as progress is made.
 
In the meantime, please feel free to contact us with questions any time.
 

LAST CHANCE TO AVOID STATEMENT FEE

Have you enrolled in  e-Statements yet? Beginning June 30, 2010, paper statements will be assessed a $2 fee each.*
 
Logging one-Statements look exactly like paper statements. They are delivered through Online Banking and you receive an e-mail from us when they are ready each month.
 
Because they are stored electronically, they are available whenever you need them, night or day. No paper, no mail, no potential identity theft...and no fee.
  
Enroll today by logging in to Online Banking and clicking on E-STATEMENTS.
 
 
*The $2 statement fee is waived for members age 62 and older. 
Experience The Difference Banner
 
PAY BILLS THE EASY WAY
AND GET PAID BACK
 
- Experience the difference of online bill payment!
- Sign up and pay just seven bills between June 15 and July 3
- You could get TEN BUCKS back!
Read more and get the rules >>>
 
DEBIT OVERDRAFT PROTECTION CHANGE
AFFECTS YOU
 
Debit Card PaymentBay Gulf's Debit Mate program may pay  debit transactions presented for payment even if the funds are not available, as long as the account holders meet certain requirements.
 
This will take the account negative and a fee is assessed, but allows the transaction to clear and the payment to be made.
 
Within the next few weeks, you will be receiving details about changes to the Debit Mate courtesy pay program. Please read these details carefully and take action so that you may retain the protection you already have.
 
In This Issue
Last Chance To Avoid Statement Fee
Pay Bills the Easy Way
Debit Overdraft Changes
Traveling Outside the US?
Quick Links
 
 
 
TRAVELING OUTSIDE THE CONTINENTAL
U.S.?
 
 
Let's make sure you can use your VISA Debit Card with uninterrupted service.
 
If you are travelling outside the continental United States, please contact us before your departure so that we may prevent any possible security issues.
 
Visit any Bay Gulf location or call us at 813-932-1301. Enjoy your trip!
 
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Antique map in Manifest Header Art provided courtesy of David Rumsey Map Collection

www.davidrumsey.com 

Happy Independence Day
 In observance of Independence Day, all Bay Gulf locations will be closed on July 5.
 
American Flag
 
 
 

 

 
 Thank you for your membership and we look forward to helping you with all of your financial needs.
 
Sincerely,
 
Member Services
Bay Gulf Credit Union
813.932.1301