3 STEPS TO
YOUR NEW RIDE
Step 1 - Secure Your Loan |
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Get pre-approved for a car loan so you know how much you can spend, and tell the dealer or your auto advisor that you already have funding in place. 
Step 2 - Find Your Car, Truck, or SUV
We have two avenues to get you going:
-- Chris Engle, our Auto Advisor, is your personal shopper and advocate in finding the new vehicle you want at the best possible price, saving most Bay Gulf members an average of $2000. Call Chris at 727-420-5515.
-- Shop for pre-owned vehicles with Enterprise Car Sales. Stop by your local lot or visit Enterprise online.
Step 3 - Auto-Pilot Your Payment
Put your loan payments on automatic pilot with payroll deduction or recurring electronic transfers from your checking account. Or, make transfers any time using Online Banking.
*Annual Percentage Rates on loans are as low as. Rates subject to change. The rate you pay will be based on your credit history. Contact the Credit Union for current financing terms. |
TRAVELING OUTSIDE THE U.S. THIS SUMMER?
Let's make sure you can use your VISA Debit Card with uninterrupted service. If you are travelling outside the continental United States, please contact us before your departure so that we may prevent any possible security issues. |
Visit any Bay Gulf location or call us at 813-932-1301. Enjoy your trip!
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 CHANGES COMING TO OVERDRAFT PROTECTION ON DEBIT TRANSACTIONS
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Bay Gulf's Debit Mate program may pay debit transactions presented for payment even if the funds are not available, as long as the account holders meet certain requirements. This will take the account negative and a fee is assessed, but allows the transaction to clear and the payment to be made.
Changes are coming soon to the DebitMate courtesy pay program, so watch for news so that you may retain the coverage you already have.
Contact us to set up overdraft protection on all your checking accounts, and apply for a line of credit for extra protection. |