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Better Prepared
  October 2010
Aloha,

September was National Preparedness Month, the kids are back in school, the holidays aren't quite here yet, and in Hawaii, we still have two more months of "hurricane season".  Now seems like a perfect time to get better prepared for a natural disaster or a major life change.  And for those of you in snow country, be sure to get your winter emergency kit in the car.

I've titled this month's newsletter as "Better Prepared" rather than Being Prepared, Get Prepared or Preparedness because I've learned that no matter what happens, no matter how prepared I think I am, I always find something I've forgotten or something that didn't go according to plan. 

If you're like many who get overwhelmed when faced with the idea of getting an emergency kit together, start small.  Start with a bag or a box and put a first aid kit or a flash light in it.  Start today with one item and then put another item in each week until you've built what you need. 

For a list of emergencies supplies for people & pets, a family plan and other information to get Better Prepared click here...

If you already have a kit, update the supplies.  Replace any expired or soon to be expired items and make sure you check your batteries.
Take Your PIC (Personal Information Center)
Take Your PIC
Take Your PIC Notebook
If you need to evacuate due to an emergency you may not have the time to gather your important information and your bills.  So begin to do it now. 

There are plenty of notebooks, paper forms and electronic files that can help you collect your financial, medical and personal information.  But I created this Take Your PIC notebook to simplify the process.  I got tired of writing phone numbers, names and other information. 

What's included in the PIC notebook:
  • Emergency kit lists (for you, your family and your pets)
  • Family emergency contact list
  • Envelope for photos
  • Tabs for various categories and the list of documents to include
  • My coaching support to make it happen.
Cost:  $35 (tax and shipping included if you order in October)

This notebook is also useful if you're moving and want to have your information and your bills at your finger tips.  Or if you, as the primary bill payer, need someone else to take care of the finances for you.  I realized that if I died or was injured, my husband would be burdened not only with the stress of the situation but he would have to pay the bills and try to figure out my system.

For more information or to order go to Take Your PIC...
Don't Wait Until Someone Dies
A death of a loved one is hard enough, don't add to the pain by leaving your information and finances scattered throughout your home, office and places beyond.  Help your family by going through a checklist now to make sure you have updated information on all your accounts and activities in a secure but handy location.  I understand that thinking of your own death may actually hinder the process of organizing your information so I look at it this way -- if I'm in the hospital and can't pay the bills, I'm sure I would want my husband to spend his time holding my hand instead of digging through my files.

Here is a checklist to help you identify information and papers that may be important to your family:

Death of a Spouse: Financial Steps You Should Take
Whether you start your kit, update your supplies, make a plan or begin to collect your information, be sure to take time to enjoy the present.  It can be fun.
Shawndra Holmberg
Sincerely,
 
Shawndra

808.969.3800
www.dhucks.com



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Good luck happens when preparedness meets opportunity.
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