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As an insurance broker, specialising in holiday home insurance for furnished holiday lets across the UK; we are increasingly being asked questions by owners and their agents regarding legislation surrounding the operation of a holiday cottage. Insurance is our speciality and we are not lawyers, so we will often seek our own guidance from the relevent authority. A recent query was regarding owners who as a gesture of goodwill provide a welcome hamper of food for their self-catering guests which may include for example a home baked cake, pot of homemade jam etc. In particular would such activities fall within the Food Hygiene Legislation.
Another scenario which we are asked about is where the property owner lives adjacent to the holiday cottage and offers a service whereby they will cook breakfast for their guests in the holiday cottage, or even offer to cook evening meals by request in return for payment.
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